AIZ:NYE-Assurant Inc (USD)

COMMON STOCK | Insurance-Specialty | NYE

Last Closing Price

USD 160.09

Change

+1.23 (+0.77)%

Market Cap

USD 9.34B

Volume

0.34M

Avg Analyst Target

USD 192.50 (+20.24%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through three segments: Global Lifestyle, Global Housing, and Global Preneed. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The Global Preneed segment offers pre-funded funeral insurance, final need insurance, and related services. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-22 )

Largest Industry Peers for Insurance-Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
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N/A

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MTG MGIC Investment Corporation

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RDN Radian Group Inc

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AGO Assured Guaranty Ltd

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USD3.40B 10.73 N/A
EIG Employers Holdings Inc

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USD1.12B 7.74 N/A
AMBC Ambac Financial Group Inc

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USD0.62B 4.20 N/A
MBI MBIA Inc

+0.12 (+1.10%)

USD0.59B N/A N/A
PROS ProSight Global, Inc

N/A

USD0.56B 11.29 N/A

ETFs Containing AIZ

Symbol Name Weight Mer Price(Change) Market Cap
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

+0.46 (+0.61%)

USD0.08B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 17.52% 44% F 69% D+
Dividend Return 1.45% 14% F 40% F
Total Return 18.98% 33% F 68% D+
Trailing 12 Months  
Capital Gain 34.84% 44% F 57% F
Dividend Return 2.22% 14% F 37% F
Total Return 37.06% 22% F 56% F
Trailing 5 Years  
Capital Gain 77.60% 89% B+ 75% C
Dividend Return 13.22% 57% F 47% F
Total Return 90.83% 89% B+ 76% C
Average Annual (5 Year Horizon)  
Capital Gain 12.13% 89% B+ 68% D+
Dividend Return 2.32% 71% C- 54% F
Total Return 14.45% 89% B+ 68% D+
Risk Return Profile  
Volatility (Standard Deviation) 19.14% 100% A+ 59% F
Risk Adjusted Return 75.48% 100% A+ 80% B-
Market Capitalization 9.34B 89% B+ 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 20.79 13% F 38% F
Price/Book Ratio 1.61 22% F 56% F
Price / Cash Flow Ratio 6.96 38% F 54% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.78% 44% F 43% F
Return on Invested Capital 83.40% 100% A+ 99% A+
Return on Assets 1.26% 44% F 33% F
Debt to Equity Ratio 43.86% 38% F 66% D
Technical Ratios  
Short Ratio 2.48 100% A+ 51% F
Short Percent 1.52% 100% A+ 68% D+
Beta 0.66 89% B+ 76% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.