BSBR:NYE-Banco Santander (Brasil) S.A (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 8.12

Change

+0.24 (+3.05)%

Market Cap

USD 58.84B

Volume

0.95M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Banco Santander (Brasil) S.A. provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. The company operates in two segments, Commercial Banking and Global Wholesale Banking. It offers deposits and other bank funding instruments; debit and credit cards; digital pre-paid solutions; payment platform; loyalty programs; employee benefit vouchers; payroll loans; digital lending and online debt renegotiation services; mortgages; home equity financing products; consumer credit; and local loans, commercial and trade finance, guarantees, structured loans, and cash management and funding solutions, as well as on-lending transfer services. It also provides funding and financial advisory services related to projects, origination and distribution of fixed-income securities in the debt capital markets, financing of acquisitions and syndicated loans, other structured financing arrangements, and subordinated debt and energy efficiency transactions; advisory services for mergers and acquisitions, and equity capital markets transactions; and stock brokerage and advisory, equity, and equity research services. In addition, the company structures and offers foreign exchange, derivative, and investment products for institutional investors, and corporate and retail customers; and provides market making services. Further, it offers instant payment services; range of products and services focused on the agribusiness sector; microfinance services; and online automotive listing and digital car insurance solutions, as well as digital trading platform. The company provides its financial services and products to its customers through multichannel distribution network comprising branches, mini-branches, ATMs, call centers, Internet banking, and mobile banking. Banco Santander (Brasil) S.A. was incorporated in 1985 and is headquartered in São Paulo, Brazil.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-07-28 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+0.52 (+0.75%)

USD128.55B 175.33 N/A
USB-PH U.S. Bancorp

+0.03 (+0.12%)

USD102.63B 5.34 N/A
USB-PP U.S. Bancorp

-0.03 (-0.09%)

USD87.15B 5.95 N/A
USB U.S. Bancorp

-0.11 (-0.20%)

USD83.27B 12.03 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
PNC The PNC Financial Services Gro..

-0.51 (-0.28%)

USD78.29B 13.97 N/A
USB-PM U.S. Bancorp

+0.02 (+0.08%)

USD77.88B 5.53 N/A
IBN ICICI Bank Limited

+0.42 (+2.31%)

USD62.92B 23.60 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

+0.24 (+4.18%)

USD56.28B 13.86 N/A

ETFs Containing BSBR

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -6.02% 10% F 14% F
Dividend Return 2.42% 63% D 65% D
Total Return -3.60% 13% F 16% F
Trailing 12 Months  
Capital Gain 35.11% 54% F 60% D-
Dividend Return 4.93% 51% F 67% D+
Total Return 40.04% 55% F 63% D
Trailing 5 Years  
Capital Gain 29.92% 55% F 54% F
Dividend Return 26.46% 98% A+ 81% B-
Total Return 56.38% 74% C 60% D-
Average Annual (5 Year Horizon)  
Capital Gain 2.36% 60% D- 41% F
Dividend Return 3.82% 93% A 75% C
Total Return 6.19% 68% D+ 45% F
Risk Return Profile  
Volatility (Standard Deviation) 32.88% 37% F 32% F
Risk Adjusted Return 18.81% 45% F 28% F
Market Capitalization 58.84B 92% A- 95% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.23 49% F 73% C
Price/Book Ratio 2.92 6% F 35% F
Price / Cash Flow Ratio 1.39 68% D+ 76% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.32% 68% D+ 69% D+
Return on Invested Capital 2.19% 49% F 39% F
Return on Assets 1.54% 84% B 38% F
Debt to Equity Ratio 66.17% 44% F 53% F
Technical Ratios  
Short Ratio 1.84 77% C+ 54% F
Short Percent 0.52% 78% C+ 85% B
Beta 0.95 85% B 61% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector