BDOUY:OTC-BDO Unibank, Inc (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 18.25

Change

-0.47 (-2.51)%

Market Cap

USD 7.27B

Volume

290.00

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BDO Unibank, Inc. provides various banking products and services primarily in the Philippines. Its deposit products include savings, checking, and time deposit accounts; and loan portfolio comprises personal, auto, home, small and medium-enterprise, project finance, term, and working capital loans. The company also offers life, auto, home, personal accident, travel, property/engineering/marine, liability/surety/specialty, and employee benefits insurance products; remittance services; trade facilities, such as trade settlements, trust receipts, export bill purchases, and letters of credit; and trust and investment services consisting of unit investment trust funds, portfolio management, escrow services, mortgage or collateral trust, corporate agency services, and investment advisory services. In addition, it provides investment banking services, such as loan syndications, underwriting and placing of debt and equity securities, financial advisory services, and securities brokerage; and investment and structured products to high net worth individuals and institutional accounts. Further, the company offers leasing and financing solutions, including direct leases, sale and leaseback arrangements, and real estate leases; cash management services; treasury services; asset management, realty management, and accounting services; debit and credit cards; and private, online, mobile, and phone banking services. As of December 31, 2019, it operated 1,436 branches, including two foreign branches; 2,472 on-site and 1,994 off-site automated teller machines; and 562 cash accept machines. The company was formerly known as Banco De Oro Unibank Inc. and changed its name to BDO Unibank, Inc. in January 2011. BDO Unibank, Inc. was incorporated in 1967 and is headquartered in Makati City, the Philippines.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-25 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD138.11B 9.41 N/A
CIHKY China Merchants Bank Co., Ltd

N/A

USD136.47B 9.53 N/A
SBRCY Sberbank of Russia

-0.14 (-1.19%)

USD63.70B 6.78 N/A
BNPQF BNP Paribas SA

-1.61 (-4.34%)

USD45.95B 6.47 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD45.60B 26.26 N/A
BNPQY BNP Paribas SA

-0.48 (-2.63%)

USD45.22B 6.36 N/A
PBCRY PT Bank Central Asia Tbk

+4.10 (+9.11%)

USD44.42B 25.36 N/A
LBSI Liberty Bancshares, Inc. (Ada,..

N/A

USD40.23B 11.41 N/A
DBSDF DBS Group Holdings Ltd

N/A

USD36.89B 11.24 N/A
IITSF Intesa Sanpaolo S.p.A

-0.07 (-3.72%)

USD36.59B 9.26 N/A

ETFs Containing BDOUY

Symbol Name Weight Mer Price(Change) Market Cap
EPHE iShares MSCI Philippines .. 0.00 % 0.59 %

-0.05 (-0.19%)

USD0.12B
XPHG:LSE Xtrackers - MSCI Philippi.. 0.00 % 0.00 %

+0.45 (+0.39%)

N/A
XPHI:LSE Xtrackers MSCI Philippine.. 0.00 % 0.65 %

N/A

USD0.03B
XPQP:F Xtrackers MSCI Philippine.. 0.00 % 0.65 %

N/A

USD0.03B
XPQP:XETRA Xtrackers MSCI Philippine.. 0.00 % 0.65 %

+0.01 (+0.40%)

USD0.03B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -43.11% 12% F 18% F
Dividend Return 0.38% 8% F 7% F
Total Return -42.73% 12% F 18% F
Trailing 12 Months  
Capital Gain -32.95% 21% F 29% F
Dividend Return 0.67% 8% F 10% F
Total Return -32.29% 21% F 29% F
Trailing 5 Years  
Capital Gain -18.93% 27% F 46% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -18.93% 24% F 44% F
Average Annual (5 Year Horizon)  
Capital Gain 6.83% N/A N/A N/A N/A
Dividend Return 0.43% N/A N/A N/A N/A
Total Return 7.26% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 25.29% N/A N/A N/A N/A
Risk Adjusted Return 28.71% N/A N/A N/A N/A
Market Capitalization 7.27B 88% B+ 88% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.76 27% F 52% F
Price/Book Ratio 1.07 14% F 58% F
Price / Cash Flow Ratio -0.11 84% B 59% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.87% 49% F 68% D+
Return on Invested Capital 8.85% 81% B- 66% D
Return on Assets 0.89% 60% D- 60% D-
Debt to Equity Ratio 24.32% 69% D+ 55% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.38 64% D 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector