BSBR:NYE-Banco Santander (Brasil) S.A (USD)

COMMON STOCK | Banks—Regional | NYE

Last Closing Price

USD 4.96

Change

+0.18 (+3.77)%

Market Cap

USD 18.01B

Volume

0.56M

Average Target Price

USD 7.50 (+51.21%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banco Santander (Brasil) S.A. provides commercial banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers checking and savings accounts; priority services, such as withdrawals, debit cards, deposits, and transfers; onshore and offshore financial products and services, investment advice, and asset management services; consumer credit for purchasing motor vehicles, and other goods and services; local loans, commercial finance, trade finance, guarantees, structured loans, and cash management and funding solutions, as well as Banco Nacional de Desenvolvimento Econômico e Social on-lending transfer services; payroll, mortgage, and agribusiness loans, as well as microcredit; investment products; and credit cards and foreign exchange services. It also provides funding and financial advisory services related to projects, and origination and distribution of fixed-income securities in the debt capital markets, as well as financing for acquisitions and syndicated loans, other structured financing arrangements, and subordinated debt and energy efficiency transactions. In addition, the company offers advisory services in mergers and acquisitions, and equity capital markets transactions; stock brokerage and advisory, equity, and equity research services; derivative and investment products; and digital payment solutions. Further, it operates Webmotors, an online automotive classified. The company provides its products and services through branches, mini-branches, and ATMs; call centers; and digital channels, such as Internet banking and mobile banking. Banco Santander (Brasil) S.A. was incorporated in 1985 and is headquartered in São Paulo, Brazil.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-24 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
USB-PH U.S. Bancorp

+0.01 (+0.04%)

USD92.67B 4.35 N/A
USB-PP U.S. Bancorp

-0.11 (-0.41%)

USD85.15B 5.99 N/A
USB-PO U.S. Bancorp

N/A

USD83.14B 5.81 N/A
USB-PM U.S. Bancorp

-0.17 (-0.63%)

USD80.88B 6.19 N/A
HDB HDFC Bank Limited

-0.44 (-0.92%)

USD77.14B 24.95 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
USB U.S. Bancorp

+0.23 (+0.67%)

USD51.97B 11.92 N/A
PNC The PNC Financial Services Gro..

+0.97 (+0.95%)

USD43.50B 17.40 N/A
ITUB Itaú Unibanco Holding S.A

+0.13 (+3.26%)

USD38.37B 11.78 N/A
MFG Mizuho Financial Group, Inc

-0.01 (-0.38%)

USD33.94B 32.79 N/A

ETFs Containing BSBR

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -59.11% 8% F 7% F
Dividend Return 4.19% 98% A+ 88% B+
Total Return -54.92% 9% F 8% F
Trailing 12 Months  
Capital Gain -53.51% 11% F 9% F
Dividend Return 5.37% 97% A+ 84% B
Total Return -48.14% 16% F 11% F
Trailing 5 Years  
Capital Gain 53.56% 95% A 79% C+
Dividend Return 46.60% 98% A+ 94% A
Total Return 100.16% 98% A+ 86% B
Average Annual (5 Year Horizon)  
Capital Gain 24.06% N/A N/A N/A N/A
Dividend Return 3.48% N/A N/A N/A N/A
Total Return 27.54% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 55.86% N/A N/A N/A N/A
Risk Adjusted Return 49.30% N/A N/A N/A N/A
Market Capitalization 18.01B 86% B 89% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.46 28% F 59% F
Price/Book Ratio 2.09 3% F 36% F
Price / Cash Flow Ratio 0.72 80% B- 79% C+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 15.62% 96% A 82% B-
Return on Invested Capital -0.27% 14% F 20% F
Return on Assets 1.56% 96% A 41% F
Debt to Equity Ratio 76.26% 40% F 45% F
Technical Ratios  
Short Ratio 2.89 55% F 39% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.92 80% B- 61% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.