AOZOY:OTC-Aozora Bank Ltd (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 6.34

Change

0.00 (0.00)%

Market Cap

USD 2.96B

Volume

1.00K

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Retail Banking Group, Institutional Banking Group, Allied Banking Group, Specialty Finance Group, International Finance Group, and Financial Markets Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as interest rate, currency, and other derivative transaction services. As of March 31, 2021, it operated 19 branches. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHKY China Merchants Bank Co. Ltd

-3.95 (-9.76%)

USD204.13B 12.55 N/A
CIHHF China Merchants Bank Co. Ltd

-0.79 (-9.72%)

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SBRCY Sberbank of Russia

-0.32 (-1.74%)

USD98.55B 6.65 N/A
BNPQY BNP Paribas SA

-1.52 (-4.81%)

USD78.92B 8.72 N/A
BNPQF BNP Paribas SA

-3.07 (-4.92%)

USD78.68B 8.61 N/A
DBSDF DBS Group Holdings Ltd

-0.46 (-2.03%)

USD58.17B 13.15 N/A
DBSDY DBS Group Holdings Ltd

-1.28 (-1.44%)

USD57.92B 12.88 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD57.48B 32.39 N/A
PBCRY PT Bank Central Asia Tbk

+1.24 (+2.21%)

USD56.23B 31.63 N/A
SBKFF State Bank of India

N/A

USD55.09B 13.96 N/A

ETFs Containing AOZOY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 41.09% 85% B 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 41.09% 83% B 72% C-
Trailing 12 Months  
Capital Gain 50.12% 70% C- 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 50.12% 67% D+ 64% D
Trailing 5 Years  
Capital Gain -30.81% 12% F 33% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -30.81% 11% F 32% F
Average Annual (5 Year Horizon)  
Capital Gain -10.83% 6% F 10% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -10.83% 4% F 9% F
Risk Return Profile  
Volatility (Standard Deviation) 22.45% 57% F 78% C+
Risk Adjusted Return -48.23% 4% F 8% F
Market Capitalization 2.96B 75% C 76% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.85 59% F 65% D
Price/Book Ratio 0.63 66% D 79% C+
Price / Cash Flow Ratio 0.03 69% D+ 52% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.37% 29% F 53% F
Return on Invested Capital -2.65% 29% F 35% F
Return on Assets 0.53% 27% F 52% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.82 33% F 52% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector