BHLB:NYE-Berkshire Hills Bancorp Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 30.13

Change

+0.53 (+1.79)%

Market Cap

USD 1.35B

Volume

0.22M

Avg Analyst Target

USD 29.67 (-1.54%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


BHLB Stock Forecast & Price:
Based on the Berkshire Hills Bancorp Inc stock forecasts from 5 analysts, the average analyst target price for Berkshire Hills Bancorp Inc is USD 29.67 over the next 12 months. Berkshire Hills Bancorp Inc’s average analyst rating is Hold . Stock Target Advisor’s own stock analysis of Berkshire Hills Bancorp Inc is Bearish, which is based on 2 positive signals and 11 negative signals. At the last closing, Berkshire Hills Bancorp Inc’s stock price was USD 30.13. Berkshire Hills Bancorp Inc’s stock price has changed by +3.90% over the past week, +21.30% over the past month and +9.56% over the last year.

About Berkshire Hills Bancorp Inc (BHLB:NYE)

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides various banking products and services. It offers various deposit accounts, including demand deposit, NOW, regular savings, money market savings, time certificates of deposit, and r ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-08-12 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited ADR

+1.17 (+1.80%)

USD119.97B 24.81 N/A
USB-PH U.S. Bancorp

+0.05 (+0.24%)

USD86.95B 4.55 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PP U.S. Bancorp

N/A

USD78.40B 5.39 N/A
IBN Icici Bank Limited ADR

+0.46 (+2.10%)

USD76.25B 21.49 N/A
USB-PM U.S. Bancorp

N/A

USD75.42B 5.02 N/A
USB U.S. Bancorp

+0.33 (+0.68%)

USD71.86B 11.14 N/A
PNC PNC Financial Services Group I..

+2.69 (+1.56%)

USD70.52B 13.26 N/A
DBSDY DBS Group Holdings Ltd ADR

-1.04 (-1.06%)

USD62.94B 13.26 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A

ETFs Containing BHLB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.98% 86% B 85% B
Dividend Return 1.27% 17% F 40% F
Total Return 7.25% 83% B 85% B
Trailing 12 Months  
Capital Gain 12.13% 86% B 87% B+
Dividend Return 2.23% 20% F 43% F
Total Return 14.37% 81% B- 86% B
Trailing 5 Years  
Capital Gain -10.59% 33% F 33% F
Dividend Return 10.59% 34% F 40% F
Total Return 0.00% 32% F 26% F
Average Annual (5 Year Horizon)  
Capital Gain 8.75% 73% C 64% D
Dividend Return 2.86% 53% F 63% D
Total Return 11.62% 74% C 65% D
Risk Return Profile  
Volatility (Standard Deviation) 67.13% 5% F 11% F
Risk Adjusted Return 17.30% 34% F 33% F
Market Capitalization 1.35B 27% F 55% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.30 35% F 68% D+
Price/Book Ratio 1.32 46% F 58% F
Price / Cash Flow Ratio 12.82 23% F 33% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.63% 45% F 57% F
Return on Invested Capital 7.67% 62% D- 58% F
Return on Assets 1.07% 40% F 30% F
Debt to Equity Ratio 9.37% 87% B+ 87% B+
Technical Ratios  
Dividend Yield 1.62% 13% F 25% F
Short Ratio 5.66 22% F 18% F
Short Percent 4.66% 17% F 45% F
Beta 1.08 52% F 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.