AXP:NYE-American Express Company (USD)

COMMON STOCK | Credit Services | NYE

Last Closing Price

USD 121.15

Change

-4.99 (-3.96)%

Market Cap

USD 101.57B

Volume

5.17M

Average Target Price

USD 119.44 (-1.41%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; expense management products and services; and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York. Address: 200 Vesey Street, New York, NY, United States, 10285

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-25 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
V Visa Inc

-1.04 (-0.51%)

USD445.33B 41.33 30.15
MA Mastercard Incorporated

+0.20 (+0.06%)

USD327.98B 49.38 36.73
COF Capital One Financial Corporat..

-2.81 (-2.67%)

USD48.18B 50.99 N/A
COF-PG Capital One Financial Corporat..

-0.24 (-0.91%)

USD44.52B 12.72 N/A
COF-PH Capital One Financial Corporat..

-0.13 (-0.47%)

USD42.85B 12.79 N/A
COF-PF Capital One Financial Corporat..

N/A

USD41.28B 12.11 N/A
DFS Discover Financial Services

-3.21 (-3.48%)

USD28.33B 25.66 N/A
SYF Synchrony Financial

-0.74 (-1.98%)

USD21.82B 16.78 N/A
IX ORIX Corporation

-0.08 (-0.10%)

USD20.48B 7.80 N/A
ALLY Ally Financial Inc

-1.25 (-3.08%)

USD15.18B 14.10 N/A

ETFs Containing AXP

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

USD1.26M
XUFN:XETRA Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

-0.25 (-1.35%)

USD0.53B
QDVH:XETRA iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.09 (-1.33%)

USD0.64B
ZPDF:F SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.15 (-0.55%)

USD0.34B
QDVH:F iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.05 (-0.79%)

USD0.64B
XUFN:LSE Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

-0.38 (-1.73%)

USD0.53B
XSFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-26.20 (-1.62%)

USD0.40B
UIFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

-9.88 (-1.63%)

USD0.43B
SXLF:LSE SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.59 (-1.77%)

USD0.34B
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.14 (-1.73%)

USD0.64B
JAGG JPMorgan U.S. Aggregate B.. 0.00 % 0.07 %

+0.08 (+0.29%)

USD0.84B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD4.56M
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

USD1.26M
DFNL Davis Select Financial ET.. 0.00 % 0.64 %

-0.30 (-1.20%)

USD0.16B
FFIU Fieldstone UVA Unconstrai.. 0.00 % 0.51 %

+0.04 (+0.15%)

USD0.08B
XLF Financial Select Sector S.. 0.00 % 0.13 %

-0.22 (-0.73%)

USD24.73B
VFH Vanguard Financials Index.. 0.00 % 0.10 %

-0.58 (-0.77%)

USD7.74B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

+0.14 (+0.91%)

USD0.02B
SEF ProShares Short Financial.. 0.00 % 0.95 %

+0.08 (+0.52%)

USD0.01B
IYG iShares U.S. Financial Se.. 0.00 % 0.42 %

-1.34 (-0.88%)

USD1.22B
IPAY ETFMG Prime Mobile Paymen.. 0.00 % 0.75 %

-0.75 (-1.13%)

USD1.05B
FNCL Fidelity MSCI Financials .. 0.00 % 0.08 %

-0.32 (-0.73%)

USD0.88B
ZPDF:XETRA SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.38 (-1.37%)

USD0.34B

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 0.20% 46% F 32% F
Dividend Return 0.36% 100% A+ 26% F
Total Return 0.55% 46% F 34% F
Trailing 12 Months  
Capital Gain -7.26% 32% F 27% F
Dividend Return 1.32% 26% F 25% F
Total Return -5.95% 32% F 25% F
Trailing 5 Years  
Capital Gain 122.21% 67% D+ 80% B-
Dividend Return 13.57% 50% F 40% F
Total Return 135.79% 67% D+ 80% B-
Average Annual (5 Year Horizon)  
Capital Gain 14.26% 76% C 84% B
Dividend Return 1.64% 50% F 44% F
Total Return 15.90% 76% C 84% B
Risk Return Profile  
Volatility (Standard Deviation) 19.57% 68% D+ 42% F
Risk Adjusted Return 81.28% 94% A 85% B
Market Capitalization 101.57B 94% A 98% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 31.05 18% F 26% F
Price/Book Ratio 4.48 17% F 22% F
Price / Cash Flow Ratio 7.45 19% F 50% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 15.10% 75% C 82% B-
Return on Invested Capital 1.72% 31% F 30% F
Return on Assets 1.78% 61% D- 46% F
Debt to Equity Ratio 250.68% 41% F 11% F
Technical Ratios  
Short Ratio 1.79 57% F 53% F
Short Percent 0.96% 86% B 83% B
Beta 1.36 50% F 33% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.