ALLY:NYE-Ally Financial Inc (USD)

COMMON STOCK | Credit Services | NYE

Last Closing Price

USD 38.66

Change

-0.34 (-0.87)%

Market Cap

USD 12.60B

Volume

3.86M

Avg Analyst Target

USD 54.88 (+41.94%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Ally Financial Inc (ALLY) Stock Analysis:
Based on the Ally Financial Inc stock forecasts from 6 analysts, the average analyst target price for Ally Financial Inc is USD 54.88 over the next 12 months. Ally Financial Inc’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Ally Financial Inc is Slightly Bearish, which is based on 3 positive signals and 5 negative signals. At the last closing, Ally Financial Inc’s stock price was USD 38.66. Ally Financial Inc’s stock price has changed by +1.34% over the past week, -13.72% over the past month and -27.55% over the last year.

About

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insura ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-19 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
V Visa Inc

-2.62 (-1.31%)

USD438.99B 31.45 22.41
MA Mastercard Incorporated

-3.68 (-1.10%)

USD332.22B 34.95 27.89
AXP American Express Company

-2.10 (-1.35%)

USD117.55B 15.62 N/A
COF Capital One Financial Corporat..

-1.06 (-0.93%)

USD47.33B 4.71 N/A
COF-PG Capital One Financial Corporat..

N/A

USD42.37B 0.94 N/A
COF-PF Capital One Financial Corporat..

N/A

USD41.28B 12.11 N/A
COF-PH Capital One Financial Corporat..

N/A

USD40.54B 0.94 N/A
DFS Discover Financial Services

-1.02 (-0.97%)

USD30.07B 6.18 N/A
IX ORIX Corporation

+1.59 (+1.81%)

USD21.39B 10.72 N/A
SYF Synchrony Financial

-0.52 (-1.57%)

USD17.75B 4.79 N/A

ETFs Containing ALLY

Symbol Name Weight Mer Price(Change) Market Cap
FAB First Trust Exchange-Trad.. 0.00 % 0.69 %

-0.34 (-0.48%)

USD0.17B
MUMC:CA Manulife Multifactor U.S... 0.00 % 0.55 %

N/A

USD0.02B
FTGU:XETRA First Trust Global Funds .. 0.00 % 0.75 %

-1.48 (-2.40%)

USD0.10B
HUM:CA Hamilton U.S. Mid/Small-C.. 0.00 % 0.90 %

-0.39 (-1.61%)

N/A
EQOP Natixis ETF Trust II - Na.. 0.00 % 0.90 %

+0.05 (+0.18%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -18.80% 50% F 37% F
Dividend Return 1.26% 48% F 57% F
Total Return -17.54% 53% F 38% F
Trailing 12 Months  
Capital Gain -26.67% 47% F 22% F
Dividend Return 2.09% 36% F 40% F
Total Return -24.58% 44% F 21% F
Trailing 5 Years  
Capital Gain 105.75% 75% C 89% B+
Dividend Return 19.80% 77% C+ 72% C-
Total Return 125.55% 90% A- 90% A-
Average Annual (5 Year Horizon)  
Capital Gain 30.88% 87% B+ 89% B+
Dividend Return 2.65% 59% F 59% F
Total Return 33.53% 85% B 90% A-
Risk Return Profile  
Volatility (Standard Deviation) 67.01% 23% F 12% F
Risk Adjusted Return 50.04% 69% D+ 61% D-
Market Capitalization 12.60B 79% C+ 85% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.89 48% F 90% A-
Price/Book Ratio 0.96 56% F 72% C-
Price / Cash Flow Ratio 3.12 29% F 67% D+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 19.47% 56% F 75% C
Return on Invested Capital 6.24% 53% F 53% F
Return on Assets 1.60% 32% F 37% F
Debt to Equity Ratio 99.88% 64% D 36% F
Technical Ratios  
Dividend Yield 2.92% 32% F 48% F
Short Ratio 1.43 84% B 62% D-
Short Percent 2.25% 53% F 61% D-
Beta 1.32 41% F 29% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector