AIZ:NYE-Assurant, Inc (USD)

COMMON STOCK | Insurance—Specialty | NYE

Last Closing Price

USD 136.08

Change

+0.75 (+0.55)%

Market Cap

USD 7.95B

Volume

0.52M

Average Target Price

USD 141.50 (+3.98%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through three segments: Global Lifestyle, Global Housing, and Global Preneed. The Global Lifestyle segment provides mobile device protection products and services, and extended service contracts for consumer electronics and appliances, as well as assistance services; vehicle protection and related services; and credit and other insurance services. The Global Housing segment offers lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, homeowners insurance, and other specialty products. The Global Preneed segment provides pre-funded funeral insurance, final need insurance, and related services. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-24 )

Largest Industry Peers for Insurance—Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FNF Fidelity National Financial, I..

+0.69 (+1.90%)

USD10.68B 10.17 N/A
AIZP Assurant, Inc

+4.81 (+3.75%)

USD7.52B 15.58 N/A
FAF First American Financial Corpo..

+0.47 (+0.94%)

USD5.58B 8.93 N/A
MTG MGIC Investment Corporation

+0.36 (+2.97%)

USD4.10B 8.84 N/A
RDN Radian Group Inc

+1.00 (+5.27%)

USD3.63B 9.35 N/A
AGO Assured Guaranty Ltd

+0.95 (+2.93%)

USD2.62B 8.28 N/A
EIG Employers Holdings, Inc

+0.20 (+0.61%)

USD0.95B 11.76 N/A
AMBC Ambac Financial Group, Inc

+0.26 (+1.73%)

USD0.69B 4.20 N/A
PROS ProSight Global, Inc

+0.04 (+0.32%)

USD0.54B 13.62 N/A
MBI MBIA Inc

-0.08 (-1.21%)

USD0.36B N/A N/A

ETFs Containing AIZ

Symbol Name Weight Mer Price(Change) Market Cap
FVD First Trust Value Line Di.. 0.00 % 0.70 %

+0.60 (+1.73%)

USD8.81B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

+1.35 (+2.03%)

USD0.17B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 3.81% 100% A+ 64% D
Dividend Return 1.44% 13% F 40% F
Total Return 5.26% 91% A- 63% D
Trailing 12 Months  
Capital Gain 1.89% 100% A+ 55% F
Dividend Return 1.42% 13% F 31% F
Total Return 3.31% 91% A- 51% F
Trailing 5 Years  
Capital Gain 60.45% 100% A+ 75% C
Dividend Return 12.71% 57% F 43% F
Total Return 73.16% 100% A+ 76% C
Average Annual (5 Year Horizon)  
Capital Gain 10.20% N/A N/A 79% C+
Dividend Return 2.40% N/A N/A 60% D-
Total Return 12.60% N/A N/A 80% B-
Risk Return Profile  
Volatility (Standard Deviation) 14.14% N/A N/A 56% F
Risk Adjusted Return 89.15% N/A N/A 87% B+
Market Capitalization 7.95B 91% A- 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.41 10% F 44% F
Price/Book Ratio 1.30 30% F 56% F
Price / Cash Flow Ratio 5.63 45% F 56% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.44% 45% F 58% F
Return on Invested Capital 5.03% 18% F 47% F
Return on Assets 1.15% 27% F 37% F
Debt to Equity Ratio 41.15% 27% F 66% D
Technical Ratios  
Short Ratio 5.83 40% F 17% F
Short Percent 3.49% 60% D- 56% F
Beta 0.64 80% B- 76% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector