AVVIY:OTC-Aviva plc (USD)

COMMON STOCK | Insurance-Diversified | OTC

Last Closing Price

USD 9.47

Change

0.00 (0.00)%

Market Cap

USD 18.73B

Volume

0.07M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Aviva plc provides various insurance and savings products primarily in the United Kingdom, rest of Europe, North America, and South-East Asia. The company offers life insurance, long term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated primarily with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities. In addition, the company offers personal and commercial lines insurance products; long-term insurance and savings products, primarily for individuals. Further, it provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. Additionally, the company offers asset management, retirement, and protection insurance products. The company markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-18 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ALIZF Allianz SE

N/A

USD101.26B 12.24 N/A
ZURVY Zurich Insurance Group AG

N/A

USD62.52B 19.19 N/A
ZFSVF Zurich Insurance Group AG

N/A

USD62.52B 18.97 N/A
AXAHF AXA SA

N/A

USD57.69B 9.06 N/A
AXAHY AXA SA

N/A

USD57.69B 8.93 N/A
ARZGF Assicurazioni Generali S.p.A

N/A

USD27.40B 11.78 N/A
ARZGY Assicurazioni Generali S.p.A

N/A

USD27.40B 10.94 N/A
SAXPY Sampo Oyj

N/A

USD23.62B 12.14 N/A
SAXPF Sampo Oyj

N/A

USD23.62B 12.21 N/A
AIVAF Aviva plc

N/A

USD18.73B 12.83 N/A

ETFs Containing AVVIY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.37% 82% B- 57% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.37% 82% B- 57% F
Trailing 12 Months  
Capital Gain -10.41% 32% F 36% F
Dividend Return 3.25% 40% F 64% D
Total Return -7.16% 31% F 37% F
Trailing 5 Years  
Capital Gain -27.21% 9% F 29% F
Dividend Return 22.58% 50% F 68% D+
Total Return -4.63% 26% F 37% F
Average Annual (5 Year Horizon)  
Capital Gain -8.04% 7% F 24% F
Dividend Return 4.73% 77% C+ 85% B
Total Return -3.32% 14% F 30% F
Risk Return Profile  
Volatility (Standard Deviation) 21.08% 41% F 72% C-
Risk Adjusted Return -15.74% 14% F 31% F
Market Capitalization 18.73B 68% D+ 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.90 36% F 54% F
Price/Book Ratio 0.69 77% C+ 74% C
Price / Cash Flow Ratio 3.14 64% D 31% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.20% 80% B- 80% B-
Return on Invested Capital 12.22% 57% F 74% C
Return on Assets 0.45% 33% F 55% F
Debt to Equity Ratio 49.70% 29% F 37% F
Technical Ratios  
Short Ratio 1.50 100% A+ 38% F
Short Percent N/A N/A N/A N/A N/A
Beta 1.24 24% F 36% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector