AEG:NYE-Aegon N.V (USD)

COMMON STOCK | Insurance-Diversified | NYE

Last Closing Price

USD 4.39

Change

-0.10 (-2.23)%

Market Cap

USD 9.52B

Volume

3.79M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Aegon N.V. provides a range of financial services in the Americas, Europe, and Asia. Its insurance products include life, accident, and health insurance; property and casualty insurance; and household and car insurance, as well as pension products. The company also offers savings products, such as retirement plan services; annuities; mutual funds; and stable value solutions. In addition, it provides retail and institutional investment management solutions, retirement savings vehicles, residential mortgages, and digital banking services. The company markets its products through brokers, agents, banks, employee benefit consultants, independent financial advisors, bancassurance channels, and advice centers. Aegon N.V. was founded in 1983 and is headquartered in The Hague, the Netherlands.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-17 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BRK-A Berkshire Hathaway Inc

-5,286.00 (-1.24%)

USD647.87B 6.44 N/A
BRK-B Berkshire Hathaway Inc

-4.42 (-1.56%)

USD646.58B 0.00 N/A
AIG-PA American International Group, ..

+0.12 (+0.43%)

USD50.47B 5.95 N/A
AIG American International Group, ..

-2.91 (-5.63%)

USD44.35B 6.04 N/A
SLF Sun Life Financial Inc

-1.01 (-1.94%)

USD30.59B 12.59 N/A
HIG The Hartford Financial Service..

-1.74 (-2.69%)

USD23.07B 13.78 N/A
HIG-PG The Hartford Financial Service..

+0.07 (+0.25%)

USD20.97B 6.02 N/A
EQH Equitable Holdings, Inc

-1.23 (-3.87%)

USD13.60B 72.04 N/A
ATH Athene Holding Ltd

-0.46 (-0.72%)

USD12.25B 3.66 N/A
ATH-PA Athene Holding Ltd

+0.01 (+0.03%)

USD9.15B 3.51 N/A

ETFs Containing AEG

Symbol Name Weight Mer Price(Change) Market Cap
EUR:CA First Trust AlphaDEX Euro.. 0.00 % 0.66 %

N/A

USD6.05M

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.14% 43% F 53% F
Dividend Return 1.84% 36% F 59% F
Total Return 12.98% 43% F 56% F
Trailing 12 Months  
Capital Gain 49.32% 42% F 69% D+
Dividend Return 4.89% 44% F 67% D+
Total Return 54.21% 67% D+ 71% C-
Trailing 5 Years  
Capital Gain -0.68% 29% F 28% F
Dividend Return 35.35% 100% A+ 87% B+
Total Return 34.67% 29% F 42% F
Average Annual (5 Year Horizon)  
Capital Gain -0.16% 17% F 27% F
Dividend Return 6.81% 100% A+ 90% A-
Total Return 6.64% 50% F 50% F
Risk Return Profile  
Volatility (Standard Deviation) 38.17% 8% F 26% F
Risk Adjusted Return 17.39% 25% F 29% F
Market Capitalization 9.52B 25% F 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.12 75% C 93% A
Price/Book Ratio 0.32 100% A+ 98% A+
Price / Cash Flow Ratio -3.33 92% A- 85% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -4.15% 36% F 25% F
Return on Invested Capital -0.47% 36% F 26% F
Return on Assets 0.02% 21% F 20% F
Debt to Equity Ratio 42.29% 21% F 67% D+
Technical Ratios  
Short Ratio 0.99 89% B+ 70% C-
Short Percent 0.10% 89% B+ 94% A
Beta 1.51 43% F 25% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector