CIHKY:OTC-China Merchants Bank Co., Ltd (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 43.85

Change

+0.57 (+1.32)%

Market Cap

USD 218.30B

Volume

0.03M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

China Merchants Bank Co., Ltd. provides various banking products and services. It operates through Wholesale Finance Business, Retail Finance Business, and Other Business segments. The company accepts demand, time, call, savings, checking, notice, and renminbi accounts. Its loan products include personal commercial real estate, consumption, housing, and car loans; loans to finance for studying abroad; micro-business loans; mortgage loans for equipment; bank acceptance, discount, liquid capital, and fixed asset loans; and loans for vessels. The company also offers credit cards; insurance products; open-ended funds; discount and guarantee for commercial bills, redemption of commercial bills, and guaranteed discount for commercial acceptance bills; and financial consultation, debt financing underwriting, merger and acquisition financing, and equity financing and enterprise listing services. In addition, it provides forfeiting and risk participation, escrow, cross border RMB clearing, and interbank services; and risk and financial management, cross border RMB and oversea financing, international factoring and settlement, and trade finance services. Further, the company offers financial leasing and guarantee, third-party payment, cash management, investment and wealth management, forex option and gold trading, forex express trading, settlement, trade chain financing, international, offshore and private banking, custody, pension, and electronic banking services. As of December 31, 2020, it operated 142 branches; 1,724 sub-branches; one branch-level operation center; one representative office; 16,559 visual counters in Mainland China. The company also operated a branch in Hong Kong; a branch and representative office in New York, the United States; a branch in London, the United Kingdom; a branch in Singapore; a branch in Luxembourg; a representative office in Taipei; and a branch in Sydney, Australia. The company was founded in 1987 and is headquartered in Shenzhen, China.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD208.75B 14.07 N/A
SBRCY Sberbank of Russia

+0.21 (+1.23%)

USD181.08B 7.21 N/A
BNPQF BNP Paribas SA

-0.77 (-1.14%)

USD84.63B 9.85 N/A
BNPQY BNP Paribas SA

-0.32 (-0.95%)

USD84.40B 9.81 N/A
DBSDY DBS Group Holdings Ltd

-0.73 (-0.81%)

USD57.78B 13.93 N/A
DBSDF DBS Group Holdings Ltd

-0.81 (-3.60%)

USD57.78B 13.98 N/A
IITSF Intesa Sanpaolo S.p.A

+0.01 (+0.34%)

USD56.92B 12.52 N/A
ISNPY Intesa Sanpaolo S.p.A

-0.15 (-0.86%)

USD56.48B 12.45 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD56.18B 31.69 N/A
PBCRY PT Bank Central Asia Tbk

-1.60 (-2.84%)

USD55.91B 31.61 N/A

ETFs Containing CIHKY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 40.23% 83% B 66% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 40.23% 82% B- 66% D
Trailing 12 Months  
Capital Gain 90.65% 91% A- 67% D+
Dividend Return 3.66% 68% D+ 52% F
Total Return 94.31% 91% A- 67% D+
Trailing 5 Years  
Capital Gain 337.19% 96% A 81% B-
Dividend Return 29.12% 86% B 83% B
Total Return 366.31% 95% A 82% B-
Average Annual (5 Year Horizon)  
Capital Gain 29.59% 92% A- 65% D
Dividend Return 3.24% 75% C 65% D
Total Return 32.83% 90% A- 66% D
Risk Return Profile  
Volatility (Standard Deviation) 29.21% 33% F 67% D+
Risk Adjusted Return 112.41% 96% A 98% A+
Market Capitalization 218.30B 100% A+ 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.98 33% F 55% F
Price/Book Ratio 1.93 4% F 49% F
Price / Cash Flow Ratio 0.52 62% D- 42% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.50% 90% A- 82% B-
Return on Invested Capital -2.01% 41% F 40% F
Return on Assets 1.25% 83% B 62% D-
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.82 33% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.