CMA:NYE-Comerica Incorporated (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 78.14

Change

+1.90 (+2.49)%

Market Cap

USD 10.64B

Volume

1.07M

Average Target Price

USD 70.08 (-10.31%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Comerica Incorporated, through its subsidiaries, provides various financial products and services. It operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination. This segment also offers various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans, as well as commercial products and services to micro-businesses. The Wealth Management segment provides products and services comprising fiduciary, private banking, retirement, investment management and advisory, and investment banking and brokerage services. It also sells annuity products, as well as life, disability, and long-term care insurance products. The Finance segment engages in the securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, Florida, and Canada. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-13 )

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ETFs Containing CMA

Symbol Name Weight Mer Price(Change) Market Cap
DPST Direxion Daily Regional B.. 0.00 % 1.00 %

+24.11 (+10.00%)

USD0.47B
JKL iShares Morningstar Small.. 0.00 % 0.06 %

N/A

USD0.37B
KRE SPDR S&P Regional Banking.. 0.00 % 0.35 %

+2.27 (+3.35%)

USD5.10B
PUD:CA Purpose US Dividend Fund .. 0.00 % 0.67 %

N/A

USD6.56M
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M
DDIV First Trust Dorsey Wright.. 0.00 % 0.60 %

+0.66 (+2.14%)

USD0.04B
PUD-B:CA Purpose US Dividend Fund .. 0.00 % 0.66 %

N/A

N/A
PSM Principal U.S. Small-MidC.. 0.00 % 0.20 %

N/A

USD0.01B
ZPRV:F SPDR MSCI USA Small Cap V.. 0.00 % 0.30 %

-0.28 (-0.61%)

USD0.19B
ZPRV:XETRA SPDR MSCI USA Small Cap V.. 0.00 % 0.30 %

-0.48 (-1.05%)

USD0.24B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 39.89% 82% B- 90% A-
Dividend Return 1.22% 45% F 53% F
Total Return 41.10% 82% B- 91% A-
Trailing 12 Months  
Capital Gain 147.59% 87% B+ 88% B+
Dividend Return 8.62% 97% A+ 84% B
Total Return 156.21% 89% B+ 89% B+
Trailing 5 Years  
Capital Gain 86.18% 76% C 73% C
Dividend Return 23.09% 85% B 75% C
Total Return 109.27% 81% B- 77% C+
Average Annual (5 Year Horizon)  
Capital Gain 5.53% 80% B- 60% D-
Dividend Return 2.92% 80% B- 65% D
Total Return 8.45% 83% B 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 44.30% 11% F 19% F
Risk Adjusted Return 19.08% 54% F 34% F
Market Capitalization 10.64B 74% C 82% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.42 54% F 70% C-
Price/Book Ratio 1.39 36% F 64% D
Price / Cash Flow Ratio 11.47 43% F 41% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.35% 67% D+ 66% D
Return on Invested Capital 5.10% 69% D+ 55% F
Return on Assets 1.09% 61% D- 33% F
Debt to Equity Ratio 71.16% 36% F 50% F
Technical Ratios  
Short Ratio 4.43 41% F 23% F
Short Percent 5.79% 8% F 42% F
Beta 1.64 14% F 20% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector