CADE:NYE-Cadence Bancorporation (USD)

COMMON STOCK | Banks—Regional | NYE

Last Closing Price

USD 8.01

Change

+0.08 (+1.01)%

Market Cap

USD 1.00B

Volume

1.40M

Average Target Price

USD 10.39 (+29.70%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Cadence Bancorporation, a financial holding company, through its subsidiary, Cadence Bank, National Association, provides commercial banking products and services to middle-market commercial businesses, high net worth individuals, business owners, and retail customers in the United States. The company operates through Banking and Financial Services segments. It offers checking, savings, money market, and other deposit accounts. The company also provides commercial and industrial, and commercial and residential real estate loans; other consumer loans, such as home equity, auto, boat, and personal installment loans; and shared national credits. In addition, it offers wealth management and other fiduciary, and private banking services under the Linscomb & Williams and Cadence Trust brands. Further, the company provides life, disability, and long-term care insurance products, as well as buy-sell agreements to retail and commercial customers under the Cadence Investment Services brand through financial consultants and advisors, and third party partners, as well as directly. Additionally, it offers correspondent banking products and services comprising treasury and liquidity management, Fed funds accommodation, wholesale mortgage, and commercial real estate participation services for financial institutions; and payroll and human resources services, payroll cards, and employee health insurance products. The company also provides debit and credit cards; treasury management and merchant services; employee and payroll benefit solutions; and automated clearing house, lock-box, remote deposit capture, foreign exchange, and other treasury services, as well as online, mobile, and telephone banking services. As of December 31, 2018, it operated 66 branch offices in Texas, Alabama, Florida, Mississippi, and Tennessee; and 32 branches throughout Georgia. The company also serves through ATMs and ITMs. Cadence Bancorporation was founded in 1885 and is headquartered in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-24 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
USB-PH U.S. Bancorp

+0.01 (+0.04%)

USD92.67B 4.35 N/A
USB-PP U.S. Bancorp

-0.11 (-0.41%)

USD85.15B 5.99 N/A
USB-PO U.S. Bancorp

N/A

USD83.14B 5.81 N/A
USB-PM U.S. Bancorp

-0.17 (-0.63%)

USD80.88B 6.19 N/A
HDB HDFC Bank Limited

-0.44 (-0.92%)

USD77.14B 24.95 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
USB U.S. Bancorp

+0.23 (+0.67%)

USD51.97B 11.92 N/A
PNC The PNC Financial Services Gro..

+0.97 (+0.95%)

USD43.50B 17.40 N/A
ITUB Itaú Unibanco Holding S.A

+0.13 (+3.26%)

USD38.37B 11.78 N/A
MFG Mizuho Financial Group, Inc

-0.01 (-0.38%)

USD33.94B 32.79 N/A

ETFs Containing CADE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -55.82% 11% F 8% F
Dividend Return 1.52% 33% F 49% F
Total Return -54.30% 11% F 8% F
Trailing 12 Months  
Capital Gain -55.40% 8% F 9% F
Dividend Return 2.51% 28% F 53% F
Total Return -52.90% 6% F 9% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -15.09% N/A N/A N/A N/A
Dividend Return 1.73% N/A N/A N/A N/A
Total Return -13.36% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 27.01% N/A N/A N/A N/A
Risk Adjusted Return -49.46% N/A N/A N/A N/A
Market Capitalization 1.00B 28% F 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.34 61% D- 77% C+
Price/Book Ratio 0.54 81% B- 89% B+
Price / Cash Flow Ratio 3.28 71% C- 63% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -16.10% 4% F 18% F
Return on Invested Capital 10.73% 85% B 74% C
Return on Assets -1.98% 3% F 13% F
Debt to Equity Ratio 15.12% 81% B- 84% B
Technical Ratios  
Short Ratio 3.43 43% F 32% F
Short Percent 5.06% 15% F 49% F
Beta 1.99 3% F 11% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.