AFG:NYE-American Financial Group, Inc (USD)

COMMON STOCK | Insurance—Property & Casualty | NYE

Last Closing Price

USD 70.08

Change

-1.48 (-2.07)%

Market Cap

USD 6.42B

Volume

0.67M

Average Target Price

USD 100.00 (+42.69%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. The company operates through three segments: Property and Casualty Insurance, Annuity, and Other. It offers property and transportation insurance products, such as physical damage and liability coverage for buses, trucks, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, general liability, executive and professional liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, surety and fidelity products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers, as well as through employee agents. It also provides traditional fixed, fixed-indexed, and variable-indexed annuities to the retail, financial institutions, registered investment advisor, and education markets. In addition, the company engages in the commercial real estate operations in Cincinnati, Whitefield, New Hampshire, Chesapeake Bay, Charleston, and Palm Beach. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-03-31 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CB Chubb Limited

-2.35 (-2.06%)

USD48.99B 11.16 11.13
ALL-PG The Allstate Corporation

-0.14 (-0.55%)

USD32.25B 1.79 1.78
ALL The Allstate Corporation

-2.91 (-3.07%)

USD28.03B 6.31 4.57
TRV The Travelers Companies, Inc

-3.24 (-3.16%)

USD25.49B 10.08 5.92
MKL Markel Corporation

-19.10 (-2.02%)

USD12.30B 6.91 4.67
L Loews Corporation

-0.60 (-1.69%)

USD10.02B 11.35 7.41
WRB W. R. Berkley Corporation

-2.34 (-4.29%)

USD10.00B 15.49 10.09
CNA CNA Financial Corporation

-1.94 (-5.88%)

USD8.95B 8.99 6.71
Y Alleghany Corporation

-13.25 (-2.34%)

USD8.11B 9.52 6.12
KMPR Kemper Corporation

+1.17 (+1.60%)

USD4.89B 9.20 5.76

ETFs Containing AFG

Symbol Name Weight Mer Price(Change) Market Cap
IVOV Vanguard S&P Mid-Cap 400 .. 0.96 % 0.15 %

-1.05 (-1.23%)

USD0.82B
MDYV SPDR S&P 400 Mid Cap Valu.. 0.92 % 0.15 %

-0.36 (-1.01%)

USD1.29B
IJJ iShares S&P Mid-Cap 400 V.. 0.92 % 0.25 %

-1.16 (-1.05%)

USD5.48B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -36.09% 7% F 32% F
Dividend Return 0.41% 29% F 20% F
Total Return -35.68% 7% F 32% F
Trailing 12 Months  
Capital Gain -27.73% 39% F 40% F
Dividend Return 5.16% 84% B 83% B
Total Return -22.57% 43% F 44% F
Trailing 5 Years  
Capital Gain 9.26% 68% D+ 78% C+
Dividend Return 28.95% 91% A- 86% B
Total Return 38.21% 80% B- 85% B
Average Annual (5 Year Horizon)  
Capital Gain 11.86% 75% C 83% B
Dividend Return 4.33% 86% B 75% C
Total Return 16.19% 83% B 85% B
Risk Return Profile  
Volatility (Standard Deviation) 17.78% 33% F 46% F
Risk Adjusted Return 91.09% 75% C 86% B
Market Capitalization 6.42B 70% C- 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.21 73% C 79% C+
Price/Book Ratio 1.02 47% F 49% F
Price / Cash Flow Ratio 2.61 87% B+ 67% D+
EV/EBITDA 4.33 80% B- 79% C+
Management Effectiveness  
Return on Equity 15.46% 83% B 77% C+
Return on Invested Capital 12.53% 60% D- 80% B-
Return on Assets 1.20% 23% F 28% F
Debt to Equity Ratio 36.11% 23% F 72% C-
Technical Ratios  
Short Ratio 2.45 46% F 38% F
Short Percent 1.77% 58% F 80% B-
Beta 0.91 17% F 55% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.