AVVIY:OTC-Aviva plc (USD)

COMMON STOCK | Insurance-Diversified | OTC

Last Closing Price

USD 11.22

Change

+0.05 (+0.45)%

Market Cap

USD 21.53B

Volume

0.06M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Aviva plc provides various insurance, retirement, and savings products in the United Kingdom, Ireland, Canada, France, Italy, Poland, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities, and medical expenses. In addition, the company offers personal and commercial lines insurance products; long-term insurance and savings products, primarily for individuals. Further, it provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. Additionally, the company offers asset management and protection insurance products. Aviva plc markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-21 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ALIZF Allianz SE

N/A

USD106.93B 13.39 N/A
AXAHF AXA SA

N/A

USD67.83B 19.01 N/A
AXAHY AXA SA

+0.12 (+0.43%)

USD66.03B 18.64 N/A
ZFSVF Zurich Insurance Group AG

+5.29 (+1.29%)

USD61.30B 16.06 N/A
ZURVY Zurich Insurance Group AG

+0.12 (+0.29%)

USD60.99B 16.21 N/A
ARZGF Assicurazioni Generali S.p.A

N/A

USD32.46B 15.57 N/A
ARZGY Assicurazioni Generali S.p.A

-0.19 (-1.86%)

USD32.12B 15.62 N/A
SAXPF Sampo Oyj

N/A

USD26.76B 604.11 N/A
SAXPY Sampo Oyj

-0.28 (-1.14%)

USD26.61B 601.13 N/A
AIVAF Aviva plc

+0.10 (+1.72%)

USD22.18B 5.83 N/A

ETFs Containing AVVIY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 27.21% 92% A- 61% D-
Dividend Return 4.39% 57% F 89% B+
Total Return 31.60% 93% A 64% D
Trailing 12 Months  
Capital Gain 88.89% 79% C+ 60% D-
Dividend Return 12.29% 94% A 90% A-
Total Return 101.18% 83% B 63% D
Trailing 5 Years  
Capital Gain -12.82% 22% F 34% F
Dividend Return 22.84% 60% D- 77% C+
Total Return 10.02% 35% F 42% F
Average Annual (5 Year Horizon)  
Capital Gain -5.92% 10% F 21% F
Dividend Return 4.77% 77% C+ 71% C-
Total Return -1.17% 17% F 28% F
Risk Return Profile  
Volatility (Standard Deviation) 25.74% 24% F 68% D+
Risk Adjusted Return -4.54% 24% F 29% F
Market Capitalization 21.53B 64% D 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 5.79 96% A 81% B-
Price/Book Ratio 0.84 69% D+ 72% C-
Price / Cash Flow Ratio -8.34 89% B+ 77% C+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.41% 65% D 75% C
Return on Invested Capital -1.97% 46% F 38% F
Return on Assets 0.49% 33% F 56% F
Debt to Equity Ratio 49.52% 17% F 36% F
Technical Ratios  
Short Ratio 1.50 100% A+ 37% F
Short Percent N/A N/A N/A N/A N/A
Beta 1.28 28% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.