BY:NYE-Byline Bancorp Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 27.10

Change

-0.97 (-3.46)%

Market Cap

USD 1.06B

Volume

0.09M

Avg Analyst Target

USD 27.50 (+1.48%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Byline Bancorp Inc (BY) Stock Analysis:
Based on the Byline Bancorp Inc stock forecasts from 2 analysts, the average analyst target price for Byline Bancorp Inc is USD 27.50 over the next 12 months. Byline Bancorp Inc’s average analyst rating is Buy . Stock Target Advisor’s own stock analysis of Byline Bancorp Inc is Slightly Bearish, which is based on 6 positive signals and 8 negative signals. At the last closing, Byline Bancorp Inc’s stock price was USD 27.10. Byline Bancorp Inc’s stock price has changed by -1.53% over the past week, +1.32% over the past month and +65.34% over the last year.

About

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides a range of banking products and services to small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers non-interest bearing ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-01-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.57 (-0.81%)

USD129.61B 161.45 N/A
USB-PH U.S. Bancorp

-0.11 (-0.46%)

USD99.38B 4.84 N/A
PNC The PNC Financial Services Gro..

-1.62 (-0.78%)

USD91.66B 21.32 N/A
USB U.S. Bancorp

-0.43 (-0.75%)

USD85.60B 11.59 N/A
USB-PP U.S. Bancorp

-0.12 (-0.45%)

USD83.89B 5.37 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD75.42B 5.02 N/A
IBN ICICI Bank Limited

+0.08 (+0.37%)

USD75.35B 26.46 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
LYG Lloyds Banking Group plc

-0.06 (-2.08%)

USD51.45B 8,622.76 N/A

ETFs Containing BY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.91% 34% F 63% D
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.91% 34% F 62% D-
Trailing 12 Months  
Capital Gain 65.34% 98% A+ 95% A
Dividend Return 1.83% 19% F 35% F
Total Return 67.18% 98% A+ 95% A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 9.54% 71% C- 60% D-
Dividend Return 0.48% 5% F 12% F
Total Return 10.02% 66% D 54% F
Risk Return Profile  
Volatility (Standard Deviation) 46.44% 18% F 21% F
Risk Adjusted Return 21.58% 35% F 27% F
Market Capitalization 1.06B 14% F 50% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.37 40% F 68% D+
Price/Book Ratio 1.25 48% F 65% D
Price / Cash Flow Ratio 9.71 57% F 46% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.86% 39% F 52% F
Return on Invested Capital 10.97% 85% B 78% C+
Return on Assets 1.33% 62% D- 32% F
Debt to Equity Ratio 13.63% 82% B- 84% B
Technical Ratios  
Short Ratio 2.83 46% F 34% F
Short Percent 1.27% 61% D- 71% C-
Beta 1.35 38% F 30% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.