AFRM:NSD-Affirm Holdings Inc (USD)

COMMON STOCK | Software-Infrastructure | NSD

Last Closing Price

USD 22.95

Change

-0.76 (-3.21)%

Market Cap

USD 6.56B

Volume

0.03B

Avg Analyst Target

USD 65.38 (+184.90%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Affirm Holdings Inc (AFRM) Stock Analysis:
Based on the Affirm Holdings Inc stock forecasts from 14 analysts, the average analyst target price for Affirm Holdings Inc is USD 65.38 over the next 12 months. Affirm Holdings Inc’s average analyst rating is Buy . Stock Target Advisor’s own stock analysis of Affirm Holdings Inc is Bearish, which is based on 2 positive signals and 6 negative signals. At the last closing, Affirm Holdings Inc’s stock price was USD 22.95. Affirm Holdings Inc’s stock price has changed by +11.46% over the past week, -34.78% over the past month and -54.64% over the last year.

About

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partner ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-16 )

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ETFs Containing AFRM

Symbol Name Weight Mer Price(Change) Market Cap
FINX Global X FinTech ETF 0.00 % 0.68 %

-0.41 (-1.73%)

USD0.74B
LOUP Innovator ETFs Trust - In.. 0.00 % 0.70 %

-1.00 (-2.91%)

USD0.05B
LEND Amplify CrowdBureau(R) On.. 0.00 % 0.65 %

N/A

USD1.17M
VFIN Simplify Volt Fintech Dis.. 0.00 % 1.03 %

-0.16 (-3.99%)

N/A
FRTY Alger Mid Cap 40 ETF 0.00 % 0.60 %

-0.28 (-2.02%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Software-Infrastructure)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -77.18% 4% F 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -77.18% 4% F 4% F
Trailing 12 Months  
Capital Gain -54.64% 26% F 29% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -54.64% 26% F 28% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -12.68% 11% F 13% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -12.68% 10% F 13% F
Risk Return Profile  
Volatility (Standard Deviation) 22.46% 87% B+ 67% D+
Risk Adjusted Return -56.46% 7% F 9% F
Market Capitalization 6.56B 77% C+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Software-Infrastructure)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio N/A N/A N/A N/A N/A
Price/Book Ratio 2.08 71% C- 39% F
Price / Cash Flow Ratio -33.96 91% A- 85% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -50.30% 24% F 23% F
Return on Invested Capital -15.03% 38% F 34% F
Return on Assets -8.67% 35% F 32% F
Debt to Equity Ratio 73.90% 37% F 28% F
Technical Ratios  
Dividend Yield N/A N/A N/A N/A N/A
Short Ratio 2.34 78% C+ 60% D-
Short Percent 10.21% 11% F 17% F
Beta N/A N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector