CADE:NYE-Cadence Bancorporation (USD)

COMMON STOCK | Banks—Regional | NYE

Last Closing Price

USD 15.15

Change

0.00 (0.00)%

Market Cap

USD 1.91B

Volume

0.87M

Average Target Price

USD 12.03 (-20.63%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Cadence Bancorporation, a financial holding company, through its subsidiary, Cadence Bank, National Association, provides commercial banking products and services to middle-market commercial businesses, high net worth individuals, business owners, and retail customers in the United States. The company operates through Banking and Financial Services segments. It offers checking, savings, money market, and time and other deposit accounts. The company also provides commercial and industrial, and commercial and residential real estate loans; other consumer loans, such as personal, family and household purposes, auto, boat, and personal installment loans; and shared national credits. In addition, it offers wealth management and other fiduciary, and private banking services under the Linscomb & Williams and Cadence Trust brands. Further, the company provides life, disability, and long-term care insurance products, as well as buy-sell agreements to retail and commercial customers under the Cadence Investment Services brand through financial consultants and advisors, and third party partners, as well as directly. Additionally, it offers correspondent banking products comprising treasury and liquidity management, Fed funds accommodation, wholesale mortgage, and commercial real estate participation services for financial institutions; and payroll and human resources services, payroll cards, and employee health insurance products. The company also provides debit and credit cards; merchant services; employee and payroll benefit solutions; and automated clearing house, lock-box, remote deposit capture, foreign exchange, and other treasury services, as well as online, mobile, and telephone banking services. As of December 31, 2019, it operated 98 branch offices in Texas, Alabama, Florida, Mississippi, and Tennessee; and 32 branches throughout Georgia. The company also serves through ATMs and ITMs. Cadence Bancorporation was founded in 1885 and is headquartered in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-26 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD104.53B 32.12 N/A
USB-PH U.S. Bancorp

N/A

USD97.40B 4.35 N/A
USB-PP U.S. Bancorp

N/A

USD88.79B 5.99 N/A
USB-PO U.S. Bancorp

N/A

USD83.10B 5.81 N/A
USB-PM U.S. Bancorp

N/A

USD80.94B 6.19 N/A
USB U.S. Bancorp

N/A

USD67.31B 14.13 N/A
PNC The PNC Financial Services Gro..

N/A

USD59.59B 17.49 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD50.53B 15.23 N/A
IBN ICICI Bank Limited

N/A

USD44.04B 22.95 N/A

ETFs Containing CADE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -16.44% 46% F 24% F
Dividend Return 1.93% 33% F 49% F
Total Return -14.51% 45% F 23% F
Trailing 12 Months  
Capital Gain -7.85% 57% F 33% F
Dividend Return 2.13% 25% F 47% F
Total Return -5.72% 58% F 31% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -15.09% N/A N/A 7% F
Dividend Return 1.73% N/A N/A 48% F
Total Return -13.36% N/A N/A 7% F
Risk Return Profile  
Volatility (Standard Deviation) 27.01% N/A N/A 25% F
Risk Adjusted Return -49.46% N/A N/A 8% F
Market Capitalization 1.91B 32% F 62% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.34 68% D+ 79% C+
Price/Book Ratio 0.95 46% F 69% D+
Price / Cash Flow Ratio 6.23 61% D- 54% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -15.60% 3% F 18% F
Return on Invested Capital 10.73% 84% B 74% C
Return on Assets -1.96% 3% F 14% F
Debt to Equity Ratio 15.12% 83% B 84% B
Technical Ratios  
Short Ratio 2.94 47% F 37% F
Short Percent 4.65% 16% F 49% F
Beta 1.83 5% F 14% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.