BDOUY:OTC-BDO Unibank Inc (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 21.95

Change

-1.43 (-6.10)%

Market Cap

USD 10.25B

Volume

790.00

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

BDO Unibank, Inc. provides various banking products and services primarily in the Philippines. Its deposit products include savings, checking, and time deposit accounts; and loan portfolio comprises personal, auto, home, small and medium-enterprise, project finance, term, and working capital loans. The company also offers life, auto, home, personal accident, travel, property/engineering/marine, liability/surety/specialty, and employee benefits insurance products; remittance services; trade facilities, such as trade settlements, trust receipts, export bill purchases, and letters of credit; and trust and investment services consisting of unit investment trust funds, portfolio management, escrow services, mortgage or collateral trust, corporate agency services, and investment advisory services. In addition, it provides investment banking services, such as equity and quasi-equity financing, fixed income financing, financial advisory services, stock brokering, fixed income brokering, and wealth management. Further, the company offers leasing and financing solutions, including direct leases, sale and leaseback arrangements, and real estate leases; cash management services; treasury services; debit and credit cards; and private, online, mobile, and phone banking services. As of December 31, 2020, it operated 1,472 branches, including two foreign branches; and 4,439 automated teller machines. The company was formerly known as Banco De Oro Unibank Inc. and changed its name to BDO Unibank, Inc. in January 2011. BDO Unibank, Inc. was incorporated in 1967 and is headquartered in Makati City, the Philippines.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co. Ltd

+0.12 (+1.57%)

USD191.60B 11.40 N/A
CIHKY China Merchants Bank Co. Ltd

-0.39 (-1.04%)

USD190.48B 11.61 N/A
BPHLY Bank of the Philippine Islands

N/A

USD154.87B 18.10 N/A
SBRCY Sberbank of Russia

-0.12 (-0.69%)

USD97.01B 6.62 N/A
BNPQF BNP Paribas SA

+4.28 (+7.05%)

USD77.82B 8.38 N/A
PBCRF PT Bank Central Asia Tbk

-0.06 (-2.60%)

USD56.95B 32.54 N/A
PBCRY PT Bank Central Asia Tbk

-0.15 (-0.26%)

USD56.85B 32.48 N/A
DBSDY DBS Group Holdings Ltd

-1.65 (-1.87%)

USD56.57B 12.87 N/A
DBSDF DBS Group Holdings Ltd

+0.02 (+0.09%)

USD56.08B 12.70 N/A
IITSF Intesa Sanpaolo S.p.A

-0.02 (-0.52%)

USD55.39B 12.54 N/A

ETFs Containing BDOUY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.29% 17% F 39% F
Dividend Return 0.83% 10% F 11% F
Total Return -0.46% 15% F 38% F
Trailing 12 Months  
Capital Gain 20.29% 31% F 46% F
Dividend Return 1.35% 16% F 15% F
Total Return 21.64% 29% F 46% F
Trailing 5 Years  
Capital Gain 7.98% 29% F 49% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.98% 27% F 47% F
Average Annual (5 Year Horizon)  
Capital Gain 1.64% 33% F 30% F
Dividend Return 0.64% 13% F 21% F
Total Return 2.27% 28% F 28% F
Risk Return Profile  
Volatility (Standard Deviation) 26.82% 45% F 71% C-
Risk Adjusted Return 8.48% 26% F 29% F
Market Capitalization 10.25B 87% B+ 88% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.46 45% F 59% F
Price/Book Ratio 1.24 19% F 60% D-
Price / Cash Flow Ratio -0.85 84% B 63% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.63% 74% C 71% C-
Return on Invested Capital -3.79% 21% F 33% F
Return on Assets 1.34% 85% B 59% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.56 52% F 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector