BMO:CA:TSX-Bank of Montreal

COMMON STOCK | Banks - Global | TSX

Last Closing Price

CAD 96.61

Change

+0.19 (+0.20)%

Market Cap

CAD 61.74B

Volume

1.32M

Average Target Price

CAD 106.56 (+10.29%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Bank of Montreal provides diversified financial services primarily in North America. It operates through three groups: Personal and Commercial Banking, Wealth Management, and BMO Capital Markets. The company's personal banking products and services include checking and savings accounts, credit cards, mortgages, and financial and investment advice services; and commercial banking products and services comprise business deposit accounts, commercial credit cards, business loans and commercial mortgages, cash management solutions, foreign exchange, and specialized banking programs for small business and commercial banking customers, as well as wealth management products and services, such as insurance products. It also offers equity and debt underwriting, corporate lending and project financing, mergers and acquisitions advisory services, securitization, treasury management, risk management, equity and fixed income research, and institutional sales and trading services to corporate, institutional, and government clients. In addition, the company offers trade finance, investment management, online investing, trust and estate services, tax planning, and investment solutions to institutional investors, as well as industry-leading research, sales, and trading services. It operates approximately 1,500 branches in Canada and the United States, as well as offices in 27 jurisdictions. The company was founded in 1817 and is headquartered in Montreal, Canada.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-09-17 )

Largest Industry Peers for Banks - Global

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
RY-PZ:CA Royal Bank of Canada

-0.09 (-0.51%)

CAD 152.84B 2.02 0.00
RY:CA Royal Bank of Canada

+0.50 (+0.47%)

CAD 151.86B 12.08 0.00
RY-PC:CA Royal Bank of Canada

+0.02 (+0.08%)

CAD 151.15B 2.89 N/A
RY-PE:CA Royal Bank of Canada

-0.03 (-0.12%)

CAD 150.50B 2.88 0.00
RY-PQ:CA Royal Bank of Canada

+0.01 (+0.04%)

CAD 149.40B 2.94 0.00
TD:CA The Toronto-Dominion Bank

+0.42 (+0.56%)

CAD 137.70B 12.03 0.00
BNS:CA The Bank of Nova Scotia

+0.28 (+0.38%)

CAD 91.23B 11.23 0.00
CM:CA Canadian Imperial Bank of Comm..

+0.05 (+0.05%)

CAD 48.73B 9.59 0.00
NA:CA National Bank of Canada

-0.04 (-0.06%)

CAD 21.59B 10.43 0.00
NA-PS:CA National Bank of Canada

-0.12 (-0.69%)

CAD 21.21B 2.81 0.00

ETFs Containing BMO:CA

Symbol Name Weight Mer Price(Change) Market Cap
BNC:CA Purpose Canadian Financia.. 10.68 % 0.68 %

N/A

CAD 2.16M
CEW:CA iShares Equal Weight Banc.. 9.55 % 0.60 %

+0.06 (+0.46%)

CAD 0.15B
XFN:CA iShares S&P/TSX Cappe.. 8.31 % 0.61 %

+0.20 (+0.51%)

CAD 1.04B
PDC:CA Invesco Canadian Dividend.. 8.11 % 0.55 %

+0.14 (+0.50%)

CAD 0.65B
HEF:CA Horizons Enhanced Income .. 7.26 % 0.83 %

+0.01 (+0.12%)

CAD 0.02B
XEN:CA iShares Jantzi Social Ind.. 7.16 % 0.55 %

+0.14 (+0.53%)

CAD 0.14B
VDY:CA Vanguard FTSE Canadian Hi.. 6.58 % 0.22 %

+0.17 (+0.50%)

CAD 0.51B
XDV:CA iShares Canadian Select D.. 5.82 % 0.55 %

+0.15 (+0.60%)

CAD 1.32B
XCV:CA iShares Canadian Value In.. 5.63 % 0.55 %

N/A

CAD 0.05B
XEI:CA iShares S&P/TSX Compo.. 4.73 % 0.22 %

+0.05 (+0.23%)

CAD 0.62B
DRMC:CA Desjardins RI Canada - Lo.. 4.32 % 0.29 %

+0.14 (+0.68%)

CAD 3.99M
PXC:CA Invesco FTSE RAFI Canadia.. 4.27 % 0.50 %

N/A

CAD 0.28B
MCLC:CA Manulife Multifactor Cana.. 4.14 % 0.45 %

N/A

CAD 0.04B
VCE:CA Vanguard FTSE Canada Inde.. 3.71 % 0.06 %

+0.17 (+0.47%)

CAD 0.65B
QCD:CA AGFiQ Enhanced Core Canad.. 3.48 % 0.45 %

+0.16 (+0.58%)

CAD 0.10B
QCE:CA Mackenzie Canadian Large .. 3.42 % 0.06 %

+1.38 (+1.35%)

CAD 0.07B
XIU:CA iShares S&P/TSX 60 In.. 3.37 % 0.18 %

+0.14 (+0.56%)

