AFRM:NSD-Affirm Holdings, Inc (USD)

COMMON STOCK | Information Technology Services | NSD

Last Closing Price

USD 70.71

Change

+0.90 (+1.29)%

Market Cap

USD 18.40B

Volume

1.06M

Average Target Price

USD 122.55 (+73.31%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-09 )

Largest Industry Peers for Information Technology Services

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CDW CDW Corporation

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GDS GDS Holdings Limited

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USD15.72B 241.43 7.20
JKHY Jack Henry & Associates, Inc

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USD11.83B 40.00 20.85
CD Chindata Group Holdings Limite..

-0.19 (-1.24%)

USD5.70B N/A 13.25
SABR Sabre Corporation

-0.29 (-1.85%)

USD4.97B 18.52 11.65
TTEC TTEC Holdings, Inc

+1.09 (+1.05%)

USD4.87B 41.37 17.48
VNET 21Vianet Group, Inc

-0.56 (-1.79%)

USD4.15B 40.47 3.63
NSIT Insight Enterprises, Inc

-0.04 (-0.04%)

USD3.44B 20.02 10.88

ETFs Containing AFRM

Symbol Name Weight Mer Price(Change) Market Cap
LEND Amplify CrowdBureau(R) On.. 0.00 % 0.65 %

+0.09 (+0.55%)

USD1.13M

Market Performance

  Market Performance vs.
Industry/Classification (Information Technology Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Trailing 12 Months  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) N/A N/A N/A N/A N/A
Risk Adjusted Return N/A N/A N/A N/A N/A
Market Capitalization 18.40B 91% A- 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Information Technology Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio N/A N/A N/A N/A N/A
Price/Book Ratio 22.61 3% F 6% F
Price / Cash Flow Ratio -258.12 97% A+ 97% A+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity N/A N/A N/A N/A N/A
Return on Invested Capital -70.89% 6% F 11% F
Return on Assets N/A N/A N/A N/A N/A
Debt to Equity Ratio -243.03% 92% A- 96% A
Technical Ratios  
Short Ratio 1.84 67% D+ 55% F
Short Percent 5.75% 17% F 34% F
Beta N/A N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector