BSAC:NYE-Banco Santander-Chile (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 22.59

Change

-0.25 (-1.09)%

Market Cap

USD 10.66B

Volume

0.24M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Banco Santander-Chile provides commercial and retail banking products and services in Chile. It operates through Retail Banking, Middle-Market, and Corporate Investment Banking segments. The company offers checking accounts and savings products; consumer, auto, commercial, mortgage, and government-guaranteed loans; credit and debit cards; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines. It also provides mutual funds, insurance and stock brokerage, foreign exchange, leasing, factoring, financial consulting, investment management, foreign trade and mortgage financing, treasury, and transactional services, as well as specialized services to finance projects for the real estate industry. In addition, the company offers short-term financing and fund raising, brokerage services, derivatives, securitization, and other tailor-made products. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. As of December 31, 2019, the company operated 377 branches, which include 251 under the Santander brand name, 36 under the Select brand name, 7 specialized branches for the middle market, and 28 as auxiliary and payment centers, as well as 1,088 ATMs. Banco Santander-Chile was founded in 1977 and is headquartered in Santiago, Chile.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-02-26 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-2.66 (-3.25%)

USD121.27B 158.07 N/A
USB-PH U.S. Bancorp

-0.01 (-0.04%)

USD97.36B 7.73 N/A
USB-PP U.S. Bancorp

+0.40 (+1.50%)

USD83.64B 8.71 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

+0.10 (+0.38%)

USD79.31B 8.59 N/A
USB U.S. Bancorp

-1.63 (-3.16%)

USD77.56B 16.87 N/A
PNC The PNC Financial Services Gro..

-4.90 (-2.83%)

USD73.46B 10.21 N/A
IBN ICICI Bank Limited

-0.56 (-3.26%)

USD59.46B 49.34 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

-0.17 (-3.62%)

USD43.64B 7.34 N/A

ETFs Containing BSAC

Symbol Name Weight Mer Price(Change) Market Cap
VRIG Invesco Variable Rate Inv.. 0.00 % 0.30 %

N/A

USD0.45B
IG Principal Investment Grad.. 0.00 % 0.26 %

+0.26 (+0.98%)

USD0.34B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 18.96% 78% C+ 84% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 18.96% 75% C 84% B
Trailing 12 Months  
Capital Gain 25.01% 79% C+ 64% D
Dividend Return 4.87% 77% C+ 74% C
Total Return 29.89% 80% B- 67% D+
Trailing 5 Years  
Capital Gain 30.96% 48% F 51% F
Dividend Return 29.26% 86% B 80% B-
Total Return 60.21% 59% F 56% F
Average Annual (5 Year Horizon)  
Capital Gain 0.41% 68% D+ 48% F
Dividend Return 3.64% 92% A- 75% C
Total Return 4.04% 77% C+ 54% F
Risk Return Profile  
Volatility (Standard Deviation) 31.35% 15% F 20% F
Risk Adjusted Return 12.90% 56% F 38% F
Market Capitalization 10.66B 71% C- 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.42 58% F 74% C
Price/Book Ratio 2.22 9% F 43% F
Price / Cash Flow Ratio 0.03 69% D+ 82% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.67% 90% A- 80% B-
Return on Invested Capital -1.56% 29% F 23% F
Return on Assets 0.98% 70% C- 35% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 3.12 51% F 31% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.56 90% A- 79% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.