IBN:NYE-ICICI Bank Limited (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 21.72

Change

+0.02 (+0.09)%

Market Cap

USD 70.34B

Volume

0.02B

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

ICICI Bank Limited provides various banking products and financial services in India and internationally. It operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life insurance, General insurance, and Others segments. The company offers savings, salary, pension, current, and other accounts; and fixed, recurring, and security deposits. It also provides home, car, two wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, such as working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and secured loans for credit card swipes, as well as loans for new entities, and schools and colleges; and credit, debit, prepaid, travel, and corporate cards. In addition, the company offers insurance products; pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, and initial public offerings, as well as other online investment services; and farmer finance, tractor loans, and micro banking services, as well as other services to agri traders and processors, and agri corporates. Further, it provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, project and technology finance, and institutional banking services, as well as Internet, mobile, and phone banking services. Additionally, the company offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, and pension fund management services. As of March 31, 2021, it had a network of 5,266 branches, 14,136 ATMs, 1,786 insta-banking kiosks, and 2,713 cash acceptance machines. ICICI Bank Limited was founded in 1955 and is headquartered in Mumbai, India.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.59 (-0.78%)

USD122.35B 32.28 N/A
USB-PH U.S. Bancorp

-0.07 (-0.29%)

USD100.99B 4.92 N/A
USB U.S. Bancorp

-2.16 (-3.46%)

USD92.70B 17.87 N/A
PNC The PNC Financial Services Gro..

-3.16 (-1.46%)

USD91.40B 16.57 N/A
USB-PP U.S. Bancorp

-0.02 (-0.07%)

USD84.96B 5.43 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

+0.03 (+0.12%)

USD76.44B 5.08 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
LYG Lloyds Banking Group plc

-0.01 (-0.38%)

USD47.71B 34.94 N/A
BSBR Banco Santander (Brasil) S.A

+0.01 (+0.16%)

USD46.74B 8.48 N/A

ETFs Containing IBN

Symbol Name Weight Mer Price(Change) Market Cap
ADRE Invesco BLDRS Emerging Ma.. 0.00 % 0.30 %

-0.48 (-0.94%)

USD0.23B
BICK First Trust BICK Index Fu.. 0.00 % 0.64 %

-0.07 (-0.20%)

USD0.09B
EEMO Invesco S&P Emerging Mark.. 0.00 % 0.31 %

-0.13 (-0.71%)

USD8.23M
EPI WisdomTree India Earnings.. 0.00 % 0.84 %

-0.22 (-0.57%)

USD0.87B
FNI First Trust Chindia ETF 0.00 % 0.60 %

-0.44 (-0.79%)

USD0.24B
INDY iShares India 50 ETF 0.00 % 0.90 %

-0.43 (-0.81%)

USD0.67B
XCEM Columbia EM Core ex-China.. 0.00 % 0.16 %

-0.29 (-0.87%)

USD0.03B
EMXC iShares MSCI Emerging Mar.. 0.00 % 0.25 %

-0.44 (-0.71%)

USD0.84B
AADR AdvisorShares Dorsey Wrig.. 0.00 % 1.10 %

-0.97 (-1.47%)

USD0.09B
IIND:LSE iShares IV Public Limited.. 0.00 % 0.65 %

+0.01 (+0.09%)

USD1.24B
NDIA:LSE iShares MSCI India UCITS .. 0.00 % 0.65 %

-0.02 (-0.21%)

USD1.24B
DFAE Dimensional ETF Trust - D.. 0.00 % 0.35 %

-0.19 (-0.68%)

N/A
INDF Exchange Traded Concepts .. 0.00 % 0.75 %

-0.19 (-0.48%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 46.16% 89% B+ 87% B+
Dividend Return 0.36% 2% F 7% F
Total Return 46.53% 86% B 86% B
Trailing 12 Months  
Capital Gain 105.68% 94% A 89% B+
Dividend Return 0.51% 2% F 6% F
Total Return 106.19% 93% A 88% B+
Trailing 5 Years  
Capital Gain 186.13% 98% A+ 90% A-
Dividend Return 2.12% 6% F 6% F
Total Return 188.26% 97% A+ 89% B+
Average Annual (5 Year Horizon)  
Capital Gain 24.07% 96% A 84% B
Dividend Return 0.27% 2% F 6% F
Total Return 24.34% 96% A 83% B
Risk Return Profile  
Volatility (Standard Deviation) 35.38% 36% F 31% F
Risk Adjusted Return 68.80% 96% A 74% C
Market Capitalization 70.34B 93% A 96% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 23.26 8% F 34% F
Price/Book Ratio 3.39 4% F 31% F
Price / Cash Flow Ratio 0.05 79% C+ 80% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1,386.35% 95% A 94% A
Return on Invested Capital -1.74% 12% F 22% F
Return on Assets 1.48% 81% B- 35% F
Debt to Equity Ratio 91.31% 31% F 40% F
Technical Ratios  
Short Ratio 5.01 31% F 19% F
Short Percent 0.70% 76% C 82% B-
Beta 0.99 80% B- 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.