IBN:NYE-ICICI Bank Limited (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 15.22

Change

0.00 (0.00)%

Market Cap

USD 52.48B

Volume

4.32M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

ICICI Bank Limited provides various banking products and financial services in India and internationally. It operates in Retail Banking, Wholesale Banking, Treasury, and Others Banking segments. The company offers savings, salary, pension, current, and other accounts; and fixed, recurring, and security deposits. It also provides home, car, two wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, such as working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and secured loans for credit card swipes, as well as loans for new entities, and schools and colleges; and credit, debit, prepaid, travel, and corporate cards. In addition, the company offers insurance products; pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, and initial public offerings, as well as other online investment services; and farmer finance, tractor loans, and micro banking services, as well as other services to agri traders and processors, and agri corporates. Further, it provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, project and technology finance, and institutional banking services, as well as Internet, mobile, and phone banking services. Additionally, the company offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, and pension fund management services. As of March 31, 2020, it had a network of 5,324 branches, 15,688 ATMs, 1,638 insta-banking kiosks, 483,538 POS terminals, and 1,791 cash acceptance machines. ICICI Bank Limited was founded in 1955 and is headquartered in Mumbai, India.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD105.39B 192.78 N/A
USB-PH U.S. Bancorp

N/A

USD100.53B 6.45 N/A
USB-PP U.S. Bancorp

N/A

USD87.62B 7.37 N/A
USB U.S. Bancorp

N/A

USD86.62B 15.27 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD78.49B 6.86 N/A
PNC The PNC Financial Services Gro..

N/A

USD75.84B 10.54 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD45.80B 14.46 N/A
BBD Banco Bradesco S.A

N/A

USD42.58B 14.48 N/A

ETFs Containing IBN

Symbol Name Weight Mer Price(Change) Market Cap
BICK First Trust BICK Index Fu.. 0.00 % 0.64 %

N/A

USD0.08B
EPI WisdomTree India Earnings.. 0.00 % 0.84 %

N/A

USD0.79B
FNI First Trust Chindia ETF 0.00 % 0.60 %

N/A

USD0.30B
XCEM Columbia EM Core ex-China.. 0.00 % 0.16 %

N/A

USD0.03B
XSOE WisdomTree Emerging Marke.. 0.00 % 0.32 %

N/A

USD4.19B
KALL KraneShares MSCI All Chin.. 0.00 % 0.49 %

N/A

USD0.02B
IIND:LSE iShares MSCI India UCITS .. 0.00 % 0.65 %

N/A

USD0.81B
NDIA:LSE iShares MSCI India UCITS .. 0.00 % 0.65 %

N/A

USD0.81B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.42% 42% F 35% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 2.42% 39% F 32% F
Trailing 12 Months  
Capital Gain 59.71% 57% F 64% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 59.71% 56% F 61% D-
Trailing 5 Years  
Capital Gain 127.78% 91% A- 84% B
Dividend Return 3.63% 10% F 9% F
Total Return 131.41% 91% A- 83% B
Average Annual (5 Year Horizon)  
Capital Gain 16.81% 97% A+ 83% B
Dividend Return 0.42% 6% F 10% F
Total Return 17.23% 97% A+ 82% B-
Risk Return Profile  
Volatility (Standard Deviation) 26.15% 48% F 38% F
Risk Adjusted Return 65.90% 99% A+ 78% C+
Market Capitalization 52.48B 94% A 95% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.97 14% F 32% F
Price/Book Ratio 2.49 10% F 42% F
Price / Cash Flow Ratio -0.13 92% A- 83% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.66% 80% B- 72% C-
Return on Invested Capital -2.23% 10% F 21% F
Return on Assets 1.14% 82% B- 37% F
Debt to Equity Ratio 171.29% 15% F 21% F
Technical Ratios  
Short Ratio 2.81 52% F 31% F
Short Percent N/A N/A N/A N/A N/A
Beta 1.03 83% B 54% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.