BSAC:NYE-Banco Santander-Chile (USD)

COMMON STOCK | Banks—Regional | NYE

Last Closing Price

USD 17.83

Change

0.00 (0.00)%

Market Cap

USD 8.29B

Volume

0.29M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banco Santander-Chile provides commercial and retail banking products and services in Chile. It operates through Retail Banking, Middle-Market, and Corporate Investment Banking segments. The company offers checking accounts and savings products; consumer, auto, commercial, mortgage, and government-guaranteed loans; credit and debit cards; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines. It also provides mutual funds, insurance and stock brokerage, foreign exchange, leasing, factoring, financial consulting, investment management, foreign trade and mortgage financing, treasury, and transactional services, as well as specialized services to finance projects for the real estate industry. In addition, the company offers short-term financing and fund raising, brokerage services, derivatives, securitization, and other tailor-made products. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. As of December 31, 2019, the company operated 377 branches, which include 251 under the Santander brand name, 36 under the Select brand name, 7 specialized branches for the middle market, and 28 as auxiliary and payment centers, as well as 1,088 ATMs. Banco Santander-Chile was founded in 1977 and is headquartered in Santiago, Chile.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-26 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD104.53B 32.12 N/A
USB-PH U.S. Bancorp

N/A

USD97.40B 4.35 N/A
USB-PP U.S. Bancorp

N/A

USD88.79B 5.99 N/A
USB-PO U.S. Bancorp

N/A

USD83.10B 5.81 N/A
USB-PM U.S. Bancorp

N/A

USD80.94B 6.19 N/A
USB U.S. Bancorp

N/A

USD67.31B 14.13 N/A
PNC The PNC Financial Services Gro..

N/A

USD59.59B 17.49 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD50.53B 15.23 N/A
IBN ICICI Bank Limited

N/A

USD44.04B 22.95 N/A

ETFs Containing BSAC

Symbol Name Weight Mer Price(Change) Market Cap
VRIG Invesco Variable Rate Inv.. 0.00 % 0.30 %

N/A

USD0.45B
IG Principal Investment Grad.. 0.00 % 0.26 %

N/A

USD0.32B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -22.71% 34% F 18% F
Dividend Return 3.82% 92% A- 77% C+
Total Return -18.90% 37% F 19% F
Trailing 12 Months  
Capital Gain -20.76% 31% F 18% F
Dividend Return 3.91% 80% B- 72% C-
Total Return -16.84% 34% F 19% F
Trailing 5 Years  
Capital Gain -1.27% 45% F 37% F
Dividend Return 27.94% 92% A- 81% B-
Total Return 26.67% 57% F 47% F
Average Annual (5 Year Horizon)  
Capital Gain 5.00% N/A N/A 67% D+
Dividend Return 3.82% N/A N/A 77% C+
Total Return 8.82% N/A N/A 70% C-
Risk Return Profile  
Volatility (Standard Deviation) 30.20% N/A N/A 21% F
Risk Adjusted Return 29.21% N/A N/A 47% F
Market Capitalization 8.29B 65% D 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.54 59% F 72% C-
Price/Book Ratio 1.76 11% F 45% F
Price / Cash Flow Ratio 0.00 85% B 85% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.74% 88% B+ 77% C+
Return on Invested Capital -1.00% 7% F 19% F
Return on Assets 0.88% 64% D 34% F
Debt to Equity Ratio 395.39% 1% F 6% F
Technical Ratios  
Short Ratio 2.38 63% D 45% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.44 98% A+ 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.