AIZ:NYE-Assurant Inc (USD)

COMMON STOCK | Insurance-Specialty | NYE

Last Closing Price

USD 170.87

Change

-2.13 (-1.23)%

Market Cap

USD 9.24B

Volume

0.34M

Avg Analyst Target

USD 199.40 (+16.70%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


AIZ Stock Forecast & Price:
Based on the Assurant Inc stock forecasts from 4 analysts, the average analyst target price for Assurant Inc is USD 199.40 over the next 12 months. Assurant Inc’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Assurant Inc is Slightly Bearish, which is based on 6 positive signals and 8 negative signals. At the last closing, Assurant Inc’s stock price was USD 170.87. Assurant Inc’s stock price has changed by -0.19% over the past week, -5.81% over the past month and +9.66% over the last year.

About Assurant Inc (AIZ:NYE)

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Hou ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-06-29 )

Largest Industry Peers for Insurance-Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FNF Fidelity National Financial In..

-0.02 (-0.05%)

USD10.48B 4.82 N/A
AIZP Assurant, Inc

N/A

USD7.47B 18.24 N/A
FAF First American Corporation

+0.12 (+0.23%)

USD5.73B 5.38 N/A
ESNT Essent Group Ltd

-0.03 (-0.08%)

USD4.24B 5.32 N/A
MTG MGIC Investment Corp

-0.12 (-0.94%)

USD3.96B 6.54 N/A
AGO Assured Guaranty Ltd

-0.66 (-1.16%)

USD3.61B 9.12 N/A
RDN Radian Group Inc

-0.06 (-0.30%)

USD3.41B 5.59 N/A
EIG Employers Holdings Inc

-0.81 (-1.92%)

USD1.15B 12.52 N/A
MBI MBIA Inc

-0.45 (-3.45%)

USD0.72B N/A N/A
PROS ProSight Global, Inc

N/A

USD0.56B 11.29 N/A

ETFs Containing AIZ

Symbol Name Weight Mer Price(Change) Market Cap

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 9.63% 91% A- 91% A-
Dividend Return 0.87% 13% F 33% F
Total Return 10.50% 91% A- 90% A-
Trailing 12 Months  
Capital Gain 9.41% 80% B- 89% B+
Dividend Return 1.73% 13% F 34% F
Total Return 11.13% 80% B- 88% B+
Trailing 5 Years  
Capital Gain 64.79% 100% A+ 84% B
Dividend Return 11.93% 57% F 46% F
Total Return 76.72% 100% A+ 84% B
Average Annual (5 Year Horizon)  
Capital Gain 15.88% 80% B- 77% C+
Dividend Return 2.24% 63% D 53% F
Total Return 18.12% 90% A- 78% C+
Risk Return Profile  
Volatility (Standard Deviation) 18.31% 100% A+ 60% D-
Risk Adjusted Return 98.96% 100% A+ 95% A
Market Capitalization 9.24B 91% A- 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.46 11% F 48% F
Price/Book Ratio 1.86 18% F 41% F
Price / Cash Flow Ratio 11.82 18% F 33% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.26% 50% F 55% F
Return on Invested Capital 5.46% 45% F 49% F
Return on Assets 1.44% 36% F 34% F
Debt to Equity Ratio 40.12% 33% F 66% D
Technical Ratios  
Dividend Yield 1.57% 13% F 25% F
Short Ratio 1.47 100% A+ 61% D-
Short Percent 1.90% 82% B- 67% D+
Beta 0.56 90% A- 80% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.