AIG:NYE-American International Group, Inc (USD)

COMMON STOCK | Insurance—Diversified | NYE

Last Closing Price

USD 31.12

Change

-0.39 (-1.24)%

Market Cap

USD 26.71B

Volume

5.68M

Average Target Price

USD 42.58 (+36.84%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment offers general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products, as well as various risk-sharing and other customized structured programs; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, surety, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officer's liability, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, voluntary and sponsor-paid personal accident, and supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, fixed index and fixed annuities, and retail mutual funds; group mutual funds, fixed annuities, and variable annuities, as well as individual annuity and investment products, and financial planning and advisory services; and term life and universal life insurance. This segment also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, wirehouses, and broker-dealers. The company's Legacy Portfolio segment offers legacy insurance products. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-05-28 )

Largest Industry Peers for Insurance—Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BRK-A Berkshire Hathaway Inc

-1,460.00 (-0.52%)

USD451.32B 45.31 N/A
BRK-B Berkshire Hathaway Inc

-0.67 (-0.36%)

USD451.10B 45.34 N/A
AIG-PA American International Group, ..

-0.68 (-2.55%)

USD47.88B 5.95 N/A
SLF Sun Life Financial Inc

-0.24 (-0.68%)

USD20.28B 12.16 N/A
HIG-PG The Hartford Financial Service..

+0.29 (+1.07%)

USD20.11B 4.51 N/A
HIG The Hartford Financial Service..

-0.04 (-0.10%)

USD14.06B 8.23 N/A
EQH Equitable Holdings, Inc

-0.45 (-2.24%)

USD9.06B 1.84 N/A
ATH Athene Holding Ltd

-0.75 (-2.49%)

USD5.85B 13.27 N/A
AEG Aegon N.V

-0.02 (-0.71%)

USD5.68B 3.97 N/A
ORI Old Republic International Cor..

-0.11 (-0.69%)

USD4.85B 116.23 N/A

ETFs Containing AIG

Symbol Name Weight Mer Price(Change) Market Cap
KBWP Invesco KBW Property & Ca.. 6.17 % 0.35 %

-0.27 (-0.49%)

USD0.07B
IAK iShares U.S. Insurance ET.. 4.73 % 0.43 %

-0.35 (-0.64%)

USD0.06B
RWW Invesco S&P Financials Re.. 2.93 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 2.93 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 2.93 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 2.93 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 2.93 % 0.45 %

N/A

USD0.04B
INSR:CA BMO Global Insurance Hedg.. 2.67 % 0.37 %

N/A

USD5.14M
HEA-U:CA Horizons Enhanced Income .. 2.33 % 0.83 %

N/A

N/A
SFYF SoFi 50 ETF 2.11 % 0.29 %

-0.11 (-0.58%)

USD2.65M

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -39.37% 9% F 16% F
Dividend Return 0.62% 43% F 32% F
Total Return -38.75% 9% F 16% F
Trailing 12 Months  
Capital Gain -39.71% 22% F 18% F
Dividend Return 2.48% 33% F 55% F
Total Return -37.23% 11% F 18% F
Trailing 5 Years  
Capital Gain -46.90% 29% F 23% F
Dividend Return 10.45% 20% F 41% F
Total Return -36.45% 29% F 22% F
Average Annual (5 Year Horizon)  
Capital Gain -4.19% 33% F 23% F
Dividend Return 2.27% 50% F 48% F
Total Return -1.92% 22% F 22% F
Risk Return Profile  
Volatility (Standard Deviation) 18.89% 33% F 50% F
Risk Adjusted Return -10.17% 22% F 22% F
Market Capitalization 26.71B 73% C 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 5.87 73% C 86% B
Price/Book Ratio 0.42 78% C+ 90% A-
Price / Cash Flow Ratio -28.78 82% B- 96% A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.81% 55% F 51% F
Return on Invested Capital 6.05% 27% F 50% F
Return on Assets 1.07% 55% F 30% F
Debt to Equity Ratio 53.83% 18% F 60% D-
Technical Ratios  
Short Ratio 1.59 67% D+ 52% F
Short Percent 1.71% 43% F 77% C+
Beta 1.39 27% F 30% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector