CIB:NYE-Bancolombia S.A (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 31.26

Change

0.00 (0.00)%

Market Cap

USD 7.52B

Volume

0.26M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Bancolombia S. A. provides various banking products and services to individual and corporate customers in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica, and Guatemala. The company operates through nine segments: Banking Colombia, Banking Panama, Banking El Salvador, Banking Guatemala, Trust, Investment Banking, Brokerage, International Banking, and All Other. It offers checking and savings accounts, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, credit cards, personal and vehicle loans, payroll loans, and overdrafts; financial support to real estate developers and mortgages for individuals and companies; and financial and operating leasing services. The company also provides hedging instruments, including futures, forwards, options, and swaps; and brokerage, investment advisory, and private banking services, including selling and distributing equities, futures, foreign currencies, fixed income securities, mutual funds, and structured products. In addition, it offers cash management services; foreign currency transaction services; life, auto, commercial, and homeowner's insurance products; and online and computer banking services. Further, the company provides investment banking services comprising project and acquisition finance, debt and equity capital markets, principal investments, M&A, restructurings, and structured financing; money market accounts, mutual and pension funds, private equity funds, payment trust, custody, and corporate trust; and digital banking platform, transportation, securities brokerage, maintenance and remodeling, advertising and marketing, and outsourcing services, as well as credit cards. As of December 31, 2020, it operated 1,057 branches; 18,631 banking correspondents; 535 PAMs; 215 kiosks in El Salvador and 137 in Colombia; and 6,124 automatic teller machines. Bancolombia S.A. was incorporated in 1945 and is headquartered in Medellín, Colombia.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-13 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD112.33B 196.35 N/A
USB-PH U.S. Bancorp

N/A

USD102.34B 6.56 N/A
USB-PP U.S. Bancorp

N/A

USD89.41B 7.52 N/A
USB U.S. Bancorp

N/A

USD88.10B 15.61 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
PNC The PNC Financial Services Gro..

N/A

USD80.38B 9.89 N/A
USB-PM U.S. Bancorp

N/A

USD79.07B 6.91 N/A
IBN ICICI Bank Limited

N/A

USD60.28B 23.91 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD59.84B 14.95 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A

ETFs Containing CIB

Symbol Name Weight Mer Price(Change) Market Cap
FDE:CA First Trust AlphaDEX Emer.. 0.00 % 0.43 %

N/A

USD5.47M
GML SPDR S&P Emerging Latin A.. 0.00 % 0.00 %

N/A

USD0.04B
GXG Global X MSCI Colombia ET.. 0.00 % 0.62 %

N/A

USD0.04B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -22.20% 2% F 4% F
Dividend Return 0.18% 2% F 7% F
Total Return -22.02% 2% F 4% F
Trailing 12 Months  
Capital Gain 10.03% 23% F 22% F
Dividend Return 3.58% 29% F 54% F
Total Return 13.61% 20% F 22% F
Trailing 5 Years  
Capital Gain -5.96% 17% F 21% F
Dividend Return 19.10% 69% D+ 66% D
Total Return 13.14% 22% F 24% F
Average Annual (5 Year Horizon)  
Capital Gain -0.61% 33% F 25% F
Dividend Return 3.16% 84% B 68% D+
Total Return 2.56% 40% F 29% F
Risk Return Profile  
Volatility (Standard Deviation) 27.41% 52% F 40% F
Risk Adjusted Return 9.33% 35% F 23% F
Market Capitalization 7.52B 60% D- 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 24.12 9% F 34% F
Price/Book Ratio 0.99 77% C+ 79% C+
Price / Cash Flow Ratio 0.00 86% B 83% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1.76% 2% F 35% F
Return on Invested Capital 0.01% 41% F 30% F
Return on Assets 0.19% 3% F 21% F
Debt to Equity Ratio 114.25% 21% F 33% F
Technical Ratios  
Short Ratio 4.42 39% F 22% F
Short Percent 0.68% 77% C+ 84% B
Beta 1.12 73% C 47% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector