MA:NYE-Mastercard Incorporated (USD)

COMMON STOCK | Credit Services | NYE

Last Closing Price

USD 367.60

Change

-7.66 (-2.04)%

Market Cap

USD 380.84B

Volume

6.33M

Avg Analyst Target

USD 441.29 (+20.05%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers related products and services. The company offers integrated products and services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid payment programs and management services; and commercial credit and debit payment products and solutions. It also provides value-added products and services comprising cyber and intelligence products, information and analytics services, consulting services, loyalty and reward programs, processing and open banking services, and issuer and acquirer processing services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. It has a partnership with Bilt Rewards to launch the Bilt Mastercard; and a strategic partnership with Verizon Communications Inc. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Company Website : http://www.mastercard.com

Address : 2000 Purchase Street, Purchase, NY, United States, 10577

Employees : 21,000

Fiscal Year End : December

Currency: USD

Country : USA

Technical Indicators

Beta : 1.18

52 Week High : 401.03

Short Ratio : 1.24

52 Week Low : 280.18

Shorted Shares : 4,220,485

200 Day Moving Average : 365.05

Shorted Shares Previous Month : 6,690,641

50 Day Moving Average : 377.24

Shares Held By Insiders : 11.10%

Shares Held by Institutions : 77.75%

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-08-03 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
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 USD544.61B 49.83 34.02
AXP American Express Company

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COF-PH Capital One Financial Corporat..

+0.02 (+0.08%)

 USD41.68B 1.03 N/A
COF-PF Capital One Financial Corporat..

N/A

 USD41.28B 12.11 N/A
DFS Discover Financial Services

+2.13 (+1.72%)

 USD37.10B 7.93 N/A
SYF Synchrony Financial

+0.27 (+0.58%)

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IX ORIX Corporation

+0.97 (+1.08%)

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ALLY Ally Financial Inc

-0.15 (-0.29%)

 USD18.63B 6.77 N/A

ETFs Containing MA

Symbol Name Weight Mer Price(Change) Market Cap
DSI iShares MSCI KLD 400 Soci.. 0.00 % 0.25 %

+0.57 (+0.67%)

 USD3.27B
JREU:LSE JPMorgan ETFs (Ireland) I.. 0.00 % 0.20 %

-0.07 (-0.17%)

 USD0.40B
XZMU:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.15 %

-0.36 (-0.77%)

 USD3.17B
XUTC:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-0.83 (-1.17%)

 USD0.86B
USFM:LSE UBS (Irl) ETF Public Limi.. 0.00 % 0.25 %

N/A

 USD0.05B
XDWT:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.25 %

-0.68 (-1.10%)

 USD2.34B
WTEC:LSE SSgA SPDR ETFs Europe II .. 0.00 % 0.30 %

-1.24 (-1.07%)

 USD0.44B
UQLT:LSE UBS (Irl) ETF Public Limi.. 0.00 % 0.35 %

N/A

 USD0.01B
UC99:LSE UBS (Irl) ETF Public Limi.. 0.00 % 0.25 %

-7.13 (-0.24%)

 USD0.31B
SXLK:LSE SSgA SPDR ETFs Europe II .. 0.00 % 0.15 %

-0.96 (-1.21%)

 USD0.40B
JURE:LSE JPMorgan ETFs (Ireland) I.. 0.00 % 0.20 %

-12.00 (-0.40%)

 USD47.08B
JREG:LSE JPMorgan ETFs (Ireland) I.. 0.00 % 0.25 %

+0.47 (+1.23%)

 USD0.33B
LWCR:PA Amundi Index Solutions - .. 0.00 % 0.00 %

-0.91 (-0.25%)

 USD0.57B
JGRE:LSE JPMorgan ETFs (Ireland) I.. 0.00 % 0.25 %

-11.50 (-0.41%)

 USD4.65B
IWQU:LSE iShares IV Public Limited.. 0.00 % 0.30 %

-0.15 (-0.27%)

 USD2.52B
IWFQ:LSE iShares IV Public Limited.. 0.00 % 0.30 %

-12.50 (-0.31%)

 USD2.51B
IUQF:LSE iShares IV Public Limited.. 0.00 % 0.20 %

-3.63 (-0.46%)

 USD0.76B
IUQD:LSE iShares Edge MSCI USA Qua.. 0.00 % 0.20 %

-6.70 (-0.41%)

 USD0.18B
IUQA:LSE iShares Edge MSCI USA Qua.. 0.00 % 0.20 %

-0.05 (-0.41%)

 USD0.83B
IUIT:LSE iShares V Public Limited .. 0.00 % 0.15 %

-0.21 (-1.06%)

 USD2.83B
IITU:LSE iShares V Public Limited .. 0.00 % 0.15 %

-14.75 (-1.06%)

 USD2.83B
IGSU:LSE iShares II Public Limited.. 0.00 % 0.60 %

-0.21 (-0.34%)

 USD0.57B
IGSG:LSE iShares II Public Limited.. 0.00 % 0.60 %

-17.50 (-0.41%)

 USD0.57B
XZW0:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.20 %

-0.16 (-0.48%)

 USD2.66B
LWCU:PA Amundi Index Solutions - .. 0.00 % 0.00 %

-3.40 (-0.79%)

 USD0.02B
HAU-U:CA Horizons Active US Divide.. 0.00 % 0.79 %

N/A

 N/A
JREU:XETRA JPMorgan ETFs (Ireland) I.. 0.00 % 0.20 %

-0.03 (-0.09%)

 USD47.08B
XZMU:XETRA Xtrackers IE PLC - Xtrack.. 0.00 % 0.15 %

-0.17 (-0.43%)

 USD3.17B
XUTC:XETRA Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-0.49 (-0.82%)

 USD0.86B
UIQM:XETRA UBS (Irl) ETF plc - MSCI .. 0.00 % 0.00 %

N/A

 USD0.03B
XDWT:XETRA Xtrackers (IE) Public Lim.. 0.00 % 0.25 %

-0.41 (-0.79%)

 USD2.34B
UBUX:XETRA UBS (Irl) ETF Public Limi.. 0.00 % 0.35 %

-0.24 (-0.70%)

 USD0.03B
UBUT:XETRA UBS (Irl) ETF Public Limi.. 0.00 % 0.25 %

-0.16 (-0.47%)

 USD0.31B
QDVE:XETRA iShares V Public Limited .. 0.00 % 0.15 %

-0.15 (-0.93%)

 USD2.83B
QDVB:XETRA iShares IV Public Limited.. 0.00 % 0.20 %

-0.01 (-0.12%)

 USD0.76B
LWCR:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

-0.85 (-0.24%)

 USD0.57B
JREG:XETRA JPMorgan ETFs (Ireland) I.. 0.00 % 0.25 %

-0.02 (-0.05%)

 USD4.65B
IS3Q:F iShares IV Public Limited.. 0.00 % 0.30 %

+0.13 (+0.27%)

 USD2.51B
IUSL:XETRA iShares Dow Jones Global .. 0.00 % 0.60 %

-0.08 (-0.16%)

 USD0.51B
ZPDT:F SSgA SPDR ETFs Europe II .. 0.00 % 0.15 %

-0.12 (-0.18%)

 USD0.40B
XZMU:F Xtrackers IE PLC - Xtrack.. 0.00 % 0.15 %

-0.01 (-0.03%)

 USD2.01B
XDWT:F Xtrackers (IE) Public Lim.. 0.00 % 0.25 %

-0.11 (-0.21%)

 USD2.34B
XDEQ:F Xtrackers (IE) Public Lim.. 0.00 % 0.25 %

+0.14 (+0.29%)

 USD0.81B
UBUX:F UBS (Irl) ETF Public Limi.. 0.00 % 0.35 %

-0.08 (-0.24%)

 USD0.03B
UBUT:F UBS (Irl) ETF Public Limi.. 0.00 % 0.25 %

-0.04 (-0.12%)

 USD0.31B
QDVE:F iShares V Public Limited .. 0.00 % 0.15 %

-0.03 (-0.17%)

 USD2.83B
QDVB:F iShares IV Public Limited.. 0.00 % 0.20 %

+0.03 (+0.34%)

