BMO:CA:TSX-Bank of Montreal (CAD)

COMMON STOCK | Banks-Diversified | TSX

Last Closing Price

CAD 103.98

Change

0.00 (0.00)%

Market Cap

CAD 67.26B

Volume

2.72M

Average Target Price

CAD 107.28 (+3.17%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Montreal provides diversified financial services primarily in North America. The company's personal banking products and services include checking and savings accounts, credit cards, mortgages, and financial and investment advice services; and commercial banking products and services comprise business deposit accounts, commercial credit cards, business loans and commercial mortgages, cash management solutions, foreign exchange, specialized banking programs, treasury and payment solutions, and risk management products for small business and commercial banking customers. It also offers investment and wealth advisory services; digital investing services; financial services and solutions; and investment management, and trust and custody services to institutional, retail, and high net worth investors. In addition, the company provides life insurance, accident and sickness insurance, and annuity products; creditor and travel insurance to bank customers; and reinsurance solutions. Further, it offers client's debt and equity capital-raising services, as well as loan origination and syndication, balance sheet management, and treasury management; strategic advice on mergers and acquisitions, restructurings, and recapitalizations, as well as valuation and fairness opinions; and trade finance, risk mitigation, and other operating services. Additionally, the company provides research and access to markets for institutional, corporate, and retail clients; trading solutions that include debt, foreign exchange, interest rate, credit, equity, securitization and commodities; new product development and origination services, as well as risk management advice and services to hedge against fluctuations; and funding and liquidity management services to its clients. It operates through approximately 1,400 bank branches and 4,800 automated banking machines in Canada and the United States. The company was founded in 1817 and is headquartered in Montreal, Canada. Address: 129 rue Saint Jacques, Montreal, QC, Canada, H2Y 1L6

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-02-27 )

Largest Industry Peers for Banks-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
RY-PZ:CA Royal Bank of Canada

N/A

CAD193.03B 2.76 N/A
RY:CA Royal Bank of Canada

N/A

CAD154.40B 13.85 N/A
RY-PC:CA Royal Bank of Canada

N/A

CAD149.96B 2.64 N/A
RY-PE:CA Royal Bank of Canada

N/A

CAD149.54B 2.61 N/A
RY-PQ:CA Royal Bank of Canada

N/A

CAD146.44B 3.23 N/A
TD:CA The Toronto-Dominion Bank

N/A

CAD140.06B 12.00 N/A
BNS:CA The Bank of Nova Scotia

N/A

CAD90.21B 13.97 N/A
CM:CA Canadian Imperial Bank of Comm..

N/A

CAD52.46B 12.81 N/A
NA:CA National Bank of Canada

N/A

CAD27.00B 12.97 N/A
NA-PS:CA National Bank of Canada

N/A

CAD26.88B 3.56 N/A

ETFs Containing BMO:CA

Symbol Name Weight Mer Price(Change) Market Cap
CEW WisdomTree Emerging Curre.. 0.00 % 0.55 %

