CADE:NYE-Cadence Bancorporation (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 22.55

Change

+0.15 (+0.67)%

Market Cap

USD 2.76B

Volume

1.10M

Average Target Price

USD 20.94 (-7.12%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Cadence Bancorporation, a financial holding company, through its subsidiary, Cadence Bank, National Association that provides banking and wealth management services to businesses, high net worth individuals, business owners, and retail customers. It operates through Banking and Financial Services segments. The company accepts checking, savings, money market, time, and other deposit accounts. Its loan products include commercial and industrial loans; commercial and residential real estate loans; other consumer loans, such as personal, family and household purposes, automobiles, and boat loans; and shared national credits. The company also offers debit and credit cards; wealth management and other fiduciary, and private banking services; employee health and liability, and workers' compensation insurance products and services; and treasury, payroll, human resources, payroll cards, treasury management, merchant, employee and payroll benefits, automated clearing house, lock-box, remote deposit capture, foreign exchange, and other treasury services, as well as online, mobile, and telephone banking services. As of December 31, 2020, it operated 98 branch offices in Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas. The company also serves through ATMs and ITMs. Cadence Bancorporation was founded in 1885 and is headquartered in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-05 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+0.65 (+0.94%)

USD104.38B 178.10 N/A
USB-PH U.S. Bancorp

-0.02 (-0.08%)

USD100.49B 6.44 N/A
USB U.S. Bancorp

-0.21 (-0.35%)

USD90.72B 15.99 N/A
USB-PP U.S. Bancorp

-0.22 (-0.78%)

USD87.74B 7.38 N/A
PNC The PNC Financial Services Gro..

+1.29 (+0.67%)

USD82.16B 10.10 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD78.55B 6.87 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

+0.35 (+2.19%)

USD54.46B 22.04 N/A
ITUB Itaú Unibanco Holding S.A

+0.18 (+3.67%)

USD45.64B 13.84 N/A

ETFs Containing CADE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 37.33% 79% C+ 88% B+
Dividend Return 0.91% 32% F 47% F
Total Return 38.25% 79% C+ 88% B+
Trailing 12 Months  
Capital Gain 292.86% 100% A+ 96% A
Dividend Return 5.66% 66% D 70% C-
Total Return 298.52% 100% A+ 96% A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -4.18% 24% F 18% F
Dividend Return 1.97% 40% F 47% F
Total Return -2.21% 21% F 16% F
Risk Return Profile  
Volatility (Standard Deviation) 59.86% 2% F 11% F
Risk Adjusted Return -3.69% 24% F 19% F
Market Capitalization 2.76B 38% F 64% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.33 70% C- 81% B-
Price/Book Ratio 1.31 47% F 65% D
Price / Cash Flow Ratio 5.37 63% D 63% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.28% 85% B 76% C
Return on Invested Capital -7.86% 3% F 12% F
Return on Assets 1.67% 92% A- 43% F
Debt to Equity Ratio 12.86% 85% B 86% B
Technical Ratios  
Short Ratio 2.95 58% F 35% F
Short Percent 4.19% 17% F 49% F
Beta 1.90 4% F 14% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.