AIG:NYE-American International Group, Inc (USD)

COMMON STOCK | Insurance-Diversified | NYE

Last Closing Price

USD 46.76

Change

+1.23 (+2.70)%

Market Cap

USD 39.26B

Volume

3.18M

Average Target Price

USD 46.53 (-0.48%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment offers general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, voluntary and sponsor-paid personal accident, and supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, fixed index and fixed annuities, and retail mutual funds; group mutual funds, group and individual annuities, and investment products, and financial planning and advisory services; plan administrative and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-21 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BRK-A Berkshire Hathaway Inc

+7,063.94 (+1.75%)

USD620.91B 15.24 N/A
BRK-B Berkshire Hathaway Inc

+4.32 (+1.61%)

USD620.90B 0.01 N/A
AIG-PA American International Group, ..

+0.15 (+0.52%)

USD50.09B 5.95 N/A
SLF Sun Life Financial Inc

+0.80 (+1.54%)

USD30.38B 15.83 N/A
HIG The Hartford Financial Service..

+1.72 (+2.62%)

USD23.48B 13.81 N/A
HIG-PG The Hartford Financial Service..

+0.02 (+0.07%)

USD21.23B 6.00 N/A
EQH Equitable Holdings, Inc

+0.80 (+2.45%)

USD14.43B 72.04 N/A
ATH Athene Holding Ltd

+1.27 (+2.29%)

USD10.62B 6.64 N/A
AEG Aegon N.V

+0.06 (+1.34%)

USD9.60B 4.12 N/A
ATH-PA Athene Holding Ltd

+0.18 (+0.63%)

USD8.95B 3.43 N/A

ETFs Containing AIG

Symbol Name Weight Mer Price(Change) Market Cap
BSCL Invesco BulletShares 2021.. 0.00 % 0.10 %

N/A

USD1.88B
BSJM Invesco BulletShares 2022.. 0.00 % 0.42 %

N/A

USD0.85B
IAK iShares U.S. Insurance ET.. 0.00 % 0.42 %

+1.20 (+1.56%)

USD0.07B
JKI iShares Morningstar Mid-C.. 0.00 % 0.06 %

N/A

USD0.41B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

+1.17 (+1.51%)

USD0.24B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
INSR:CA BMO Global Insurance Hedg.. 0.00 % 0.37 %

N/A

USD5.14M
HEA-U:CA Horizons Enhanced Income .. 0.00 % 0.83 %

N/A

N/A
VLIQ:LSE Vanguard Global Liquidity.. 0.00 % 0.00 %

N/A

USD0.01B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 23.51% 79% C+ 82% B-
Dividend Return 0.85% 30% F 46% F
Total Return 24.35% 71% C- 82% B-
Trailing 12 Months  
Capital Gain 110.06% 83% B 81% B-
Dividend Return 5.75% 67% D+ 70% C-
Total Return 115.81% 83% B 81% B-
Trailing 5 Years  
Capital Gain -16.78% 29% F 18% F
Dividend Return 11.39% 25% F 38% F
Total Return -5.39% 14% F 17% F
Average Annual (5 Year Horizon)  
Capital Gain -9.20% 8% F 12% F
Dividend Return 2.42% 67% D+ 57% F
Total Return -6.78% 8% F 11% F
Risk Return Profile  
Volatility (Standard Deviation) 28.45% 25% F 33% F
Risk Adjusted Return -23.84% 8% F 12% F
Market Capitalization 39.26B 75% C 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.04 58% F 89% B+
Price/Book Ratio 0.62 78% C+ 94% A
Price / Cash Flow Ratio 37.83 17% F 9% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -8.67% 7% F 24% F
Return on Invested Capital -4.68% 14% F 16% F
Return on Assets 0.31% 29% F 25% F
Debt to Equity Ratio 121.45% 7% F 31% F
Technical Ratios  
Short Ratio 1.86 44% F 49% F
Short Percent 1.03% 71% C- 83% B
Beta 1.38 50% F 31% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector