CIHKY:OTC-China Merchants Bank Co., Ltd (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 33.20

Change

0.00 (0.00)%

Market Cap

USD 176.30B

Volume

7.67K

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

China Merchants Bank Co., Ltd. provides various banking products and services. It operates in Wholesale Finance Business, Retail Finance Business, and Other Business segments. The company accepts demand, time, call, savings, checking, notice, and RMB accounts. Its loan products include personal commercial real estate, consumption, housing, and car loans; loans to finance for studying abroad; micro-business loans; mortgage loans for equipment; bank acceptance, discount, liquid capital, and fixed asset loans; and loans for vessels. The company also offers credit cards; insurance products; open-ended funds; discount and guarantee for commercial bills, redemption of commercial bills, and guaranteed discount for commercial acceptance bills; and financial consultation, debt financing underwriting, merger and acquisition financing, and equity financing and enterprise listing services. In addition, it provides forfeiting and risk participation, escrow, cross border RMB clearing, and interbank services; and risk and financial management, cross border RMB and oversea financing, international factoring and settlement, and trade finance services. Further, the company offers financial leasing and guarantee, third-party payment, cash management, investment and wealth management, forex option and gold trading, forex express trading, settlement, trade chain financing, international, offshore and private banking, custody, pension, and internet banking services. It operates 141 branches; 1,681 sub-branches; one branch-level operation center; one representative office; 16,750 visual counters in Mainland China. The company also operates a branch in Hong Kong; a branch and representative office in New York, the United States; a branch in London, the United Kingdom; a branch in Singapore; a branch in Luxembourg; a representative office in Taipei; and a branch in Sydney, Australia. The company was founded in 1987 and is headquartered in Shenzhen, China.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-28 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD168.20B 13.23 N/A
SBRCY Sberbank of Russia

N/A

USD70.17B 2.77 N/A
BNPQY BNP Paribas SA

N/A

USD64.95B 7.69 N/A
BNPQF BNP Paribas SA

N/A

USD64.95B 7.71 N/A
PBCRY PT Bank Central Asia Tbk

N/A

USD56.10B 33.24 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD54.63B 30.99 N/A
DBSDY DBS Group Holdings Ltd

N/A

USD48.58B 12.50 N/A
DBSDF DBS Group Holdings Ltd

N/A

USD48.52B 12.34 N/A
IITSF Intesa Sanpaolo S.p.A

N/A

USD44.94B 7.67 N/A
ISNPY Intesa Sanpaolo S.p.A

N/A

USD44.77B 7.67 N/A

ETFs Containing CIHKY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 29.23% 95% A 70% C-
Dividend Return 3.27% 85% B 70% C-
Total Return 32.51% 95% A 70% C-
Trailing 12 Months  
Capital Gain 40.08% 96% A 73% C
Dividend Return 3.55% 83% B 69% D+
Total Return 43.63% 96% A 73% C
Trailing 5 Years  
Capital Gain 181.36% 95% A 82% B-
Dividend Return 24.75% 78% C+ 80% B-
Total Return 206.11% 96% A 83% B
Average Annual (5 Year Horizon)  
Capital Gain 24.16% N/A N/A 73% C
Dividend Return 3.34% N/A N/A 74% C
Total Return 27.50% N/A N/A 73% C
Risk Return Profile  
Volatility (Standard Deviation) 25.92% N/A N/A 63% D
Risk Adjusted Return 106.11% N/A N/A 98% A+
Market Capitalization 176.30B 100% A+ 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.04 24% F 50% F
Price/Book Ratio 1.59 6% F 49% F
Price / Cash Flow Ratio 39.78 2% F 5% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.13% 94% A 84% B
Return on Invested Capital 5.68% 62% D- 57% F
Return on Assets 1.20% 84% B 62% D-
Debt to Equity Ratio 111.84% 26% F 17% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.84 26% F 52% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector