AFG:NYE-American Financial Group, Inc (USD)

COMMON STOCK | Insurance-Property & Casualty | NYE

Last Closing Price

USD 127.81

Change

+1.49 (+1.18)%

Market Cap

USD 10.75B

Volume

0.35M

Avg Analyst Target

USD 125.00 (-2.20%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers. In addition, the company engages in the commercial real estate operations in Cincinnati, Whitefield, New Hampshire, Chesapeake Bay, Charleston, and Palm Beach. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio. Address: 301 East Fourth Street, Cincinnati, OH, United States, 45202

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-08-03 )

Largest Industry Peers for Insurance-Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CB Chubb Limited

+2.27 (+1.33%)

USD74.74B 9.44 N/A
PGR The Progressive Corporation

+1.57 (+1.65%)

USD55.69B 10.24 N/A
ALL The Allstate Corporation

+0.95 (+0.73%)

USD38.84B 11.42 N/A
TRV The Travelers Companies, Inc

+1.44 (+0.97%)

USD37.15B 10.02 N/A
ALL-PH The Allstate Corporation

-0.20 (-0.72%)

USD34.66B 2.44 N/A
ALL-PG The Allstate Corporation

-0.04 (-0.15%)

USD34.64B 2.37 N/A
MKL Markel Corporation

+0.23 (+0.02%)

USD16.59B 6.09 N/A
L Loews Corporation

-0.07 (-0.13%)

USD14.11B 14.83 N/A
WRB W. R. Berkley Corporation

-0.28 (-0.38%)

USD12.98B 14.71 N/A
CNA CNA Financial Corporation

+0.19 (+0.43%)

USD11.90B 11.24 N/A

ETFs Containing AFG

Symbol Name Weight Mer Price(Change) Market Cap
MOM AGFiQ U.S. Market Neutral.. 0.00 % 2.58 %

N/A

USD4.73M
VUSE Vident Core U.S. Equity F.. 0.00 % 0.48 %

+0.32 (+0.74%)

USD0.43B
PY Principal Exchange-Traded.. 0.00 % 0.15 %

+0.42 (+1.00%)

USD0.04B
VSDA VictoryShares Dividend Ac.. 0.00 % 0.35 %

+0.22 (+0.49%)

USD0.34B
FOVL iShares Trust - iShares F.. 0.00 % 0.25 %

+0.52 (+0.96%)

USD0.04B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 45.87% 97% A+ 90% A-
Dividend Return 19.97% 100% A+ 100% A+
Total Return 65.84% 97% A+ 94% A
Trailing 12 Months  
Capital Gain 108.40% 97% A+ 90% A-
Dividend Return 32.61% 100% A+ 100% A+
Total Return 141.01% 100% A+ 93% A
Trailing 5 Years  
Capital Gain 77.54% 77% C+ 73% C
Dividend Return 51.19% 100% A+ 97% A+
Total Return 128.73% 91% A- 83% B
Average Annual (5 Year Horizon)  
Capital Gain 7.70% 78% C+ 61% D-
Dividend Return 5.45% 100% A+ 87% B+
Total Return 13.15% 81% B- 69% D+
Risk Return Profile  
Volatility (Standard Deviation) 40.10% 6% F 24% F
Risk Adjusted Return 32.79% 50% F 43% F
Market Capitalization 10.75B 64% D 82% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.68 74% C 83% B
Price/Book Ratio 1.61 21% F 57% F
Price / Cash Flow Ratio 4.92 82% B- 64% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 19.30% 67% D+ 80% B-
Return on Invested Capital 7.72% 53% F 68% D+
Return on Assets 1.65% 37% F 40% F
Debt to Equity Ratio 28.91% 13% F 75% C
Technical Ratios  
Short Ratio 1.81 96% A 55% F
Short Percent 1.50% 52% F 69% D+
Beta 0.92 20% F 63% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.