CKHGY:OTC-Capitec Bank Holdings Limited (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 46.69

Change

0.00 (0.00)%

Market Cap

USD 10.67B

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. It operates through two segment, Retail Banking and Business Banking. The company offers various deposits products, including transactional and savings accounts; rental finance; and term loans, mortgage loans, home loans, commercial property loans, credit facilities, instalment sales and leases, and credit cards, as well as funeral and life insurance products. It also provides treasury products, which includes foreign exchange, money market solutions, and trade finance services; and collection and payment services, authenticated collections, data and bank account validation, salary transfer, Internet banking, and mobile banking services. As of February 2020, the company operated approximately 852 branches and 2,380 ATMs. Capitec Bank Holdings Limited was incorporated in 1999 and is headquartered in Stellenbosch, South Africa.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-02 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD198.31B 16.66 N/A
CIHKY China Merchants Bank Co., Ltd

-0.95 (-2.45%)

USD197.67B 16.32 N/A
PBLOF Public Bank Berhad

N/A

USD100.85B 10.71 N/A
SBRCY Sberbank of Russia

+0.37 (+2.51%)

USD80.91B 3.03 N/A
BNPQY BNP Paribas SA

+0.81 (+2.72%)

USD74.11B 8.78 N/A
BNPQF BNP Paribas SA

+1.10 (+1.84%)

USD74.11B 8.81 N/A
PBCRY PT Bank Central Asia Tbk

-0.81 (-1.32%)

USD61.33B 34.77 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD57.63B 32.68 N/A
DBSDY DBS Group Holdings Ltd

-0.70 (-0.85%)

USD53.23B 13.34 N/A
DBSDF DBS Group Holdings Ltd

-0.38 (-1.84%)

USD52.58B 13.49 N/A

ETFs Containing CKHGY

Symbol Name Weight Mer Price(Change) Market Cap
FLZA Franklin FTSE South Afric.. 0.00 % 0.19 %

+0.30 (+1.17%)

USD2.37M
HZAR:PA HSBC Msci South Africa Ca.. 0.00 % 0.60 %

-0.08 (-0.19%)

USD4.63M
H4ZQ:F HSBC Msci South Africa Ca.. 0.00 % 0.60 %

-0.17 (-0.40%)

USD4.63M
H4ZQ:XETRA HSBC Msci South Africa Ca.. 0.00 % 0.60 %

-0.08 (-0.19%)

USD4.63M

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.98% 61% D- 46% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.98% 61% D- 46% F
Trailing 12 Months  
Capital Gain 6.92% 74% C 38% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.92% 70% C- 37% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -1.52% 30% F 34% F
Dividend Return 0.67% 16% F 26% F
Total Return -0.85% 25% F 33% F
Risk Return Profile  
Volatility (Standard Deviation) 25.63% 37% F 65% D
Risk Adjusted Return -3.31% 26% F 34% F
Market Capitalization 10.67B 87% B+ 89% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 30.15 8% F 25% F
Price/Book Ratio 6.20 1% F 22% F
Price / Cash Flow Ratio 297.96 1% F 1% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 15.92% 96% A 86% B
Return on Invested Capital -6.90% 10% F 28% F
Return on Assets 3.04% 99% A+ 74% C
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.73 35% F 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.