BMTX:NYE-BM Technologies Inc (USD)

COMMON STOCK | Software-Application | NYE

Last Closing Price

USD 6.13

Change

-0.45 (-6.84)%

Market Cap

USD 0.08B

Volume

0.16M

Avg Analyst Target

USD 21.00 (+242.58%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


BM Technologies Inc (BMTX) Stock Analysis:
Based on the BM Technologies Inc stock forecasts from 0 analysts, the average analyst target price for BM Technologies Inc is USD 21.00 over the next 12 months. BM Technologies Inc’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of BM Technologies Inc is Slightly Bullish , which is based on 8 positive signals and 4 negative signals. At the last closing, BM Technologies Inc’s stock price was USD 6.13. BM Technologies Inc’s stock price has changed by -12.68% over the past week, -24.32% over the past month and -50.60% over the last year.

About

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured b ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-24 )

Largest Industry Peers for Software-Application

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CRM salesforce.com inc

-3.39 (-2.11%)

USD158.68B 107.87 41.55
SAP SAP SE

-1.13 (-1.13%)

USD114.93B 21.95 12.90
NOW ServiceNow Inc

-10.47 (-2.43%)

USD86.81B 397.28 110.88
SHOP Shopify Inc

-43.65 (-11.85%)

USD45.88B 251.80 213.53
UBER Uber Technologies Inc

-2.23 (-9.38%)

USD45.64B 2,387.22 164.62
SNOW Snowflake Inc.

-9.22 (-6.64%)

USD44.51B 26.30 N/A
WORK Slack Technologies Inc

N/A

USD26.52B N/A N/A
PAYC Paycom Software Inc

-7.69 (-2.80%)

USD16.68B 72.08 43.80
HUBS HubSpot Inc

-29.91 (-8.85%)

USD15.93B N/A 1,523.09
TYL Tyler Technologies Inc

-9.49 (-2.76%)

USD14.17B 88.10 43.12

ETFs Containing BMTX

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Software-Application)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -33.44% 75% C 14% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -33.44% 75% C 13% F
Trailing 12 Months  
Capital Gain -51.08% 31% F 9% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -51.08% 31% F 9% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -7.89% 8% F 8% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -7.89% 8% F 7% F
Risk Return Profile  
Volatility (Standard Deviation) 13.36% 98% A+ 74% C
Risk Adjusted Return -59.06% 6% F 4% F
Market Capitalization 0.08B 7% F 15% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Software-Application)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.60 91% A- 90% A-
Price/Book Ratio 2.17 81% B- 37% F
Price / Cash Flow Ratio -50.81 88% B+ 94% A
EV/EBITDA 1.61 97% A+ 91% A-
Management Effectiveness  
Return on Equity 54.76% 100% A+ 94% A
Return on Invested Capital -55.31% 9% F 4% F
Return on Assets 5.01% 89% B+ 72% C-
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Dividend Yield N/A N/A N/A N/A N/A
Short Ratio 27.88 2% F 0% N/A
Short Percent 20.28% 9% F 22% F
Beta -0.06 98% A+ 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.