CB:NYE-Chubb Limited (USD)

COMMON STOCK | Insurance—Property & Casualty | NYE

Last Closing Price

USD 113.99

Change

+0.14 (+0.12)%

Market Cap

USD 51.39B

Volume

1.80M

Average Target Price

USD 141.17 (+23.84%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Chubb Limited, through its subsidiaries, provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, marine, casualty, workers' compensation, package policies, risk management, professional lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty; and group accident and health insurance to large, middle market, and small commercial businesses in the United States, Canada, and Bermuda. Its North America Personal P&C Insurance segment provides affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services in the United States and Canada. The company's North America Agricultural Insurance segment offers multiple peril crop and crop-hail insurance; and coverage for farm and ranch property, and commercial agriculture products. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty; specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction risk; and group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through retail brokers, agents, and other channels. The company's Global Reinsurance segment offers traditional and specialty reinsurance under the Chubb Tempest Re brand name to property and casualty companies. Its Life Insurance segment provides protection and savings products comprising whole life, endowment plans, individual term life, group term life, medical and health, personal accident, credit life, universal life, and unit linked contracts. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was founded in 1985 and is headquartered in Zurich, Switzerland.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-24 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
PGR The Progressive Corporation

+1.01 (+1.11%)

USD53.40B 12.79 N/A
ALL-PG The Allstate Corporation

+0.03 (+0.11%)

USD35.58B 1.79 N/A
ALL-PH The Allstate Corporation

-0.15 (-0.56%)

USD34.26B 1.65 N/A
ALL The Allstate Corporation

+0.36 (+0.40%)

USD27.99B 6.95 N/A
TRV The Travelers Companies, Inc

+0.33 (+0.31%)

USD27.22B 16.02 N/A
MKL Markel Corporation

-0.13 (-0.01%)

USD13.10B 65.57 N/A
WRB W. R. Berkley Corporation

+0.26 (+0.44%)

USD10.60B 35.13 N/A
L Loews Corporation

N/A

USD9.25B 14.83 N/A
CNA CNA Financial Corporation

+0.28 (+0.94%)

USD8.05B 18.79 N/A
Y Alleghany Corporation

+11.74 (+2.40%)

USD7.02B 152.56 N/A

ETFs Containing CB

Symbol Name Weight Mer Price(Change) Market Cap
IAK iShares U.S. Insurance ET.. 0.00 % 0.43 %

+0.12 (+0.21%)

USD0.06B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

+0.24 (+0.44%)

USD0.18B
LGLV SPDR SSGA US Large Cap Lo.. 0.00 % 0.12 %

+0.15 (+0.14%)

USD0.66B
INSR:CA BMO Global Insurance Hedg.. 0.00 % 0.37 %

N/A

USD5.14M
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.16 (-2.40%)

USD1.07B
FLXG:LSE Franklin LibertyQ Global .. 0.00 % 0.40 %

-0.24 (-1.05%)

USD0.02B
XUFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-0.42 (-2.43%)

USD0.11B
FLXG:XETRA Franklin LibertyQ Global .. 0.00 % 0.40 %

-0.21 (-0.83%)

USD0.02B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -26.77% 40% F 27% F
Dividend Return 1.48% 62% D- 48% F
Total Return -25.29% 40% F 27% F
Trailing 12 Months  
Capital Gain -28.21% 43% F 25% F
Dividend Return 1.93% 39% F 43% F
Total Return -26.29% 43% F 24% F
Trailing 5 Years  
Capital Gain 10.22% 65% D 58% F
Dividend Return 14.59% 59% F 51% F
Total Return 24.81% 70% C- 54% F
Average Annual (5 Year Horizon)  
Capital Gain 4.22% N/A N/A N/A N/A
Dividend Return 2.17% N/A N/A N/A N/A
Total Return 6.39% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 14.31% N/A N/A N/A N/A
Risk Adjusted Return 44.64% N/A N/A N/A N/A
Market Capitalization 51.39B 97% A+ 96% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 24.43 37% F 29% F
Price/Book Ratio 0.96 56% F 65% D
Price / Cash Flow Ratio 8.10 34% F 40% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.03% 53% F 46% F
Return on Invested Capital 6.66% 33% F 56% F
Return on Assets 1.05% 50% F 35% F
Debt to Equity Ratio 25.06% 47% F 77% C+
Technical Ratios  
Short Ratio 1.74 88% B+ 56% F
Short Percent 0.61% 100% A+ 88% B+
Beta 0.65 60% D- 75% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.