AXP:NYE-American Express Company (USD)

COMMON STOCK | Credit Services | NYE

Last Closing Price

USD 98.82

Change

+2.56 (+2.66)%

Market Cap

USD 77.50B

Volume

3.93M

Average Target Price

USD 105.76 (+7.02%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; expense management products and services; and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York. Address: 200 Vesey Street, New York, NY, United States, 10285

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-28 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
V Visa Inc

+3.07 (+1.56%)

USD433.05B 37.17 28.01
MA Mastercard Incorporated

+6.61 (+1.99%)

USD332.13B 45.46 34.49
COF-PG Capital One Financial Corporat..

+0.39 (+1.51%)

USD43.19B 1.98 N/A
COF-PH Capital One Financial Corporat..

+0.10 (+0.38%)

USD42.23B 2.18 N/A
COF-PF Capital One Financial Corporat..

+0.02 (+0.08%)

USD41.71B 2.17 N/A
COF Capital One Financial Corporat..

+1.97 (+2.84%)

USD31.67B 12.17 N/A
IX ORIX Corporation

-0.11 (-0.17%)

USD17.14B 6.15 N/A
DFS Discover Financial Services

+2.33 (+4.30%)

USD16.59B 16.76 N/A
SYF Synchrony Financial

+0.65 (+2.59%)

USD14.68B 7.57 N/A
ALLY Ally Financial Inc

+0.44 (+1.80%)

USD9.07B 13.32 N/A

ETFs Containing AXP

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

USD1.26M
XUFN:XETRA Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

+0.48 (+3.27%)

USD0.42B
QDVH:XETRA iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.18 (+3.30%)

USD0.40B
ZPDF:F SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.66 (+3.01%)

USD0.18B
QDVH:F iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.16 (+3.00%)

USD0.40B
XUFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

+0.65 (+3.82%)

USD0.11B
XSFN:LSE Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

+33.60 (+2.53%)

USD0.42B
UIFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

+12.53 (+2.51%)

USD0.40B
SXLF:LSE SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.95 (+3.75%)

USD0.12B
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.22 (+3.45%)

USD1.07B
JAGG JPMorgan U.S. Aggregate B.. 0.00 % 0.07 %

N/A

USD0.64B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD4.56M
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

USD1.26M
DFNL Davis Select Financial ET.. 0.00 % 0.64 %

+0.46 (+2.48%)

USD0.12B
FFIU Fieldstone UVA Unconstrai.. 0.00 % 0.51 %

+0.01 (+0.03%)

USD0.06B
XLF Financial Select Sector S.. 0.00 % 0.13 %

+0.56 (+2.38%)

USD16.13B
VFH Vanguard Financials Index.. 0.00 % 0.10 %

+1.41 (+2.47%)

USD6.59B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

-0.52 (-4.32%)

USD0.04B
SEF ProShares Short Financial.. 0.00 % 0.95 %

-0.42 (-2.15%)

USD0.03B
IYG iShares U.S. Financial Se.. 0.00 % 0.42 %

+2.86 (+2.40%)

USD1.60B
IPAY ETFMG Prime Mobile Paymen.. 0.00 % 0.75 %

+0.79 (+1.48%)

USD0.80B
FNCL Fidelity MSCI Financials .. 0.00 % 0.08 %

+0.78 (+2.36%)

USD0.74B
ZPDF:XETRA SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.72 (+3.28%)

USD0.18B

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -20.62% 68% D+ 31% F
Dividend Return 1.04% 32% F 32% F
Total Return -19.58% 57% F 31% F
Trailing 12 Months  
Capital Gain -16.45% 68% D+ 34% F
Dividend Return 1.45% 30% F 33% F
Total Return -15.00% 59% F 32% F
Trailing 5 Years  
Capital Gain 33.31% 67% D+ 70% C-
Dividend Return 9.60% 42% F 28% F
Total Return 42.91% 67% D+ 65% D
Average Annual (5 Year Horizon)  
Capital Gain 14.92% N/A N/A 86% B
Dividend Return 1.67% N/A N/A 47% F
Total Return 16.59% N/A N/A 86% B
Risk Return Profile  
Volatility (Standard Deviation) 19.24% N/A N/A 41% F
Risk Adjusted Return 86.25% N/A N/A 86% B
Market Capitalization 77.50B 95% A 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.78 15% F 39% F
Price/Book Ratio 3.65 13% F 21% F
Price / Cash Flow Ratio 5.69 17% F 50% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 18.45% 86% B 87% B+
Return on Invested Capital 1.72% 35% F 27% F
Return on Assets 2.11% 65% D 50% F
Debt to Equity Ratio 250.68% 43% F 11% F
Technical Ratios  
Short Ratio 2.72 61% D- 43% F
Short Percent 1.62% 77% C+ 76% C
Beta 1.14 54% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.