BANC:NYE-Banc of California Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 17.91

Change

-0.22 (-1.21)%

Market Cap

USD 1.11B

Volume

0.23M

Avg Analyst Target

USD 22.00 (+22.84%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Banc of California Inc (BANC) Stock Analysis:
Based on the Banc of California Inc stock forecasts from 2 analysts, the average analyst target price for Banc of California Inc is USD 22.00 over the next 12 months. Banc of California Inc’s average analyst rating is Buy . Stock Target Advisor’s own stock analysis of Banc of California Inc is Very Bearish, which is based on 1 positive signals and 13 negative signals. At the last closing, Banc of California Inc’s stock price was USD 17.91. Banc of California Inc’s stock price has changed by -0.78% over the past week, -1.00% over the past month and +0.22% over the last year.

About

Banc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides banking products and services in the United States. The company offers deposit products, including checking, savings, money market, retirement, and interest-be ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.12 (-0.23%)

USD98.25B 120.45 N/A
USB-PH U.S. Bancorp

-0.02 (-0.10%)

USD81.64B 4.28 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PP U.S. Bancorp

+0.15 (+0.62%)

USD75.67B 5.20 N/A
USB-PM U.S. Bancorp

N/A

USD75.42B 5.02 N/A
USB U.S. Bancorp

-0.33 (-0.68%)

USD72.21B 10.48 N/A
PNC The PNC Financial Services Gro..

-2.17 (-1.38%)

USD65.11B 13.33 N/A
IBN ICICI Bank Limited

+0.04 (+0.23%)

USD61.50B 19.29 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
BSBR Banco Santander (Brasil) S.A.

+0.12 (+1.84%)

USD47.67B 8.03 N/A

ETFs Containing BANC

Symbol Name Weight Mer Price(Change) Market Cap
FDM First Trust Dow Jones Sel.. 0.00 % 0.60 %

-0.06 (-0.11%)

USD0.15B
XS7R:LSE Xtrackers - Stoxx Europe .. 0.00 % 0.30 %

-15.75 (-0.54%)

USD0.07B
DXSF:XETRA Xtrackers - Stoxx Europe .. 0.00 % 0.30 %

-0.12 (-0.35%)

USD0.07B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -8.72% 62% D- 62% D-
Dividend Return 0.31% 4% F 19% F
Total Return -8.41% 60% D- 61% D-
Trailing 12 Months  
Capital Gain 1.42% 87% B+ 78% C+
Dividend Return 1.36% 12% F 27% F
Total Return 2.77% 84% B 76% C
Trailing 5 Years  
Capital Gain -10.90% 41% F 33% F
Dividend Return 8.76% 25% F 31% F
Total Return -2.14% 34% F 25% F
Average Annual (5 Year Horizon)  
Capital Gain 4.15% 54% F 47% F
Dividend Return 2.08% 37% F 49% F
Total Return 6.23% 52% F 42% F
Risk Return Profile  
Volatility (Standard Deviation) 38.98% 26% F 27% F
Risk Adjusted Return 15.97% 29% F 25% F
Market Capitalization 1.11B 19% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.83 24% F 66% D
Price/Book Ratio 1.14 55% F 65% D
Price / Cash Flow Ratio 10.53 28% F 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.82% 40% F 52% F
Return on Invested Capital 4.13% 48% F 42% F
Return on Assets 1.10% 36% F 30% F
Debt to Equity Ratio 72.79% 30% F 48% F
Technical Ratios  
Dividend Yield 1.32% 8% F 9% F
Short Ratio 3.80 39% F 28% F
Short Percent 3.36% 24% F 52% F
Beta 1.51 7% F 21% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.