CBWBF:OTC-Canadian Western Bank (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 27.35

Change

+0.35 (+1.30)%

Market Cap

USD 2.36B

Volume

200.00

Average Target Price

USD 34.17 (+24.92%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Canadian Western Bank provides personal and business banking products and services primarily in Western Canada. The company offers current, savings, cash management, US dollar, and chequing accounts, as well as organization, strata solution/condo, general trust, and trust fund investment accounts. It also offers commercial lending and real estate, and equipment financing and leasing products; loans and mortgages; secured and unsecured lines of credit; registered retirement savings plan; consolidation, vehicle, and recreation vehicle loans; and credit cards. In addition, the company offers cash management services; life and disability insurance products; and ATM, mobile, and online banking services, as well cheque order services. Further, it provides investment products comprising guaranteed investment certificates, registered retirement income funds, tax-free savings accounts, registered education savings plans, and mutual funds, as well as personal and business planning services. The company was founded in 1984 and is headquartered in Edmonton, Canada.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHKY China Merchants Bank Co., Ltd

+0.09 (+0.23%)

USD203.87B 16.88 N/A
CIHHF China Merchants Bank Co., Ltd

N/A

USD194.33B 16.83 N/A
PBLOF Public Bank Berhad

N/A

USD100.93B 10.71 N/A
SBRCY Sberbank of Russia

-0.33 (-2.18%)

USD80.96B 3.09 N/A
BNPQF BNP Paribas SA

-0.74 (-1.20%)

USD77.99B 9.09 N/A
BNPQY BNP Paribas SA

-0.40 (-1.28%)

USD77.75B 9.16 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD63.02B 33.94 N/A
PBCRY PT Bank Central Asia Tbk

-2.53 (-4.16%)

USD60.89B 34.29 N/A
DBSDF DBS Group Holdings Ltd

+0.35 (+1.70%)

USD52.17B 13.39 N/A
DBSDY DBS Group Holdings Ltd

+1.46 (+1.78%)

USD51.79B 13.28 N/A

ETFs Containing CBWBF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.93% 84% B 60% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 21.93% 84% B 60% D-
Trailing 12 Months  
Capital Gain 24.09% 88% B+ 50% F
Dividend Return 3.66% 80% B- 65% D
Total Return 27.76% 89% B+ 51% F
Trailing 5 Years  
Capital Gain 64.38% 72% C- 60% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 64.38% 71% C- 58% F
Average Annual (5 Year Horizon)  
Capital Gain 0.97% 39% F 42% F
Dividend Return 3.43% 79% C+ 71% C-
Total Return 4.40% 46% F 45% F
Risk Return Profile  
Volatility (Standard Deviation) 24.08% 40% F 67% D+
Risk Adjusted Return 18.26% 42% F 50% F
Market Capitalization 2.36B 76% C 75% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.88 33% F 55% F
Price/Book Ratio 1.04 26% F 65% D
Price / Cash Flow Ratio -2.15 91% A- 68% D+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.76% 59% F 70% C-
Return on Invested Capital -1.66% 47% F 39% F
Return on Assets 0.83% 55% F 59% F
Debt to Equity Ratio 72.77% 35% F 26% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.89 7% F 20% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector