PNC:NYE-The PNC Financial Services Group, Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 178.86

Change

0.00 (0.00)%

Market Cap

USD 75.84B

Volume

2.50M

Average Target Price

USD 169.84 (-12.90%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group. The Retail Banking segment offers brokerage, insurance, and investment and cash management services; checking, savings, and money market accounts; certificates of deposits; and lending products, which includes residential mortgages, home equity loans and lines of credit, auto loans, education loans, and personal and small business loans, and credit cards to consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; payables, receivables, deposit and account, liquidity and investments, and online and mobile banking products and services; foreign exchange, derivatives, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions for the commercial real estate finance industry. The Asset Management Group segment offers investment and retirement planning, customized investment management, private banking, and trust management and administration solutions; and multi-generational family planning products, such as estate, financial, tax planning, fiduciary, investment management and consulting, personal administrative, asset custody, and customized performance reporting services. This segment also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services. As of December 31, 2020, it operated 2,162 branches and 8,900 ATMs. The PNC Financial Services Group, Inc. was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-19 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD105.39B 192.78 N/A
USB-PH U.S. Bancorp

N/A

USD100.53B 6.45 N/A
USB-PP U.S. Bancorp

N/A

USD87.62B 7.37 N/A
USB U.S. Bancorp

N/A

USD86.62B 15.27 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD78.49B 6.86 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

N/A

USD52.48B 25.97 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD45.80B 14.46 N/A
BBD Banco Bradesco S.A

N/A

USD42.58B 14.48 N/A

ETFs Containing PNC

Symbol Name Weight Mer Price(Change) Market Cap
DPST Direxion Daily Regional B.. 0.00 % 1.00 %

N/A

USD0.36B
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.65 %

N/A

USD0.15B
IUS2:F iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

N/A

USD0.69B
XUFB:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

N/A

USD0.64B
UINC:LSE First Trust US Equity Inc.. 0.00 % 0.65 %

N/A

USD0.10B
BNKS:LSE iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

N/A

USD0.95B
USI Principal Ultra-Short Act.. 0.00 % 0.18 %

N/A

USD0.01B
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.09B
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD8.54M
DBLV AdvisorShares DoubleLine .. 0.00 % 0.91 %

N/A

USD0.04B
FVL First Trust Value Line 10.. 0.00 % 0.70 %

N/A

USD0.04B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.29 %

N/A

USD0.02B
EQRR ProShares Equities for Ri.. 0.00 % 0.35 %

N/A

USD2.19M
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

N/A

USD0.23B
ZBK:CA BMO Equal Weight US Banks.. 0.00 % 0.35 %

N/A

USD0.85B
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M
PSK SPDR Wells Fargo Preferre.. 0.00 % 0.45 %

N/A

USD1.31B
PGX Invesco Preferred ETF 0.00 % 0.52 %

N/A

USD6.73B
PGF Invesco Financial Preferr.. 0.00 % 0.61 %

N/A

USD1.81B
KRU PROSHARES ULTRA S&P REGIO.. 0.00 % 0.00 %

N/A

USD6.64M
KRE SPDR S&P Regional Banking.. 0.00 % 0.35 %

N/A

USD3.93B
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

N/A

USD0.44B
IUS2:XETRA iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

N/A

USD0.93B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 20.04% 58% F 76% C
Dividend Return 1.54% 88% B+ 72% C-
Total Return 21.58% 58% F 78% C+
Trailing 12 Months  
Capital Gain 76.22% 66% D 72% C-
Dividend Return 4.53% 42% F 59% F
Total Return 80.75% 69% D+ 72% C-
Trailing 5 Years  
Capital Gain 107.33% 88% B+ 80% B-
Dividend Return 18.43% 69% D+ 64% D
Total Return 125.76% 88% B+ 82% B-
Average Annual (5 Year Horizon)  
Capital Gain 9.32% 92% A- 72% C-
Dividend Return 2.43% 67% D+ 57% F
Total Return 11.75% 94% A 73% C
Risk Return Profile  
Volatility (Standard Deviation) 27.18% 42% F 35% F
Risk Adjusted Return 43.22% 85% B 60% D-
Market Capitalization 75.84B 95% A 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.54 67% D+ 78% C+
Price/Book Ratio 1.40 40% F 63% D
Price / Cash Flow Ratio 16.28 26% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.81% 21% F 52% F
Return on Invested Capital 26.58% 94% A 95% A
Return on Assets 0.69% 24% F 29% F
Debt to Equity Ratio 68.87% 43% F 52% F
Technical Ratios  
Short Ratio 3.06 37% F 27% F
Short Percent 1.48% 73% C 77% C+
Beta 1.39 44% F 31% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.