AIG:NYE-American International Group Inc (USD)

COMMON STOCK | Insurance-Diversified | NYE

Last Closing Price

USD 58.55

Change

-0.68 (-1.15)%

Market Cap

USD 50.65B

Volume

3.98M

Avg Analyst Target

USD 58.13 (-0.73%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment offers general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, voluntary and sponsor-paid personal accident, and supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, fixed index and fixed annuities, and retail mutual funds; group mutual funds, group and individual annuities, and investment products, and financial planning and advisory services; plan administrative and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. American International Group, Inc. was founded in 1919 and is based in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BRK-B Berkshire Hathaway Inc

-3.07 (-1.06%)

USD656.78B 13.70 N/A
BRK-A Berkshire Hathaway Inc

-4,840.00 (-1.11%)

USD655.01B 13.67 N/A
AIG-PA American International Group I..

+0.08 (+0.30%)

USD48.64B 5.66 N/A
SLF Sun Life Financial Inc

-0.05 (-0.09%)

USD33.72B 12.54 N/A
HIG The Hartford Financial Service..

-0.13 (-0.18%)

USD25.32B 12.36 N/A
HIG-PG The Hartford Financial Service..

+0.06 (+0.21%)

USD20.88B 4.77 N/A
ATH Athene Holding Ltd

-2.43 (-2.71%)

USD17.30B 11.20 N/A
EQH Equitable Holdings Inc

-0.33 (-0.98%)

USD13.92B 29.24 N/A
AEG Aegon N.V

-0.12 (-2.30%)

USD11.10B 40.60 N/A
ATH-PA Athene Holding Ltd

-0.01 (-0.03%)

USD9.33B 1.38 N/A

ETFs Containing AIG

Symbol Name Weight Mer Price(Change) Market Cap
BSJM Invesco BulletShares 2022.. 0.00 % 0.42 %

N/A

USD0.89B
FTA First Trust Large Cap Val.. 0.00 % 0.60 %

-1.12 (-1.65%)

USD1.05B
IAK iShares U.S. Insurance ET.. 0.00 % 0.42 %

-1.17 (-1.39%)

USD0.10B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

-1.33 (-1.64%)

USD0.08B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
INSR:CA BMO Global Insurance Hedg.. 0.00 % 0.37 %

N/A

USD5.14M
ERM First Trust Exchange-Trad.. 0.00 % 0.68 %

-0.35 (-1.35%)

USD0.01B
TERM EquityCompass Tactical Ri.. 0.00 % 0.67 %

-0.03 (-0.31%)

USD0.01B
HEA-U:CA Horizons Enhanced Income .. 0.00 % 0.83 %

N/A

N/A
VLIQ:LSE Vanguard Global Liquidity.. 0.00 % 0.00 %

N/A

USD0.01B
TEQI T. Rowe Price Equity Inco.. 0.00 % 0.54 %

-0.55 (-1.52%)

N/A
TWIO Spinnaker ETF Series - Tr.. 0.00 % 0.85 %

+0.02 (+0.19%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 54.65% 93% A 90% A-
Dividend Return 2.54% 27% F 52% F
Total Return 57.18% 93% A 89% B+
Trailing 12 Months  
Capital Gain 93.68% 86% B 87% B+
Dividend Return 4.23% 27% F 58% F
Total Return 97.92% 79% C+ 87% B+
Trailing 5 Years  
Capital Gain -4.45% 14% F 25% F
Dividend Return 10.44% 20% F 35% F
Total Return 5.99% 14% F 22% F
Average Annual (5 Year Horizon)  
Capital Gain -0.69% 7% F 17% F
Dividend Return 2.69% 64% D 60% D-
Total Return 2.00% 7% F 20% F
Risk Return Profile  
Volatility (Standard Deviation) 41.41% 14% F 25% F
Risk Adjusted Return 4.84% 7% F 15% F
Market Capitalization 50.65B 83% B 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.36 50% F 69% D+
Price/Book Ratio 0.78 89% B+ 88% B+
Price / Cash Flow Ratio 48.80 8% F 7% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.72% 25% F 41% F
Return on Invested Capital -4.63% 19% F 17% F
Return on Assets 0.62% 31% F 24% F
Debt to Equity Ratio 119.93% 13% F 30% F
Technical Ratios  
Short Ratio 1.93 56% F 55% F
Short Percent 1.09% 44% F 77% C+
Beta 1.34 56% F 32% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.