RY:CA:TSX-Royal Bank of Canada

COMMON STOCK | Banks - Global | TSX

Last Closing Price

CAD 105.89

Change

+0.50 (+0.47)%

Market Cap

CAD 151.86B

Volume

5.71M

Average Target Price

CAD 112.50 (+6.24%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers check and savings accounts; home equity and auto financing, personal lending, private banking, mutual fund, self-directed brokerage account, and guaranteed investment certificate services; and credit cards, and payment products and solutions for individuals. It also provides lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, and trade products and services to small and medium-sized commercial businesses. In addition, this segment offers international financing and trade promotion services through branches, automated teller machines, and online and mobile banking. The company's Wealth Management provides investment, trust, banking, credit, and other wealth management solutions to high and ultra-high net worth clients; and asset management products to institutional and individual clients through its distribution channels and third-party distributors. Its Insurance segment offers life, health, home, auto, travel, wealth, annuities, and reinsurance advice and solutions; and creditor and business insurance services to individual, business, and group clients through its field sales force, advice centers, and online, as well as through independent insurance advisors and affinity relationships. The company's Investor & Treasury Services segment provides asset, cash management, transaction banking, and treasury services to institutional clients; correspondent banking and trade finance services for financial institutions; and short-term funding and liquidity management services. Its Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, sale, and trading services for corporations, institutional investors, asset managers, governments, and central banks. The company was founded in 1864 and is headquartered in Toronto, Canada.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-09-17 )

Largest Industry Peers for Banks - Global

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
RY-PZ:CA Royal Bank of Canada

-0.09 (-0.51%)

CAD 152.84B 2.02 0.00
RY-PC:CA Royal Bank of Canada

+0.02 (+0.08%)

CAD 151.15B 2.89 N/A
RY-PE:CA Royal Bank of Canada

-0.03 (-0.12%)

CAD 150.50B 2.88 0.00
RY-PQ:CA Royal Bank of Canada

+0.01 (+0.04%)

CAD 149.40B 2.94 0.00
TD:CA The Toronto-Dominion Bank

+0.42 (+0.56%)

CAD 137.70B 12.03 0.00
BNS:CA The Bank of Nova Scotia

+0.28 (+0.38%)

CAD 91.23B 11.23 0.00
BMO:CA Bank of Montreal

+0.19 (+0.20%)

CAD 61.74B 10.22 0.00
CM:CA Canadian Imperial Bank of Comm..

+0.05 (+0.05%)

CAD 48.73B 9.59 0.00
NA:CA National Bank of Canada

-0.04 (-0.06%)

CAD 21.59B 10.43 0.00
NA-PS:CA National Bank of Canada

-0.12 (-0.69%)

CAD 21.21B 2.81 0.00

ETFs Containing RY:CA

Symbol Name Weight Mer Price(Change) Market Cap
XFN:CA iShares S&P/TSX Cappe.. 20.03 % 0.61 %

+0.20 (+0.51%)

CAD 1.04B
VDY:CA Vanguard FTSE Canadian Hi.. 15.72 % 0.22 %

+0.17 (+0.50%)

CAD 0.51B
DXC:CA Dynamic iShares Active Ca.. 14.15 % 0.86 %

+0.12 (+0.50%)

CAD 0.03B
BNC:CA Purpose Canadian Financia.. 11.08 % 0.68 %

N/A

CAD 2.16M
DRMC:CA Desjardins RI Canada - Lo.. 10.38 % 0.29 %

+0.14 (+0.68%)

CAD 3.99M
XCV:CA iShares Canadian Value In.. 9.92 % 0.55 %

N/A

CAD 0.05B
XEN:CA iShares Jantzi Social Ind.. 9.80 % 0.55 %

+0.14 (+0.53%)

CAD 0.14B
CEW:CA iShares Equal Weight Banc.. 9.68 % 0.60 %

+0.06 (+0.46%)

CAD 0.15B
VCE:CA Vanguard FTSE Canada Inde.. 8.86 % 0.06 %

+0.17 (+0.47%)

CAD 0.65B
QCE:CA Mackenzie Canadian Large .. 8.22 % 0.06 %

+1.38 (+1.35%)

CAD 0.07B
PXC:CA Invesco FTSE RAFI Canadia.. 8.17 % 0.50 %

N/A

CAD 0.28B
XIU:CA iShares S&P/TSX 60 In.. 8.09 % 0.18 %

+0.14 (+0.56%)

CAD 8.39B
FCCL:CA Fidelity Canadian Low Vol.. 7.27 % 0.00 %

+0.20 (+0.71%)

CAD 0.01B
QCD:CA AGFiQ Enhanced Core Canad.. 7.27 % 0.45 %

+0.16 (+0.58%)

CAD 0.10B
VCN:CA Vanguard FTSE Canada All .. 6.98 % 0.06 %

+0.19 (+0.56%)

CAD 1.98B
TTP:CA TD Canadian Equity Index .. 6.89 % 0.07 %

N/A

CAD 0.02B
QCN:CA Mackenzie Canadian Equity.. 6.55 % 0.06 %

N/A

CAD 0.03B
XDV:CA iShares Canadian Select D.. 6.36 % 0.55 %

+0.15 (+0.60%)

CAD 1.32B
XIC:CA iShares Core S&P/TSX .. 6.30 % 0.06 %

+0.14 (+0.52%)

CAD 5.20B
RCE:CA RBC Quant Canadian Equity.. 6.01 % 0.43 %

N/A

CAD 0.01B
FCCQ:CA Fidelity Canadian High Qu.. 5.78 % 0.39 %

N/A

CAD 5.40M
MCLC:CA Manulife Multifactor Cana.. 4.50 % 0.45 %

N/A

CAD 0.04B
HAL:CA Horizons Active Cdn Divid.. 4.33 % 0.78 %

+0.10 (+0.57%)

CAD 0.04B
XFC:CA iShares Edge MSCI Multifa.. 3.80 % 0.50 %

-0.02 (-0.08%)

CAD 0.09B
DRFC:CA Desjardins RI Canada Mult.. 3.57 % 0.57 %

N/A

CAD 5.90M
DXM:CA CI First Asset Morningsta.. 3.37 % 0.67 %

+0.02 (+0.19%)

CAD 0.01B
HAZ:CA Horizons Active Global Di.. 3.04 % 0.94 %

+0.13 (+0.57%)

CAD 0.18B
XMV:CA iShares Edge MSCI Min Vol.. 2.79 % 0.33 %

+0.24 (+0.75%)

CAD 0.10B
RWC:CA CI First Asset MSCI Canad.. 2.58 % 0.68 %

+0.19 (+1.54%)

CAD 7.96M
TLV:CA Invesco S&P/TSX Compo.. 2.40 % 0.34 %

+0.27 (+0.91%)

CAD 0.37B
RAVI FlexShares Ready Access V.. 1.43 % 0.25 %

+0.04 (+0.05%)

USD 0.24B
XGRO:CA iShares Core Growth ETF P.. 1.26 % 0.84 %

+0.06 (+0.29%)

CAD 0.16B
XBAL:CA iShares Core Balanced ETF.. 0.96 % 0.76 %

+0.09 (+0.39%)

CAD 0.13B
RWW:CA CI First Asset MSCI World.. 0.80 % 0.66 %

N/A

CAD 0.07B
FLGD:CA Franklin LibertyQT Global.. 0.00 % 0.49 %

+0.05 (+0.24%)

CAD 0.01B
CIL VictoryShares Internation.. 0.00 % 0.45 %

+0.12 (+0.31%)

USD 0.04B
ISZE iShares Edge MSCI Intl Si.. 0.00 % 0.30 %

+0.06 (+0.23%)

USD 5.26M
CIZ VictoryShares Developed E.. 0.00 % 0.45 %

+0.06 (+0.19%)

USD 0.11B
PXUS Principal International M.. 0.00 % 0.39 %

N/A

USD 0.01B
WOMN:CA BMO Women In Leadership F.. 0.00 % 0.39 %

N/A

CAD 2.12M
IQDF FlexShares International .. 0.00 % 0.47 %

+0.01 (+0.04%)

USD 0.82B
HEF.A:CA 0.00 % 1.61 %

N/A

N/A
HAL Halliburton Company 0.00 % 1.64 %

-1.46 (-6.49%)

USD 16.03B
HEX.A:CA 0.00 % 1.60 %

N/A

N/A
HCB:CA Hamilton Canadian Bank Va.. 0.00 % 0.65 %

+0.04 (+0.26%)

CAD 0.01B
FLCA Franklin FTSE Canada ETF 0.00 % 0.09 %

+0.10 (+0.39%)

USD 5.04M
ZCAN SPDR Solactive Canada ETF 0.00 % 0.30 %

+0.32 (+0.52%)

USD 0.02B
XDIV:CA iShares Core MSCI Canadia.. 0.00 % 0.11 %

+0.14 (+0.65%)

CAD 0.14B
ZCN:CA BMO S&P/TSX Capped Co.. 0.00 % 0.05 %

+0.12 (+0.53%)

CAD 4.07B
ZEB:CA BMO Equal Weight Banks In.. 0.00 % 0.60 %

+0.10 (+0.35%)

CAD 1.36B
FIE:CA iShares Canadian Financia.. 0.00 % 0.97 %

+0.03 (+0.36%)

CAD 0.65B
SHC:CA 0.00 % 0.71 %

N/A

N/A
CRQ.A:CA 0.00 % 1.55 %

N/A

N/A
CEW WisdomTree Emerging Curre.. 0.00 % 1.44 %

N/A

USD 0.02B
ZWB:CA BMO Covered Call Canadian.. 0.00 % 0.71 %

+0.05 (+0.27%)

CAD 1.85B
CRQ:CA 0.00 % 0.73 %

N/A

N/A
RBNK:CA RBC Canadian Bank Yield I.. 0.00 % 0.33 %

+0.15 (+0.75%)

CAD 0.06B
FIE.A:CA 0.00 % 1.78 %

N/A

N/A
ONEQ:CA ONE Global Equity ETF 0.00 % 0.92 %

-0.03 (-0.12%)

CAD 0.05B
FSB:CA CI First Asset Enhanced S.. 0.00 % 0.77 %

N/A

CAD 0.21B
CIC:CA CI First Asset CanBanc In.. 0.00 % 0.84 %

+0.05 (+0.44%)

CAD 0.15B
RCD:CA RBC Quant Canadian Divide.. 0.00 % 0.43 %

+0.09 (+0.43%)

CAD 0.12B
ZVC:CA BMO MSCI Canada Value Ind.. 0.00 % 0.40 %

N/A

CAD 5.98M

Market Performance

  Market Performance vs.
Industry/Classification (Banks - Global)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 13.32% 83% B 61% D-
Dividend Return 3.23% 83% B 80% B-
Total Return 16.56% 83% B 65% D
Trailing 12 Months  
Capital Gain 2.29% 100% A+ 61% D-
Dividend Return 3.86% 50% F 72% C-
Total Return 6.15% 100% A+ 66% D
Trailing 5 Years  
Capital Gain 28.41% 83% B 72% C-
Dividend Return 21.03% 67% D+ 73% C
Total Return 49.44% 83% B 75% C
Average Annual (5 Year Horizon)  
Capital Gain 7.28% 67% D+ 74% C
Dividend Return 4.02% 33% F 77% C+
Total Return 11.30% 67% D+ 77% C+
Risk Return Profile  
Volatility (Standard Deviation) 12.17% 50% F 56% F
Risk Adjusted Return 92.88% 83% B 87% B+
Market Capitalization 151.86B 91% A- 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks - Global)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.08 9% F 67% D+
Price/Book Ratio 1.98 9% F 34% F
Price / Cash Flow Ratio -4.86 91% A- 85% B
EV/EBITDA 0.00 40% F 69% D+
Management Effectiveness  
Return on Equity 16.12% 82% B- 89% B+
Return on Invested Capital 6.99% 100% A+ 66% D
Return on Assets 0.96% 82% B- 44% F
Debt to Equity Ratio 134.96% 45% F 19% F
Technical Ratios  
Short Ratio 3.59 86% B 30% F
Short Percent 80.00% 100% A+ 76% C
Beta 0.97 45% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.