AXP:NYE-American Express Company (USD)

COMMON STOCK | Credit Services | NYE

Last Closing Price

USD 178.03

Change

-2.92 (-1.61)%

Market Cap

USD 140.16B

Volume

3.10M

Avg Analyst Target

USD 178.21 (+0.10%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
V Visa Inc

-16.04 (-6.92%)

USD497.42B 53.96 31.71
MA Mastercard Incorporated

-21.60 (-6.05%)

USD352.59B 49.64 36.79
COF Capital One Financial Corporat..

-12.35 (-7.49%)

USD73.54B 6.58 N/A
COF-PG Capital One Financial Corporat..

-0.02 (-0.08%)

USD42.88B 1.01 N/A
COF-PF Capital One Financial Corporat..

N/A

USD41.28B 12.11 N/A
COF-PH Capital One Financial Corporat..

-0.02 (-0.08%)

USD41.11B 1.01 N/A
DFS Discover Financial Services

-7.58 (-6.16%)

USD36.54B 7.36 N/A
SYF Synchrony Financial

-2.27 (-4.64%)

USD26.92B 12.87 N/A
IX ORIX Corporation

-1.02 (-1.03%)

USD23.76B 13.29 N/A
ALLY Ally Financial Inc

-3.06 (-6.08%)

USD17.96B 6.24 N/A

ETFs Containing AXP

Symbol Name Weight Mer Price(Change) Market Cap
EQWL Invesco Exchange-Traded F.. 0.00 % 0.25 %

-1.02 (-1.20%)

USD0.10B
SXLF:LSE SSgA SPDR ETFs Europe II .. 0.00 % 0.15 %

-0.68 (-1.49%)

USD0.65B
ECOZ TrueShares ESG Active Opp.. 0.00 % 0.58 %

-0.02 (-0.05%)

N/A
BKSB BNY Mellon ETF Trust - BN.. 0.00 % 0.06 %

+0.01 (+0.02%)

N/A
TPAY Managed Portfolio Series .. 0.00 % 0.40 %

-2.20 (-4.74%)

N/A
TUED:CA TD Active U.S. Enhanced D.. 0.00 % 0.73 %

-0.10 (-0.48%)

N/A
ZPDF:XETRA SSgA SPDR ETFs Europe II .. 0.00 % 0.15 %

-0.54 (-1.38%)

USD0.65B
XUFN:XETRA Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-0.37 (-1.43%)

USD0.82B
QDVH:XETRA iShares V Public Limited .. 0.00 % 0.15 %

-0.14 (-1.39%)

USD1.91B
ZPDF:F SSgA SPDR ETFs Europe II .. 0.00 % 0.15 %

-0.60 (-1.53%)

USD0.65B
QDVH:F iShares V Public Limited .. 0.00 % 0.15 %

-0.16 (-1.63%)

USD1.92B
JP40:F Amundi Index Solutions - .. 0.00 % 0.00 %

-1.16 (-0.73%)

N/A
XUFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-0.23 (-0.77%)

USD0.91B
XSFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-17.50 (-0.80%)

USD0.91B
UIFS:LSE iShares V Public Limited .. 0.00 % 0.15 %

-8.38 (-1.02%)

USD1.92B
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.16 (-1.37%)

USD2.02B
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
KLCD KFA Large Cap Quality Div.. 0.00 % 0.42 %

-0.41 (-1.20%)

USD0.07B
TGED:CA TD Active Global Enhanced.. 0.00 % 0.71 %

-0.13 (-0.64%)

USD0.21B
JAGG JPMorgan U.S. Aggregate B.. 0.00 % 0.07 %

+0.23 (+0.43%)

USD1.11B
VRIG Invesco Actively Managed .. 0.00 % 0.30 %

+0.01 (+0.02%)

USD0.47B
EDOW First Trust Dow 30 Equal .. 0.00 % 0.50 %

-0.28 (-0.90%)

USD0.11B
XLF Financial Select Sector S.. 0.00 % 0.12 %

-0.67 (-1.65%)

USD40.81B
VFH Vanguard Financials Index.. 0.00 % 0.10 %

-1.85 (-1.84%)

USD11.58B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

+0.33 (+4.02%)

USD0.01B
SEF ProShares Short Financial.. 0.00 % 0.95 %

+0.25 (+2.17%)

USD9.15M
RDVY First Trust Rising Divide.. 0.00 % 0.50 %

-0.80 (-1.58%)

USD4.74B
IPAY ETF Series Solutions - IS.. 0.00 % 0.75 %

-3.35 (-4.81%)

USD1.25B
FNCL Fidelity MSCI Financials .. 0.00 % 0.08 %

-1.11 (-1.91%)

USD1.76B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD4.56M
DTEC ALPS Disruptive Technolog.. 0.00 % 0.50 %

-0.55 (-1.08%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 47.24% 78% C+ 88% B+
Dividend Return 1.42% 23% F 36% F
Total Return 48.66% 78% C+ 87% B+
Trailing 12 Months  
Capital Gain 94.36% 81% B- 87% B+
Dividend Return 1.88% 16% F 31% F
Total Return 96.23% 81% B- 86% B
Trailing 5 Years  
Capital Gain 167.92% 76% C 88% B+
Dividend Return 11.72% 43% F 40% F
Total Return 179.64% 76% C 88% B+
Average Annual (5 Year Horizon)  
Capital Gain 19.07% 65% D 79% C+
Dividend Return 1.59% 46% F 38% F
Total Return 20.66% 65% D 79% C+
Risk Return Profile  
Volatility (Standard Deviation) 28.21% 62% D- 40% F
Risk Adjusted Return 73.24% 86% B 78% C+
Market Capitalization 140.16B 94% A 98% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.90 10% F 45% F
Price/Book Ratio 5.53 13% F 19% F
Price / Cash Flow Ratio 25.07 8% F 17% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 33.61% 76% C 81% B-
Return on Invested Capital 4.04% 63% D 49% F
Return on Assets 4.19% 60% D- 67% D+
Debt to Equity Ratio 186.88% 39% F 18% F
Technical Ratios  
Short Ratio 2.64 56% F 44% F
Short Percent 1.50% 63% D 71% C-
Beta 1.23 49% F 38% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.