AFL:NYE-Aflac Incorporated (USD)

COMMON STOCK | Other | NYE

Last Closing Price

USD 35.40

Change

-0.37 (-1.03)%

Market Cap

USD 26.54B

Volume

6.08M

Average Target Price

USD 52.80 (+49.15%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Aflac Incorporated, through its subsidiaries, provides voluntary supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers voluntary supplemental insurance products, including cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. The Aflac U.S. segment provides products designed to protect individuals from depletion of assets comprising accident, cancer, critical illness/care, hospital indemnity, fixed-benefit dental, and vision care plans; and loss-of-income products, such as life and short-term disability plans in the United States. The company sells its products through sales associates and brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-03-27 )

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ETFs Containing AFL

Symbol Name Weight Mer Price(Change) Market Cap
FLI:CA CI First Asset U.S. &.. 10.18 % 0.92 %

-0.22 (-3.18%)

USD0.10B
IAK iShares U.S. Insurance ET.. 5.24 % 0.43 %

-1.49 (-2.92%)

USD0.08B
PXLV Invesco S&P 500 Value.. 3.47 % 0.39 %

N/A

USD0.06B
LGLV SPDR SSGA US Large Cap Lo.. 1.37 % 0.12 %

-1.73 (-1.88%)

USD1.02B
VLQ:CA Vanguard Global Liquidity.. 0.58 % 0.40 %

-0.36 (-1.33%)

USD0.01B
VSL Volshares Large Cap ETF 0.00 % 0.65 %

-0.19 (-0.83%)

USD7.58M
CORP PIMCO Investment Grade Co.. 0.00 % 0.20 %

+0.15 (+0.14%)

USD0.68B

Market Performance

  Market Performance vs.
Industry/Classification (Other)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -33.08% 35% F 37% F
Dividend Return 0.53% 24% F 29% F
Total Return -32.55% 35% F 37% F
Trailing 12 Months  
Capital Gain -28.77% 44% F 38% F
Dividend Return 2.19% 43% F 53% F
Total Return -26.58% 43% F 38% F
Trailing 5 Years  
Capital Gain 11.41% 80% B- 79% C+
Dividend Return 14.07% 43% F 54% F
Total Return 25.48% 79% C+ 79% C+
Average Annual (5 Year Horizon)  
Capital Gain 14.07% 88% B+ 85% B
Dividend Return 2.32% 64% D 51% F
Total Return 16.39% 88% B+ 85% B
Risk Return Profile  
Volatility (Standard Deviation) 8.96% 100% A+ 82% B-
Risk Adjusted Return 183.03% 100% A+ 99% A+
Market Capitalization 26.54B 91% A- 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Other)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.29 62% D- 73% C
Price/Book Ratio 0.92 53% F 52% F
Price / Cash Flow Ratio 4.86 45% F 52% F
EV/EBITDA 5.08 79% C+ 74% C
Management Effectiveness  
Return on Equity 12.61% 75% C 69% D+
Return on Invested Capital 10.94% 80% B- 75% C
Return on Assets 1.99% 51% F 40% F
Debt to Equity Ratio 22.13% 87% B+ 82% B-
Technical Ratios  
Short Ratio 2.88 42% F 35% F
Short Percent 2.11% 68% D+ 76% C
Beta 0.80 55% F 62% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector