CKHGY:OTC-Capitec Bank Holdings Limited (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 44.74

Change

0.00 (0.00)%

Market Cap

USD 12.85B

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. It operates through two segments, Retail Banking and Business Banking. The company offers transactional banking services; term loans, credit facilities, mortgage loans, overdrafts, instalment sales and leases, credit cards, and access facilities; rental finance; collection and payment services; and merchant services, as well as funeral and life insurance products. It also provides treasury products, which includes foreign exchange spot trades, foreign exchange forward contracts, vanilla foreign exchange options, and money market call or term deposits; and internet banking and mobile banking services, as well as debit cards. As of February 2021, the company operated approximately 857 branches and 2,660 ATMs. Capitec Bank Holdings Limited was incorporated in 1999 and is based in Stellenbosch, South Africa.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-13 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
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SBRCY Sberbank of Russia

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BNPQF BNP Paribas SA

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USD85.56B 9.97 N/A
BNPQY BNP Paribas SA

+0.36 (+1.06%)

USD84.19B 9.80 N/A
DBSDY DBS Group Holdings Ltd

+0.34 (+0.39%)

USD56.62B 13.53 N/A
DBSDF DBS Group Holdings Ltd

-0.12 (-0.54%)

USD56.62B 13.79 N/A
PBCRY PT Bank Central Asia Tbk

+0.36 (+0.63%)

USD56.50B 32.10 N/A
IITSF Intesa Sanpaolo S.p.A

N/A

USD56.10B 12.94 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD56.07B 30.99 N/A

ETFs Containing CKHGY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.35% 22% F 37% F
Dividend Return 1.33% 57% F 41% F
Total Return 7.67% 25% F 38% F
Trailing 12 Months  
Capital Gain 94.52% 87% B+ 63% D
Dividend Return 2.43% 37% F 30% F
Total Return 96.95% 86% B 62% D-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 1.51% 39% F 36% F
Dividend Return 0.64% 14% F 22% F
Total Return 2.15% 32% F 34% F
Risk Return Profile  
Volatility (Standard Deviation) 29.03% 30% F 65% D
Risk Adjusted Return 7.41% 30% F 33% F
Market Capitalization 12.85B 88% B+ 91% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 32.67 7% F 24% F
Price/Book Ratio 4.86 1% F 27% F
Price / Cash Flow Ratio 1.25 53% F 37% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 16.07% 95% A 85% B
Return on Invested Capital -4.07% 22% F 34% F
Return on Assets 3.06% 99% A+ 74% C
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.63 45% F 62% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector