AOZOY:OTC-Aozora Bank, Ltd (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 4.28

Change

-0.01 (-0.29)%

Market Cap

USD 2.00B

Volume

2.80K

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Retail Banking Group, Institutional Banking Group, Allied Banking Group, Specialty Finance Group, International Finance Group, and Financial Markets Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds, loans on notes, and overdrafts; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers liabilities guarantee, securities lending, public bonds underwriting, agency, custody, and financial instruments intermediary services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as interest rate, currency, and other derivative transaction services. Additionally, the company offers asset management consultation, merger and acquisition advisory, business succession, acquisition and project financing, and equity financing through private equity fund services; syndicated loans arrangements; asset securitization, real estate finance and business recovery finance, and corporate finance services; project financing services in the areas of shipping and trade; other structured finance services; and derivative products and trust services. As of March 31, 2020, it operated 20 domestic offices. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was founded in 1957 and is headquartered in Tokyo, Japan.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-29 )

Largest Industry Peers for Banks—Regional

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USD137.52B 9.15 N/A
CIHHF China Merchants Bank Co., Ltd

N/A

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SBRCY Sberbank of Russia

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BNPQY BNP Paribas SA

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PBCRY PT Bank Central Asia Tbk

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USD45.28B 25.36 N/A
BNPQF BNP Paribas SA

+0.24 (+0.66%)

USD44.88B 5.70 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD41.36B 26.26 N/A
LBSI Liberty Bancshares, Inc. (Ada,..

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DBSDY DBS Group Holdings Ltd

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DBSDF DBS Group Holdings Ltd

N/A

USD37.55B 11.04 N/A

ETFs Containing AOZOY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -36.16% 21% F 24% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -36.16% 20% F 23% F
Trailing 12 Months  
Capital Gain -30.78% 26% F 31% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -30.78% 24% F 30% F
Trailing 5 Years  
Capital Gain -51.10% 10% F 31% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -51.10% 9% F 30% F
Average Annual (5 Year Horizon)  
Capital Gain -9.94% N/A N/A 20% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -9.94% N/A N/A 19% F
Risk Return Profile  
Volatility (Standard Deviation) 18.16% N/A N/A 76% C
Risk Adjusted Return -54.76% N/A N/A 12% F
Market Capitalization 2.00B 76% C 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.74 60% D- 68% D+
Price/Book Ratio 0.44 74% C 79% C+
Price / Cash Flow Ratio -0.01 82% B- 53% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.53% 26% F 58% F
Return on Invested Capital -2.40% 18% F 34% F
Return on Assets 0.38% 25% F 57% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.87 24% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.