ISTR:NSD-Investar Holding Corporation

EQUITY | Banks | NASDAQ Global Market

Last Closing Price

USD 24.75

Change

+0.59 (+2.44)%

Market Cap

USD 0.23B

Volume

8.25K

Average Target Price

USD 30.00 (+21.21%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Investar Holding Corp is a financial holding company. The Company is engaged in offering commercial and retail lending products throughout market areas, including business loans to small to medium-sized businesses as well as loans to individuals.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-02-14 )

Largest Industry Peers for Banks

Symbol Name Price(Change) Market Cap
HBANO Huntington Bancshares Incorpor..

-0.13 (-0.50%)

USD 20.71B
FITB Fifth Third Bancorp

-0.25 (-0.93%)

USD 17.31B
HBAN Huntington Bancshares Incorpor..

-0.20 (-1.44%)

USD 14.54B
SIVB SVB Financial Group

-3.73 (-1.53%)

USD 12.84B
ZION Zions Bancorporation N.A.

-0.62 (-1.25%)

USD 9.29B
EWBC East West Bancorp Inc.

-0.38 (-0.71%)

USD 7.75B
SBNY Signature Bank

-1.79 (-1.33%)

USD 7.19B
CBSH Commerce Bancshares Inc.

-0.34 (-0.55%)

USD 6.84B
PBCT People's United Financial Inc.

-0.14 (-0.82%)

USD 6.45B
BOKF BOK Financial Corporation

-0.31 (-0.35%)

USD 6.40B

ETFs Containing ISTR

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks)
Market Performance vs. Exchange (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.20% 12% F 16% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.20% 12% F 16% F
Trailing 12 Months  
Capital Gain 1.64% 76% C 64% D
Dividend Return 0.70% 10% F 12% F
Total Return 2.34% 68% D+ 60% D-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 16.80% 66% D 73% C
Dividend Return 17.14% 60% D- 71% C-
Total Return 0.34% 8% F 10% F
Risk Return Profile  
Volatility (Standard Deviation) 17.66% 45% F 69% D+
Risk Adjusted Return 97.07% 62% D- 87% B+
Market Capitalization 0.13B 39% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks)
Ratio vs. Market
(NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.55 25% F 26% F
Price/Book Ratio 1.32 52% F 65% D
Price / Cash Flow Ratio 4.22 16% F 23% F
Price/Free Cash Flow Ratio 28.45 11% F 17% F
Management Effectiveness  
Return on Equity 7.65% 26% F 58% F
Return on Invested Capital N/A N/A N/A N/A N/A
Return on Assets 0.79% 24% F 52% F
Debt to Equity Ratio 131.25% 12% F 18% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector