RGA:NYE-Reinsurance Group of America, Incorporated

COMMON STOCK | Insurance - Reinsurance | NYE

Last Closing Price

USD 147.28

Change

-2.61 (-1.74)%

Market Cap

USD 0.82B

Volume

0.29M

Average Target Price

USD 146.67 (-0.42%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, including term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products, as well as asset-intensive and financial reinsurance products. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, it develops and markets technology solutions; and provides consulting and outsourcing solutions for the insurance and reinsurance industries. The company serves life insurance companies in the United States, Latin America, Canada, Europe, the Middle East, Africa, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-08-23 )

Largest Industry Peers for Insurance - Reinsurance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
RE Everest Re Group, Ltd

-3.97 (-1.60%)

USD 1.55B 19.74 502.72
AHL-PD Aspen Insurance Holdings Limit..

+0.01 (+0.04%)

USD 1.53B N/A 217.10
TPRE Third Point Reinsurance Ltd

-0.30 (-3.07%)

USD 0.93B 55.10 5.96
BCRH Blue Capital Reinsurance Holdi..

+0.07 (+0.79%)

USD 0.07B 7.20 -17.88
MH-PC Maiden Holdings, Ltd

-0.03 (-0.68%)

USD 0.05B N/A -2.21
MH-PD Maiden Holdings, Ltd

-0.19 (-4.25%)

USD 0.05B N/A -2.21
RNR-PF RenaissanceRe Holdings Ltd

+0.02 (+0.08%)

USD -252,215,808.00 1.89 -12.50
RNR RenaissanceRe Holdings Ltd

-3.31 (-1.76%)

USD -277,283,840.00 13.35 -3.11
RNR-PE RenaissanceRe Holdings Ltd

-0.14 (-0.55%)

USD -473,126,400.00 1.81 -12.53
PRE-PH PartnerRe Ltd

-0.29 (-1.06%)

USD -1,564,967,424.00 4.24 2.57

ETFs Containing RGA

Symbol Name Weight Mer Price(Change) Market Cap
WBIB WBI BullBear Value 2000 E.. 4.14 % 1.06 %

-0.39 (-1.79%)

USD 0.03B
ZIG The Acquirers Fund ETF 3.34 % 0.00 %

-0.82 (-3.49%)

USD 6.99M
XMHQ Invesco S&P MidCap Qualit.. 2.44 % 0.25 %

-1.48 (-3.01%)

USD 0.04B
MDYV SPDR S&P 400 Mid Cap Valu.. 1.16 % 0.15 %

-1.50 (-3.04%)

USD 1.49B
IJJ iShares S&P Mid-Cap 400 V.. 1.16 % 0.25 %

-4.33 (-2.82%)

USD 6.48B
IVOV Vanguard S&P Mid-Cap 400 .. 1.15 % 0.20 %

-3.49 (-2.97%)

USD 0.73B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance - Reinsurance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.03% 40% F 43% F
Dividend Return 1.35% 75% C 41% F
Total Return 6.38% 40% F 42% F
Trailing 12 Months  
Capital Gain 2.96% 60% D- 70% C-
Dividend Return 1.75% 50% F 34% F
Total Return 4.71% 60% D- 68% D+
Trailing 5 Years  
Capital Gain 80.18% 80% B- 89% B+
Dividend Return 11.27% 50% F 43% F
Total Return 91.45% 100% A+ 89% B+
Average Annual (5 Year Horizon)  
Capital Gain 14.46% 100% A+ 87% B+
Dividend Return 1.60% 50% F 36% F
Total Return 16.06% 100% A+ 86% B
Risk Return Profile  
Volatility (Standard Deviation) 16.64% 60% D- 48% F
Risk Adjusted Return 96.47% 100% A+ 88% B+
Market Capitalization 0.82B 79% C+ 75% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance - Reinsurance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.29 36% F 74% C
Price/Book Ratio 0.88 36% F 77% C+
Price / Cash Flow Ratio 5.95 79% C+ 62% D-
EV/EBITDA 9.59 21% F 49% F
Management Effectiveness  
Return on Equity 8.11% 50% F 52% F
Return on Invested Capital 7.12% 100% A+ 56% F
Return on Assets 1.07% 50% F 24% F
Debt to Equity Ratio 41.06% 21% F 70% C-
Technical Ratios  
Short Ratio 2.40 60% D- 53% F
Short Percent 1.02% 80% B- 89% B+
Beta 0.66 29% F 63% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.