ARZGY:OTC-Assicurazioni Generali S.p.A (USD)

COMMON STOCK | Insurance-Diversified | NYE

Last Closing Price

USD 10.64

Change

-0.26 (-2.34)%

Market Cap

USD 34.31B

Volume

2.14K

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Assicurazioni Generali S.p.A. provides various insurance solutions. The company operates through four segments: Life; Non-Life; Asset Management; and Holding and Other Business. It offers saving and protection insurance products for individuals and family; unit linked products with investment purposes; and motor, liability, casualty, accident, health, and commercial and industrial risks insurance products. The company also provides equity and fixed-income funds, as well as alternative products; investment; and wealth management services. It operates in Italy, France, Germany, Czech Republic, Poland, Hungary, Slovakia, Serbia/Montenegro, Romania, Slovenia, Bulgaria, Croatia, Russia, Spain, Switzerland, the Americas, Southern Europe, and Asia. The company was formerly known as Assicurazioni Generali Austro-Italiche and changed its name to Assicurazioni Generali S.p.A. in 1848. Assicurazioni Generali S.p.A. was founded in 1831 and is headquartered in Trieste, Italy.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-10-18 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BRK-A Berkshire Hathaway Inc

-1,512.00 (-0.35%)

USD643.51B 6.26 N/A
BRK-B Berkshire Hathaway Inc

-1.62 (-0.57%)

USD643.22B 0.00 N/A
AIG American International Group I..

-0.39 (-0.67%)

USD49.84B 12.16 N/A
AIG-PA American International Group I..

-0.11 (-0.40%)

USD49.05B 5.70 N/A
ARZGF Assicurazioni Generali S.p.A

+0.81 (+3.95%)

USD34.29B 11.26 N/A
SLF Sun Life Financial Inc

-0.14 (-0.25%)

USD32.74B 12.18 N/A
HIG The Hartford Financial Service..

-0.39 (-0.54%)

USD25.04B 12.23 N/A
HIG-PG The Hartford Financial Service..

-0.07 (-0.25%)

USD20.96B 4.78 N/A
ATH Athene Holding Ltd

+1.02 (+1.35%)

USD14.54B 3.52 N/A
EQH Equitable Holdings Inc

+0.16 (+0.50%)

USD13.21B 29.24 N/A

ETFs Containing ARZGY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.60% 41% F 70% C-
Dividend Return 10.05% 86% B 98% A+
Total Return 31.65% 65% D 78% C+
Trailing 12 Months  
Capital Gain 52.00% 65% D 76% C
Dividend Return 12.56% 86% B 96% A
Total Return 64.56% 65% D 80% B-
Trailing 5 Years  
Capital Gain 63.94% 50% F 68% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 63.94% 38% F 61% D-
Average Annual (5 Year Horizon)  
Capital Gain 7.47% 69% D+ 42% F
Dividend Return 4.03% 44% F 68% D+
Total Return 11.49% 72% C- 45% F
Risk Return Profile  
Volatility (Standard Deviation) 24.97% 47% F 74% C
Risk Adjusted Return 46.04% 75% C 70% C-
Market Capitalization 34.31B 73% C 92% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.95 29% F 69% D+
Price/Book Ratio 1.07 58% F 72% C-
Price / Cash Flow Ratio 1.77 80% B- 74% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.85% 42% F 51% F
Return on Invested Capital -2.33% 26% F 20% F
Return on Assets 0.62% 42% F 24% F
Debt to Equity Ratio 44.70% 26% F 65% D
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.16 63% D 43% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector