AXP:NYE-American Express Company (USD)

COMMON STOCK | Credit Services | NYE

Last Closing Price

USD 147.42

Change

+1.43 (+0.98)%

Market Cap

USD 117.36B

Volume

2.14M

Average Target Price

USD 141.43 (-4.06%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-14 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
V Visa Inc

+0.96 (+0.43%)

USD487.32B 45.63 33.41
MA Mastercard Incorporated

+0.19 (+0.05%)

USD377.32B 59.36 43.54
COF Capital One Financial Corporat..

+3.10 (+2.34%)

USD61.30B 25.60 N/A
COF-PG Capital One Financial Corporat..

-0.09 (-0.35%)

USD43.81B 4.99 N/A
COF-PH Capital One Financial Corporat..

+0.03 (+0.12%)

USD41.91B 4.99 N/A
COF-PF Capital One Financial Corporat..

N/A

USD41.28B 12.11 N/A
DFS Discover Financial Services

+1.53 (+1.53%)

USD30.57B 27.75 N/A
SYF Synchrony Financial

+0.04 (+0.10%)

USD24.11B 18.26 N/A
IX ORIX Corporation

-0.04 (-0.05%)

USD20.06B 11.43 N/A
ALLY Ally Financial Inc

+0.79 (+1.68%)

USD17.53B 16.32 N/A

ETFs Containing AXP

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
JPNY:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

-1.00 (-0.01%)

USD8.27B
XUFN:XETRA Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

+0.15 (+0.70%)

USD0.62B
QDVH:XETRA iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.05 (+0.62%)

USD1.10B
JP40:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.24 (+0.16%)

USD0.06B
ZPDF:F SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.11 (-0.33%)

USD0.40B
QDVH:F iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.06 (+0.77%)

USD1.10B
JP40:F Amundi Index Solutions - .. 0.00 % 0.00 %

-0.28 (-0.18%)

N/A
MKTN:PA Amundi ETF iStoxx Europe .. 0.00 % 0.00 %

+0.01 (+0.02%)

USD0.05B
JPHC:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.19 (+0.20%)

USD4.79M
XUFN:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

+0.23 (+0.89%)

USD0.70B
XSFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

+12.10 (+0.65%)

USD0.69B
UIFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

+4.00 (+0.57%)

USD1.10B
SXLF:LSE SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.38 (+0.98%)

USD0.40B
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.10 (+1.04%)

USD1.10B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD4.56M
TGED:CA TD Active Global Enhanced.. 0.00 % 0.65 %

-0.03 (-0.16%)

USD0.14B
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

USD1.26M
JAGG JPMorgan U.S. Aggregate B.. 0.00 % 0.07 %

+0.03 (+0.06%)

USD0.81B
BKCH AdvisorShares Sabretooth .. 0.00 % 0.85 %

N/A

USD1.26M
DUSA Davis Select U.S. Equity .. 0.00 % 0.62 %

+0.10 (+0.29%)

USD0.36B
FFIU Fieldstone UVA Unconstrai.. 0.00 % 0.51 %

-0.01 (-0.02%)

USD0.08B
XLF Financial Select Sector S.. 0.00 % 0.12 %

+0.21 (+0.60%)

USD34.38B
VFH Vanguard Financials Index.. 0.00 % 0.10 %

+0.68 (+0.79%)

USD10.03B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

-0.07 (-0.61%)

USD0.02B
SEF ProShares Short Financial.. 0.00 % 0.95 %

-0.04 (-0.32%)

USD0.01B
IPAY ETFMG Prime Mobile Paymen.. 0.00 % 0.75 %

-0.37 (-0.52%)

USD1.15B
FNCL Fidelity MSCI Financials .. 0.00 % 0.08 %

+0.36 (+0.72%)

USD1.19B
ZPDF:XETRA SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.21 (+0.63%)

USD0.51B

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.93% 68% D+ 80% B-
Dividend Return 0.71% 42% F 41% F
Total Return 22.64% 65% D 80% B-
Trailing 12 Months  
Capital Gain 75.94% 54% F 70% C-
Dividend Return 2.05% 24% F 28% F
Total Return 77.99% 54% F 70% C-
Trailing 5 Years  
Capital Gain 137.24% 71% C- 85% B
Dividend Return 12.13% 50% F 40% F
Total Return 149.37% 71% C- 86% B
Average Annual (5 Year Horizon)  
Capital Gain 13.93% 74% C 81% B-
Dividend Return 1.62% 50% F 39% F
Total Return 15.55% 71% C- 81% B-
Risk Return Profile  
Volatility (Standard Deviation) 20.91% 66% D 47% F
Risk Adjusted Return 74.34% 94% A 82% B-
Market Capitalization 117.36B 94% A 98% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 38.75 15% F 20% F
Price/Book Ratio 5.17 13% F 21% F
Price / Cash Flow Ratio 20.99 9% F 20% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.61% 68% D+ 78% C+
Return on Invested Capital -6.25% 14% F 13% F
Return on Assets 1.61% 59% F 43% F
Debt to Equity Ratio 186.88% 39% F 19% F
Technical Ratios  
Short Ratio 1.94 52% F 47% F
Short Percent 1.03% 77% C+ 83% B
Beta 1.28 50% F 36% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.