PNC:NYE-The PNC Financial Services Group Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 212.91

Change

-3.16 (-1.46)%

Market Cap

USD 91.40B

Volume

1.51M

Avg Analyst Target

USD 217.36 (+2.09%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group. The Retail Banking segment offers brokerage, insurance, and investment and cash management services; checking, savings, and money market accounts; certificates of deposits; and lending products, which includes residential mortgages, home equity loans and lines of credit, auto loans, education loans, and personal and small business loans, and credit cards to consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; payables, receivables, deposit and account, liquidity and investments, and online and mobile banking products and services; foreign exchange, derivatives, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions for the commercial real estate finance industry. The Asset Management Group segment offers investment and retirement planning, customized investment management, private banking, and trust management and administration solutions; and multi-generational family planning products, such as estate, financial, tax planning, fiduciary, investment management and consulting, personal administrative, asset custody, and customized performance reporting services. This segment also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services. As of December 31, 2020, it operated 2,162 branches and 8,900 ATMs. The PNC Financial Services Group, Inc. was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.59 (-0.78%)

USD122.35B 32.28 N/A
USB-PH U.S. Bancorp

-0.07 (-0.29%)

USD100.99B 4.92 N/A
USB U.S. Bancorp

-2.16 (-3.46%)

USD92.70B 17.87 N/A
USB-PP U.S. Bancorp

-0.02 (-0.07%)

USD84.96B 5.43 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

+0.03 (+0.12%)

USD76.44B 5.08 N/A
IBN ICICI Bank Limited

+0.02 (+0.09%)

USD70.34B 23.26 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
LYG Lloyds Banking Group plc

-0.01 (-0.38%)

USD47.71B 34.94 N/A
BSBR Banco Santander (Brasil) S.A

+0.01 (+0.16%)

USD46.74B 8.48 N/A

ETFs Containing PNC

Symbol Name Weight Mer Price(Change) Market Cap
FTHI First Trust BuyWrite Inco.. 0.00 % 0.85 %

-0.21 (-0.95%)

USD0.05B
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BFIN-U:CA Brompton North American F.. 0.00 % 0.75 %

N/A

USD0.02B
IUS2:XETRA ISHARES V Public Limited .. 0.00 % 0.35 %

-0.13 (-2.20%)

USD0.90B
IUS2:F ISHARES V Public Limited .. 0.00 % 0.35 %

-0.19 (-3.24%)

USD0.69B
XUFB:LSE Xtrackers IE Plc - Xtrack.. 0.00 % 0.12 %

-26.46 (-1.32%)

USD0.19B
UPVL:LSE UBS (Irl) ETF plc - Facto.. 0.00 % 0.35 %

N/A

USD0.01B
UINC:LSE First Trust US Equity Inc.. 0.00 % 0.65 %

-27.00 (-1.21%)

USD0.15B
UC96:LSE UBS (Irl) ETF Public Limi.. 0.00 % 0.25 %

N/A

USD0.63B
BNKS:LSE iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

-0.14 (-2.10%)

USD0.81B
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 1.31 %

N/A

N/A
USI Principal Ultra-Short Act.. 0.00 % 0.18 %

-0.01 (-0.02%)

USD8.65M
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

-4.02 (-5.71%)

USD0.12B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

+0.42 (+4.76%)

USD6.28M
FTLB First Trust Hedged BuyWri.. 0.00 % 0.85 %

N/A

USD9.69M
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.71 %

-1.03 (-3.05%)

USD0.22B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.32 %

N/A

USD0.03B
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 1.30 %

-0.39 (-2.11%)

USD0.03B
EQRR ProShares Equities for Ri.. 0.00 % 0.35 %

-1.44 (-2.71%)

USD7.85M
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

-1.16 (-3.30%)

USD0.24B
ZBK:CA BMO Equal Weight US Banks.. 0.00 % 0.38 %

-1.08 (-2.92%)

USD0.92B
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M
RDVY First Trust Rising Divide.. 0.00 % 0.50 %

-0.80 (-1.58%)

USD4.74B
PSK SPDR ICE Preferred Securi.. 0.00 % 0.45 %

-0.01 (-0.02%)

USD1.48B
PGF Invesco Financial Preferr.. 0.00 % 0.55 %

N/A

USD1.86B
KRU PROSHARES ULTRA S&P REGIO.. 0.00 % 0.00 %

N/A

USD6.64M
KBWB Invesco Exchange-Traded F.. 0.00 % 0.35 %

-1.89 (-2.60%)

USD2.36B
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

-2.06 (-3.14%)

USD1.13B
FVL First Trust Value Line 10.. 0.00 % 0.70 %

N/A

USD0.04B
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.32 %

N/A

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 42.89% 84% B 86% B
Dividend Return 3.22% 52% F 62% D-
Total Return 46.11% 85% B 86% B
Trailing 12 Months  
Capital Gain 95.83% 88% B+ 87% B+
Dividend Return 4.42% 41% F 60% D-
Total Return 100.25% 88% B+ 87% B+
Trailing 5 Years  
Capital Gain 123.88% 92% A- 83% B
Dividend Return 18.19% 74% C 64% D
Total Return 142.07% 90% A- 84% B
Average Annual (5 Year Horizon)  
Capital Gain 13.27% 84% B 69% D+
Dividend Return 2.64% 54% F 59% F
Total Return 15.91% 86% B 71% C-
Risk Return Profile  
Volatility (Standard Deviation) 34.23% 38% F 32% F
Risk Adjusted Return 46.49% 71% C- 51% F
Market Capitalization 91.40B 97% A+ 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.57 14% F 53% F
Price/Book Ratio 1.63 28% F 57% F
Price / Cash Flow Ratio 19.62 23% F 24% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.72% 40% F 52% F
Return on Invested Capital N/A N/A N/A N/A N/A
Return on Assets 1.16% 43% F 31% F
Debt to Equity Ratio 68.83% 48% F 51% F
Technical Ratios  
Short Ratio 3.97 49% F 27% F
Short Percent 1.59% 59% F 70% C-
Beta 1.34 44% F 32% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.