CAD 8.39B
DRFC:CA Desjardins RI Canada Mult.. 3.34 % 0.57 %

N/A

CAD 5.90M
RCE:CA RBC Quant Canadian Equity.. 3.17 % 0.43 %

N/A

CAD 0.01B
VCN:CA Vanguard FTSE Canada All .. 2.92 % 0.06 %

+0.19 (+0.56%)

CAD 1.98B
TTP:CA TD Canadian Equity Index .. 2.92 % 0.07 %

N/A

CAD 0.02B
QCN:CA Mackenzie Canadian Equity.. 2.73 % 0.06 %

N/A

CAD 0.03B
XIC:CA iShares Core S&P/TSX .. 2.62 % 0.06 %

+0.14 (+0.52%)

CAD 5.20B
TLV:CA Invesco S&P/TSX Compo.. 2.36 % 0.34 %

+0.27 (+0.91%)

CAD 0.37B
RFCI RiverFront Dynamic Core I.. 0.71 % 0.51 %

+0.01 (+0.04%)

USD 0.16B
PICB Invesco International Cor.. 0.29 % 0.00 %

+0.19 (+0.72%)

USD 0.12B
XDIV:CA iShares Core MSCI Canadia.. 0.00 % 0.11 %

+0.14 (+0.65%)

CAD 0.14B
XGRO:CA iShares Core Growth ETF P.. 0.00 % 0.84 %

+0.06 (+0.29%)

CAD 0.16B
RBNK:CA RBC Canadian Bank Yield I.. 0.00 % 0.33 %

+0.15 (+0.75%)

CAD 0.06B
XBAL:CA iShares Core Balanced ETF.. 0.00 % 0.76 %

+0.09 (+0.39%)

CAD 0.13B
HCB:CA Hamilton Canadian Bank Va.. 0.00 % 0.65 %

+0.04 (+0.26%)

CAD 0.01B
ZCAN SPDR Solactive Canada ETF 0.00 % 0.30 %

+0.32 (+0.52%)

USD 0.02B
FLCA Franklin FTSE Canada ETF 0.00 % 0.09 %

+0.10 (+0.39%)

USD 5.04M
CRQ:CA 0.00 % 0.73 %

N/A

N/A
CEW WisdomTree Emerging Curre.. 0.00 % 1.44 %

N/A

USD 0.02B
SHC:CA 0.00 % 0.71 %

N/A

N/A
RCD:CA RBC Quant Canadian Divide.. 0.00 % 0.43 %

+0.09 (+0.43%)

CAD 0.12B
FIE.A:CA 0.00 % 1.78 %

N/A

N/A
FIE:CA iShares Canadian Financia.. 0.00 % 0.97 %

+0.03 (+0.36%)

CAD 0.65B
HEF.A:CA 0.00 % 1.61 %

N/A

N/A
XMV:CA iShares Edge MSCI Min Vol.. 0.00 % 0.33 %

+0.24 (+0.75%)

CAD 0.10B
HEX.A:CA 0.00 % 1.60 %

N/A

N/A
CRQ.A:CA 0.00 % 1.55 %

N/A

N/A
HAL Halliburton Company 0.00 % 1.64 %

-1.46 (-6.49%)

USD 16.03B
CIC:CA CI First Asset CanBanc In.. 0.00 % 0.84 %

+0.05 (+0.44%)

CAD 0.15B

Market Performance

  Market Performance vs.
Industry/Classification (Banks - Global)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 8.32% 33% F 48% F
Dividend Return 3.40% 100% A+ 82% B-
Total Return 11.72% 33% F 52% F
Trailing 12 Months  
Capital Gain -9.57% 33% F 31% F
Dividend Return 3.73% 33% F 70% C-
Total Return -5.83% 33% F 33% F
Trailing 5 Years  
Capital Gain 13.83% 50% F 63% D
Dividend Return 20.96% 50% F 73% C
Total Return 34.79% 50% F 67% D+
Average Annual (5 Year Horizon)  
Capital Gain 6.94% 50% F 73% C
Dividend Return 4.08% 50% F 78% C+
Total Return 11.02% 50% F 77% C+
Risk Return Profile  
Volatility (Standard Deviation) 11.91% 67% D+ 57% F
Risk Adjusted Return 92.56% 67% D+ 87% B+
Market Capitalization 61.74B 36% F 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks - Global)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.22 45% F 76% C
Price/Book Ratio 1.34 55% F 47% F
Price / Cash Flow Ratio -3.56 36% F 83% B
EV/EBITDA 0.00 80% B- 69% D+
Management Effectiveness  
Return on Equity 13.12% 18% F 81% B-
Return on Invested Capital 4.43% 64% D 51% F
Return on Assets 0.78% 9% F 42% F
Debt to Equity Ratio 128.48% 55% F 20% F
Technical Ratios  
Short Ratio 5.05 71% C- 24% F
Short Percent 130.00% 83% B 71% C-
Beta 1.32 9% F 19% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector