RY:CA:TSX-Royal Bank of Canada (CAD)

COMMON STOCK | Banks—Diversified | TSX

Last Closing Price

CAD 82.27

Change

0.00 (0.00)%

Market Cap

CAD 117.15B

Volume

2.25M

Average Target Price

CAD 102.85 (+25.02%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers check and savings accounts, credit cards, mortgages, loans, investment products, payments, international trade, and business advice services. This segment offers financial products and services through branches, automated teller machines, and mobile sales network. Its Wealth Management provides a suite of advice-based solutions and strategies. The company's Insurance segment offers life, health, home, auto, travel, wealth, annuities, and reinsurance advice and solutions; and creditor and business insurance services to individual, business, and group clients through its field sales force, advice centers, and online, as well as through independent insurance advisors and affinity relationships. Its Investor & Treasury Services segment provides asset, cash management, transaction banking, and treasury services to institutional clients; correspondent banking and trade finance services for financial institutions; and short-term funding and liquidity management services. The company's Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, sale, and trading services for corporations, institutional investors, asset managers, governments, and central banks. The company was founded in 1864 and is headquartered in Toronto, Canada.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-05-24 )

Largest Industry Peers for Banks—Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
RY-PC:CA Royal Bank of Canada

N/A

CAD148.94B 2.64 N/A
RY-PE:CA Royal Bank of Canada

N/A

CAD148.83B 2.61 N/A
RY-PQ:CA Royal Bank of Canada

N/A

CAD140.30B 2.42 N/A
RY-PZ:CA Royal Bank of Canada

N/A

CAD127.59B 1.45 N/A
TD:CA The Toronto-Dominion Bank

N/A

CAD100.45B 8.63 N/A
BNS:CA The Bank of Nova Scotia

N/A

CAD61.97B 7.58 N/A
BMO:CA Bank of Montreal

N/A

CAD41.03B 7.59 N/A
CM:CA Canadian Imperial Bank of Comm..

N/A

CAD36.63B 7.38 N/A
NA:CA National Bank of Canada

N/A

CAD17.61B 8.33 N/A
NA-PS:CA National Bank of Canada

N/A

CAD17.51B 1.90 N/A

ETFs Containing RY:CA

Symbol Name Weight Mer Price(Change) Market Cap
XFN:CA iShares S&P/TSX Cappe.. 20.67 % 0.55 %