N/A

CAD0.02B
MCSB:CA Mackenzie Canadian Short .. 0.00 % 0.35 %

N/A

CAD0.02B
QCD:CA AGFiQ Canadian Equity ETF 0.00 % 0.45 %

N/A

CAD0.07B
ZWC:CA BMO CA High Dividend Cove.. 0.00 % 0.65 %

N/A

CAD0.77B
BNC:CA Purpose Canadian Financia.. 0.00 % 0.68 %

N/A

CAD2.65M
FLRM:CA Franklin Liberty Risk Man.. 0.00 % 0.30 %

N/A

CAD9.55M
RBNK:CA RBC Canadian Bank Yield I.. 0.00 % 0.29 %

N/A

CAD0.10B
ZVC:CA BMO MSCI Canada Value Ind.. 0.00 % 0.35 %

N/A

CAD4.01M
RPSB:CA RBC PH&N Short Term Canad.. 0.00 % 0.35 %

N/A

CAD0.05B
RMBO:CA RBC 6-10 year Laddered Ca.. 0.00 % 0.25 %

N/A

CAD4.36M
QCE:CA Mackenzie Canadian Large .. 0.00 % 0.04 %

N/A

CAD0.09B
ZEB:CA BMO Equal Weight Banks In.. 0.00 % 0.55 %

N/A

CAD1.46B
QCN:CA Mackenzie Canadian Equity.. 0.00 % 0.04 %

N/A

CAD0.31B
WOMN:CA BMO Women In Leadership F.. 0.00 % 0.40 %

N/A

CAD0.07B
EGIF:CA Exemplar Growth and Incom.. 0.00 % 1.32 %

N/A

CAD0.38B
RQL:CA RBC Target 2024 Corporate.. 0.00 % 0.20 %

N/A

CAD0.07B
DRMC:CA Desjardins RI Canada - Lo.. 0.00 % 0.25 %

N/A

CAD0.02B
HCB:CA Hamilton Canadian Bank Va.. 0.00 % 0.65 %

N/A

CAD0.01B
RQN:CA RBC Target 2025 Corporate.. 0.00 % 0.20 %

N/A

CAD0.07B
FCCL:CA Fidelity Canadian Low Vol.. 0.00 % 0.35 %

N/A

CAD0.01B
FLCD:CA Franklin FTSE Canada All .. 0.00 % 0.05 %

N/A

CAD0.33B
ZWB:CA BMO Covered Call Canadian.. 0.00 % 0.65 %

N/A

CAD1.83B
ZDV:CA BMO Canadian Dividend ETF 0.00 % 0.35 %

N/A

CAD0.53B
CEW:CA iShares Equal Weight Banc.. 0.00 % 0.55 %

N/A

CAD0.16B
RQJ:CA RBC Target 2022 Corporate.. 0.00 % 0.20 %

N/A

CAD0.08B
CIC:CA CI First Asset CanBanc In.. 0.00 % 0.65 %

N/A

CAD0.15B
HAL Halliburton Company 0.00 % 0.00 %

N/A

CAD19.40B
HEF:CA Horizons Enhanced Income .. 0.00 % 0.65 %

N/A

CAD0.01B
HEX:CA Horizons Enhanced Income .. 0.00 % 0.65 %

N/A

CAD0.02B
PDC:CA Invesco Canadian Dividend.. 0.00 % 0.50 %

N/A

CAD0.66B
PXC:CA Invesco FTSE RAFI Canadia.. 0.00 % 0.45 %

N/A

CAD0.24B
RCE:CA RBC Quant Canadian Equity.. 0.00 % 0.39 %

N/A

CAD0.01B
RQH:CA RBC Target 2020 Corporate.. 0.00 % 0.20 %

N/A

CAD0.02B
RQI:CA RBC Target 2021 Corporate.. 0.00 % 0.20 %

N/A

CAD0.03B
VCE:CA Vanguard FTSE Canada Inde.. 0.00 % 0.05 %

N/A

CAD0.79B
XTR:CA iShares Diversified Month.. 0.00 % 0.55 %

N/A

CAD0.58B
VCN:CA Vanguard FTSE Canada All .. 0.00 % 0.05 %

N/A

CAD2.95B
VDY:CA Vanguard FTSE Canadian Hi.. 0.00 % 0.20 %

N/A

CAD0.74B
XCV:CA iShares Canadian Value In.. 0.00 % 0.50 %

N/A

CAD0.04B
XDV:CA iShares Canadian Select D.. 0.00 % 0.50 %

N/A

CAD1.34B
XEN:CA iShares Jantzi Social Ind.. 0.00 % 0.50 %

N/A

CAD0.09B
XFN:CA iShares S&P/TSX Capped Fi.. 0.00 % 0.55 %

N/A

CAD1.13B
XIC:CA iShares Core S&P/TSX Capp.. 0.00 % 0.05 %

N/A

CAD7.17B
XIU:CA iShares S&P/TSX 60 Index .. 0.00 % 0.15 %

N/A

CAD8.59B
XMV:CA iShares MSCI Min Vol Cana.. 0.00 % 0.30 %

N/A

CAD0.12B
XESG:CA iShares ESG MSCI Canada I.. 0.00 % 0.23 %

N/A

CAD0.07B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.44% 60% D- 68% D+
Dividend Return 1.10% 25% F 74% C
Total Return 8.53% 70% C- 70% C-
Trailing 12 Months  
Capital Gain 14.00% 60% D- 55% F
Dividend Return 4.65% 80% B- 80% B-
Total Return 18.65% 60% D- 59% F
Trailing 5 Years  
Capital Gain 39.29% 50% F 60% D-
Dividend Return 24.38% 50% F 76% C
Total Return 63.67% 50% F 66% D
Average Annual (5 Year Horizon)  
Capital Gain -0.59% 40% F 39% F
Dividend Return 3.75% 70% C- 83% B
Total Return 3.16% 40% F 54% F
Risk Return Profile  
Volatility (Standard Deviation) 14.92% 10% F 46% F
Risk Adjusted Return 21.18% 30% F 45% F
Market Capitalization 67.26B 44% F 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.65 50% F 65% D
Price/Book Ratio 1.39 83% B 60% D-
Price / Cash Flow Ratio -1.79 56% F 79% C+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.20% 20% F 74% C
Return on Invested Capital -0.97% 100% A+ 39% F
Return on Assets 0.60% 20% F 45% F
Debt to Equity Ratio 52.58% 20% F 48% F
Technical Ratios  
Short Ratio 4.14 50% F 20% F
Short Percent N/A N/A N/A N/A N/A
Beta 1.14 10% F 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector