AX:NYE-Axos Financial Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 57.69

Change

-0.06 (-0.10)%

Market Cap

USD 3.34B

Volume

0.22M

Avg Analyst Target

USD 57.17 (-0.91%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Axos Financial Inc (AX) Stock Analysis:
Based on the Axos Financial Inc stock forecasts from 3 analysts, the average analyst target price for Axos Financial Inc is USD 57.17 over the next 12 months. Axos Financial Inc’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Axos Financial Inc is Neutral, which is based on 5 positive signals and 6 negative signals. At the last closing, Axos Financial Inc’s stock price was USD 57.69. Axos Financial Inc’s stock price has changed by +1.08 % over the past week, -2.50 % over the past month and +62.83 % over the last year.

About

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, deman ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+1.42 (+2.16%)

USD111.84B 160.68 N/A
USB-PH U.S. Bancorp

+0.11 (+0.46%)

USD98.85B 4.82 N/A
PNC The PNC Financial Services Gro..

+3.34 (+1.67%)

USD83.57B 19.66 N/A
USB-PP U.S. Bancorp

+0.13 (+0.49%)

USD83.08B 5.31 N/A
USB U.S. Bancorp

+0.81 (+1.42%)

USD82.43B 11.41 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

-0.01 (-0.04%)

USD76.56B 5.09 N/A
IBN ICICI Bank Limited

+0.80 (+4.37%)

USD66.30B 22.88 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
LYG Lloyds Banking Group plc

+0.08 (+3.32%)

USD43.89B 7,438.27 N/A

ETFs Containing AX

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 53.72% 93% A 89% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 53.72% 92% A- 89% B+
Trailing 12 Months  
Capital Gain 62.83% 93% A 91% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 62.83% 91% A- 90% A-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 26.70% 96% A 86% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 26.70% 96% A 84% B
Risk Return Profile  
Volatility (Standard Deviation) 57.01% 11% F 16% F
Risk Adjusted Return 46.84% 69% D+ 51% F
Market Capitalization 3.34B 39% F 67% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.74 14% F 53% F
Price/Book Ratio 2.29 10% F 42% F
Price / Cash Flow Ratio 8.10 56% F 50% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 16.54% 83% B 70% C-
Return on Invested Capital 12.00% 89% B+ 81% B-
Return on Assets 1.58% 81% B- 35% F
Debt to Equity Ratio 41.03% 49% F 68% D+
Technical Ratios  
Short Ratio 5.92 19% F 14% F
Short Percent 2.99% 29% F 51% F
Beta 1.54 18% F 22% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.