N/A

CAD0.85B
CIC:CA CI First Asset CanBanc In.. 20.19 % 0.65 %

N/A

CAD0.14B
ZEB:CA BMO Equal Weight Banks In.. 16.35 % 0.55 %

N/A

CAD1.02B
VDY:CA Vanguard FTSE Canadian Hi.. 15.32 % 0.20 %

N/A

CAD0.52B
DXC:CA Dynamic Active Canadian D.. 12.87 % 0.75 %

N/A

CAD0.04B
ZWB:CA BMO Covered Call Canadian.. 11.73 % 0.65 %

N/A

CAD1.43B
XCV:CA iShares Canadian Value In.. 11.34 % 0.50 %

N/A

CAD0.05B
DRMC:CA Desjardins RI Canada - Lo.. 11.07 % 0.25 %

N/A

CAD0.01B
XEN:CA iShares Jantzi Social Ind.. 11.03 % 0.50 %

N/A

CAD0.18B
BNC:CA Purpose Canadian Financia.. 10.53 % 0.68 %

N/A

CAD4.13M
XDIV:CA iShares Core MSCI Canadia.. 9.85 % 0.10 %

N/A

CAD0.21B
CEW:CA iShares Equal Weight Banc.. 9.50 % 0.55 %

N/A

CAD0.11B
RBNK:CA RBC Canadian Bank Yield I.. 8.82 % 0.32 %

N/A

CAD0.06B
VCE:CA Vanguard FTSE Canada Inde.. 8.75 % 0.05 %

N/A

CAD0.62B
PXC:CA Invesco FTSE RAFI Canadia.. 8.70 % 0.45 %

N/A

CAD0.19B
FIE:CA iShares Canadian Financia.. 8.68 % 0.65 %

N/A

CAD0.57B
HEF:CA Horizons Enhanced Income .. 8.63 % 0.65 %

N/A

CAD0.01B
XIU:CA iShares S&P/TSX 60 In.. 8.17 % 0.15 %

N/A

CAD8.00B
QCE:CA Mackenzie Canadian Large .. 8.12 % 0.06 %

N/A

CAD0.07B
FLRM:CA Franklin Liberty Risk Man.. 8.12 % 0.30 %

N/A

CAD0.01B
QCD:CA AGFiQ Canadian Equity ETF 7.53 % 0.45 %

N/A

CAD0.08B
FCCL:CA Fidelity Canadian Low Vol.. 7.26 % 0.00 %

N/A

CAD0.02B
XESG:CA iShares ESG MSCI Canada I.. 7.22 % 0.23 %

N/A

CAD0.02B
VCN:CA Vanguard FTSE Canada All .. 7.15 % 0.05 %

N/A

CAD2.24B
XDV:CA iShares Canadian Select D.. 7.04 % 0.50 %

N/A

CAD1.12B
FLCD:CA Franklin FTSE Canada All .. 6.97 % 0.05 %

N/A

CAD0.28B
RCD:CA RBC Quant Canadian Divide.. 6.79 % 0.39 %

N/A

CAD0.10B
HCB:CA Hamilton Canadian Bank Va.. 6.77 % 0.65 %

N/A

CAD7.98M
QCN:CA Mackenzie Canadian Equity.. 6.65 % 0.06 %

N/A

CAD0.04B
XIC:CA iShares Core S&P/TSX .. 6.61 % 0.05 %

N/A

CAD5.85B
ZCN:CA BMO S&P/TSX Capped Co.. 6.61 % 0.05 %

N/A

CAD3.54B
FCCD:CA Fidelity Canadian High Di.. 6.38 % 0.00 %

N/A

CAD0.12B
ZVC:CA BMO MSCI Canada Value Ind.. 6.35 % 0.35 %

N/A

CAD2.46M
RCE:CA RBC Quant Canadian Equity.. 6.34 % 0.39 %

N/A

CAD0.01B
TTP:CA TD Canadian Equity Index .. 6.16 % 0.05 %

N/A

CAD0.42B
FCCQ:CA Fidelity Canadian High Qu.. 5.63 % 0.39 %

N/A

CAD6.88M
INOC:CA Horizons Inovestor Canadi.. 4.49 % 0.50 %

N/A

CAD0.03B
XFC:CA iShares Edge MSCI Multifa.. 4.42 % 0.45 %

N/A

CAD0.03B
BANK:CA BMO Global Banks Hedged t.. 4.37 % 0.39 %

N/A

CAD4.39M
DFC:CA Desjardins Canada Multifa.. 4.36 % 0.50 %

N/A

CAD4.28M
MCLC:CA Manulife Multifactor Cana.. 4.27 % 0.45 %

N/A

CAD0.05B
WOMN:CA BMO Women In Leadership F.. 4.20 % 0.39 %

N/A

CAD0.05B
FDV:CA CI First Asset Active Can.. 4.18 % 0.55 %

N/A

CAD0.02B
HAL:CA Horizons Active Cdn Divid.. 4.14 % 0.55 %

N/A

CAD0.05B
DRFC:CA Desjardins RI Canada Mult.. 3.71 % 0.50 %

N/A

CAD0.21B
ZDV:CA BMO Canadian Dividend ETF 3.01 % 0.35 %

N/A

CAD0.40B
XMV:CA iShares Edge MSCI Min Vol.. 2.98 % 0.30 %

N/A

CAD0.11B
RWC:CA CI First Asset MSCI Canad.. 2.57 % 0.60 %

N/A

CAD4.73M
TLV:CA Invesco S&P/TSX Compo.. 2.46 % 0.30 %

N/A

CAD0.35B
FLBA:CA Franklin Liberty Core Bal.. 2.40 % 0.30 %

N/A

CAD6.35M
ONEQ:CA CI ONE Global Equity ETF 1.97 % 0.92 %

N/A

CAD0.04B
XGRO:CA iShares Core Growth ETF P.. 1.23 % 0.20 %

N/A

CAD0.34B
XBAL:CA iShares Core Balanced ETF.. 0.91 % 0.20 %

N/A

CAD0.31B
FSB:CA CI First Asset Enhanced S.. 0.00 % 0.60 %

N/A

CAD0.21B
HAL Halliburton Company 0.00 % 0.00 %

N/A

CAD10.17B
CEW WisdomTree Emerging Curre.. 0.00 % 0.55 %

N/A

CAD0.02B
VCIT Vanguard Intermediate-Ter.. 0.00 % 0.05 %

N/A

CAD29.49B
HTAB Hartford Schroders Tax-Aw.. 0.00 % 0.39 %

N/A

CAD0.06B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -19.93% 55% F 37% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -19.93% 55% F 36% F
Trailing 12 Months  
Capital Gain -20.81% 83% B 34% F
Dividend Return 1.99% 33% F 73% C
Total Return -18.82% 67% D+ 34% F
Trailing 5 Years  
Capital Gain 2.44% 83% B 64% D
Dividend Return 20.07% 33% F 74% C
Total Return 22.51% 83% B 70% C-
Average Annual (5 Year Horizon)  
Capital Gain 8.39% 80% B- 76% C
Dividend Return 3.94% 40% F 78% C+
Total Return 12.33% 100% A+ 80% B-
Risk Return Profile  
Volatility (Standard Deviation) 12.46% 60% D- 58% F
Risk Adjusted Return 99.01% 80% B- 91% A-
Market Capitalization 117.15B 64% D 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.56 9% F 72% C-
Price/Book Ratio 1.57 17% F 39% F
Price / Cash Flow Ratio N/A N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 16.04% 91% A- 88% B+
Return on Invested Capital 4.55% 36% F 49% F
Return on Assets 0.93% 100% A+ 48% F
Debt to Equity Ratio 11.75% 91% A- 82% B-
Technical Ratios  
Short Ratio 1.73 86% B 40% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.72 73% C 73% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.