 USD0.76B
IUSL:F iShares Dow Jones Global .. 0.00 % 0.60 %

+0.14 (+0.28%)

 USD0.54B
VRGWX Vanguard Russell 1000 Gro.. 0.00 % 0.07 %

+3.83 (+0.69%)

 USD10.05B
RUD-U:CA RBC Quant U.S. Dividend L.. 0.00 % 0.42 %

+0.05 (+0.13%)

 N/A
FAZ Direxion Shares ETF Trust.. 0.00 % 1.08 %

-0.91 (-3.43%)

 USD0.10B
JHMF John Hancock Multifactor .. 0.00 % 0.40 %

+0.36 (+0.72%)

 USD0.04B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

-0.11 (-1.07%)

 USD0.01B
SIZE iShares MSCI USA Size Fac.. 0.00 % 0.15 %

+0.85 (+0.65%)

 USD0.85B
SEF ProShares Short Financial.. 0.00 % 0.95 %

-0.08 (-0.59%)

 USD0.02B
RUD:CA RBC Quant U.S. Dividend L.. 0.00 % 0.42 %

+0.50 (+1.08%)

 USD0.42B
RFFC RiverFront Dynamic US Fle.. 0.00 % 0.52 %

+0.35 (+0.78%)

 USD0.06B
QWLD SPDR MSCI World Strategic.. 0.00 % 0.30 %

+0.79 (+0.75%)

 USD0.05B
QUS SPDR MSCI USA StrategicFa.. 0.00 % 0.15 %

+0.92 (+0.75%)

 USD0.95B
MGK Vanguard Mega Cap Growth .. 0.00 % 0.07 %

+1.29 (+0.54%)

 USD11.40B
JKE iShares Morningstar Growt.. 0.00 % 0.04 %

N/A

 USD1.80B
IYG iShares U.S. Financial Se.. 0.00 % 0.42 %

+1.03 (+0.56%)

 USD2.38B
TECL Direxion Shares ETF Trust.. 0.00 % 1.01 %

+1.26 (+2.06%)

 USD2.53B
IYF iShares U.S. Financials E.. 0.00 % 0.42 %

+0.49 (+0.60%)

 USD2.33B
IXN iShares Global Tech ETF 0.00 % 0.46 %

+0.49 (+0.84%)

 USD4.42B
IPAY ETF Series Solutions - IS.. 0.00 % 0.75 %

-0.73 (-1.04%)

 USD1.25B
IGM iShares Expanded Tech Sec.. 0.00 % 0.46 %

+1.65 (+0.40%)

 USD3.55B
FTEC Fidelity MSCI Information.. 0.00 % 0.08 %

+0.66 (+0.54%)

 USD5.95B
FQAL Fidelity Quality Factor E.. 0.00 % 0.29 %

+0.36 (+0.70%)

 USD0.21B
FLGE Credit Suisse FI Large Ca.. 0.00 % 0.85 %

+9.78 (+1.34%)

 USD0.24B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

 USD4.56M
FDRR Fidelity Dividend ETF for.. 0.00 % 0.29 %

+0.28 (+0.66%)

 USD0.47B
FBGX UBS AG FI Enhanced Large .. 0.00 % 0.85 %

+9.58 (+1.30%)

 USD0.16B
SPHQ Invesco S&P 500 Quality E.. 0.00 % 0.15 %

+0.51 (+1.03%)

 USD2.95B
UYG ProShares Ultra Financial.. 0.00 % 0.95 %

+0.74 (+1.18%)

 USD0.86B
SUSL iShares ESG MSCI USA Lead.. 0.00 % 0.10 %

+0.52 (+0.67%)

 USD3.60B
KOIN Capital Link NextGen Prot.. 0.00 % 0.95 %

+0.31 (+0.72%)

 USD0.03B
TEC:CA TD Global Technology Lead.. 0.00 % 0.39 %

+0.36 (+1.29%)

 USD1.94B
USSG DBX ETF Trust - Xtrackers.. 0.00 % 0.10 %

+0.25 (+0.61%)

