HDB:NYE-HDFC Bank Limited (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 71.81

Change

0.00 (0.00)%

Market Cap

USD 105.39B

Volume

1.41M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

HDFC Bank Limited provides various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, and Demat accounts; fixed and recurring deposits; and safe deposit lockers, and rural and pension accounts, as well as offshore accounts and deposits, overdrafts against fixed deposits and salaries, and sweep-in facilities. It also provides personal, home, car, two wheeler, three wheeler, business, educational, gold, rural, and term loans; loans against properties, assets, and securities; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, term and professional loans, healthcare/medical equipment and commercial vehicle finance, and dealer finance. In addition, the company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, loan syndication, and merchant and cash management services; and insurance and investment products. Further, it provides short term finance, bill discounting, structured finance, export credit, documents collection, Internet and wholesale banking, mobile banking, real time gross settlement, channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. As of March 31, 2020, it had 5,416 branches and 13,640 automated teller machines in 2,803 cities/towns. HDFC Bank Limited was founded in 1994 and is based in Mumbai, India.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
USB-PH U.S. Bancorp

N/A

USD100.53B 6.45 N/A
USB-PP U.S. Bancorp

N/A

USD87.62B 7.37 N/A
USB U.S. Bancorp

N/A

USD86.62B 15.27 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD78.49B 6.86 N/A
PNC The PNC Financial Services Gro..

N/A

USD75.84B 10.54 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

N/A

USD52.48B 25.97 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD45.80B 14.46 N/A
BBD Banco Bradesco S.A

N/A

USD42.58B 14.48 N/A

ETFs Containing HDB

Symbol Name Weight Mer Price(Change) Market Cap
ADRE Invesco BLDRS Emerging Ma.. 0.00 % 0.30 %

N/A

USD0.22B
EWEM Invesco MSCI Emerging Mar.. 0.00 % 0.70 %

N/A

USD0.01B
FNI First Trust Chindia ETF 0.00 % 0.60 %

N/A

USD0.30B
GMF SPDR S&P Emerging Asia Pa.. 0.00 % 0.49 %

N/A

USD0.78B
XCEM Columbia EM Core ex-China.. 0.00 % 0.16 %

N/A

USD0.03B
SPEM SPDR Portfolio Emerging M.. 0.00 % 0.11 %

N/A

USD5.75B
EMEM Virtus Glovista Emerging .. 0.00 % 0.67 %

N/A

USD5.85M

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.62% 25% F 24% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.62% 20% F 21% F
Trailing 12 Months  
Capital Gain 79.66% 72% C- 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 79.66% 67% D+ 72% C-
Trailing 5 Years  
Capital Gain 126.53% 89% B+ 84% B
Dividend Return 1.76% 2% F 5% F
Total Return 128.29% 89% B+ 82% B-
Average Annual (5 Year Horizon)  
Capital Gain 16.99% 98% A+ 84% B
Dividend Return 0.25% 4% F 6% F
Total Return 17.25% 98% A+ 82% B-
Risk Return Profile  
Volatility (Standard Deviation) 26.35% 46% F 37% F
Risk Adjusted Return 65.45% 98% A+ 77% C+
Market Capitalization 105.39B 100% A+ 98% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 192.78 2% F 4% F
Price/Book Ratio 4.92 1% F 22% F
Price / Cash Flow Ratio 0.62 73% C 79% C+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 16.56% 94% A 83% B
Return on Invested Capital -3.18% 8% F 19% F
Return on Assets 1.95% 97% A+ 48% F
Debt to Equity Ratio 54.22% 45% F 61% D-
Technical Ratios  
Short Ratio 3.61 31% F 20% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.87 87% B+ 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.