AFG:NYE-American Financial Group, Inc (USD)

COMMON STOCK | Insurance—Property & Casualty | NYE

Last Closing Price

USD 61.06

Change

+1.46 (+2.45)%

Market Cap

USD 5.42B

Volume

0.36M

Average Target Price

USD 81.00 (+32.66%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. The company operates through three segments: Property and Casualty Insurance, Annuity, and Other. It offers property and transportation insurance products, such as physical damage and liability coverage for buses, trucks, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, general liability, executive and professional liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, surety and fidelity products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers, as well as through employee agents. It also provides traditional fixed, fixed-indexed, and variable-indexed annuities to the retail, financial institutions, registered investment advisor, and education markets. In addition, the company engages in the commercial real estate operations in Cincinnati, Whitefield, New Hampshire, Chesapeake Bay, Charleston, and Palm Beach. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-07-06 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CB Chubb Limited

+1.72 (+1.37%)

USD56.95B 16.15 N/A
PGR The Progressive Corporation

+0.19 (+0.24%)

USD45.24B 13.34 N/A
ALL-PG The Allstate Corporation

+0.11 (+0.41%)

USD34.66B 1.79 N/A
ALL The Allstate Corporation

+1.55 (+1.65%)

USD29.20B 8.31 N/A
TRV The Travelers Companies, Inc

+2.11 (+1.88%)

USD28.54B 12.55 N/A
MKL Markel Corporation

+9.03 (+1.00%)

USD12.33B 6.83 N/A
WRB W. R. Berkley Corporation

+0.77 (+1.36%)

USD9.96B 22.63 N/A
L Loews Corporation

+0.83 (+2.46%)

USD9.34B 14.83 N/A
CNA CNA Financial Corporation

+0.26 (+0.83%)

USD8.61B 14.86 N/A
Y Alleghany Corporation

-2.20 (-0.45%)

USD6.70B 133.86 N/A

ETFs Containing AFG

Symbol Name Weight Mer Price(Change) Market Cap
PFFA Virtus InfraCap U.S. Pref.. 5.62 % 2.01 %

-0.15 (-0.79%)

USD0.09B
RWCD Direxion MSCI Cyclicals O.. 0.00 % 0.45 %

+1.91 (+2.76%)

USD0.01B
UYG ProShares Ultra Financial.. 0.00 % 0.95 %

+0.72 (+2.48%)

USD0.45B
UMDD ProShares UltraPro MidCap.. 0.00 % 0.95 %

+1.65 (+3.40%)

USD0.02B
FAS Direxion Daily Financial .. 0.00 % 0.99 %

+1.23 (+3.90%)

USD1.18B
MVV ProShares Ultra MidCap400 0.00 % 0.95 %

+0.58 (+2.01%)

USD0.11B
BTAL AGFiQ U.S. Market Neutral.. 0.00 % 2.11 %

-0.14 (-0.57%)

USD0.16B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -44.31% 11% F 12% F
Dividend Return 0.82% 29% F 37% F
Total Return -43.49% 11% F 12% F
Trailing 12 Months  
Capital Gain -42.26% 11% F 16% F
Dividend Return 3.36% 84% B 68% D+
Total Return -38.90% 11% F 16% F
Trailing 5 Years  
Capital Gain -8.97% 41% F 44% F
Dividend Return 27.98% 95% A 83% B
Total Return 19.01% 55% F 57% F
Average Annual (5 Year Horizon)  
Capital Gain 8.80% 75% C 83% B
Dividend Return 4.40% 86% B 75% C
Total Return 13.20% 83% B 85% B
Risk Return Profile  
Volatility (Standard Deviation) 21.49% 33% F 46% F
Risk Adjusted Return 61.42% 75% C 86% B
Market Capitalization 5.42B 63% D 79% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.98 28% F 30% F
Price/Book Ratio 1.13 52% F 55% F
Price / Cash Flow Ratio 2.21 89% B+ 70% C-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.46% 44% F 41% F
Return on Invested Capital 11.77% 70% C- 77% C+
Return on Assets 0.45% 26% F 21% F
Debt to Equity Ratio 23.50% 48% F 80% B-
Technical Ratios  
Short Ratio 1.36 78% C+ 59% F
Short Percent 2.07% 39% F 73% C
Beta 0.84 30% F 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.