 USD3.65B
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

 USD1.26M
RWCD Direxion MSCI Cyclicals O.. 0.00 % 0.45 %

N/A

 USD0.01B
ETHI:CA Horizons Global Sustainab.. 0.00 % 0.54 %

+0.08 (+0.17%)

 USD0.08B
BFIN:CA Brompton North American F.. 0.00 % 0.96 %

N/A

 USD0.04B
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

 USD1.26M
JUST Goldman Sachs JUST U.S. L.. 0.00 % 0.20 %

+0.51 (+0.81%)

 USD0.24B
SPXB ProShares S&P 500 Bond ET.. 0.00 % 0.15 %

+0.07 (+0.07%)

 USD0.04B
VSL Volshares Large Cap ETF 0.00 % 0.65 %

+0.28 (+0.64%)

 USD0.02B
YLDE ClearBridge Dividend Stra.. 0.00 % 0.60 %

+0.26 (+0.64%)

 USD0.02B
VGT Vanguard World Fund - Van.. 0.00 % 0.10 %

+2.29 (+0.56%)

 USD54.13B
IVFGC Ivy Focused Growth NextSh.. 0.00 % 0.78 %

N/A

 USD0.01B
JQUA JPMorgan U.S. Quality Fac.. 0.00 % 0.12 %

+0.31 (+0.73%)

 USD0.35B
DXF:CA Dynamic Active Global Fin.. 0.00 % 0.84 %

-0.25 (-0.67%)

 USD0.02B
CAPS:CA Evolve Active US Core Equ.. 0.00 % 0.70 %

N/A

 USD3.62M
DXU:CA Dynamic Active U.S. Divid.. 0.00 % 0.80 %

+0.72 (+1.54%)

 USD0.27B
HAU:CA Horizons Active US Divide.. 0.00 % 0.55 %

N/A

 USD8.04M
ZUQ:CA BMO MSCI USA High Quality.. 0.00 % 0.33 %

+0.49 (+0.85%)

 USD0.59B
XLK Technology Select Sector .. 0.00 % 0.12 %

+0.98 (+0.64%)

 USD42.30B
VUG Vanguard Growth Index Fun.. 0.00 % 0.04 %

+1.65 (+0.56%)

 USD165.53B
VONG Vanguard Scottsdale Funds.. 0.00 % 0.08 %

+0.52 (+0.72%)

 USD10.05B
ZPDT:XETRA SSgA SPDR ETFs Europe II .. 0.00 % 0.15 %

-0.58 (-0.86%)

 USD0.40B

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)		 Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.99% 32% F 35% F
Dividend Return 0.37% 8% F 12% F
Total Return 3.36% 22% F 31% F
Trailing 12 Months  
Capital Gain 16.92% 35% F 39% F
Dividend Return 0.55% 4% F 7% F
Total Return 17.47% 35% F 35% F
Trailing 5 Years  
Capital Gain 283.28% 95% A 96% A
Dividend Return 6.58% 23% F 19% F
Total Return 289.86% 90% A- 96% A
Average Annual (5 Year Horizon)  
Capital Gain 34.86% 89% B+ 92% A-
Dividend Return 0.66% 15% F 19% F
Total Return 35.52% 92% A- 91% A-
Risk Return Profile  
Volatility (Standard Deviation) 17.38% 78% C+ 61% D-
Risk Adjusted Return 204.39% 97% A+ 100% A+
Market Capitalization 380.84B 97% A+ 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)		 Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 59.21 6% F 13% F
Price/Book Ratio 59.12 3% F 1% F
Price / Cash Flow Ratio 52.72 3% F 6% F
EV/EBITDA 43.20 8% F 10% F
Management Effectiveness  
Return on Equity 109.55% 97% A+ 97% A+
Return on Invested Capital 40.70% 100% A+ 97% A+
Return on Assets 15.55% 95% A 97% A+
Debt to Equity Ratio 188.12% 34% F 19% F
Technical Ratios  
Short Ratio 1.24 78% C+ 65% D
Short Percent 0.43% 91% A- 86% B
Beta 1.18 51% F 43% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Discussions

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.