COLB:NSD-Columbia Banking System, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 45.59

Change

-0.06 (-0.13)%

Market Cap

USD 3.27B

Volume

0.36M

Average Target Price

USD 41.33 (-9.34%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in Washington, Oregon, and Idaho. It offers personal banking products and services, including non-interest and interest-bearing checking, saving, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder and other commercial real estate loans, as well as loans guaranteed by the small business; debit and credit cards; and professional banking, treasury management, merchant card, and international banking services. In addition, it offers wealth management services in the areas of private banking, financial services, and trust and investment services to individuals, families, and professional businesses. Further, the company provides fiduciary, agency, trust, and related services, as well as life insurance products. The company operates approximately 150 branches. Columbia Banking System, Inc. was founded in 1993 and is headquartered in Tacoma, Washington.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.07 (-0.27%)

USD27.88B 37.07 N/A
SIVB SVB Financial Group

-11.98 (-2.33%)

USD26.73B 22.50 N/A
FITB Fifth Third Bancorp

-0.35 (-0.97%)

USD25.45B 19.62 N/A
FITBI Fifth Third Bancorp

+0.14 (+0.50%)

USD19.55B 15.27 N/A
HBAN Huntington Bancshares Incorpor..

-0.15 (-0.94%)

USD16.20B 23.09 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 36.78 N/A
SBNY Signature Bank

-5.57 (-2.51%)

USD11.80B 22.12 N/A
ZION Zions Bancorporation, National..

N/A

USD8.91B 17.96 N/A
CBSH Commerce Bancshares, Inc

-0.95 (-1.26%)

USD8.86B 26.03 N/A
PBCT People's United Financial, Inc

-0.40 (-2.19%)

USD7.78B 37.40 N/A

ETFs Containing COLB

Symbol Name Weight Mer Price(Change) Market Cap
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

-0.77 (-1.27%)

USD0.06B
PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

-0.62 (-1.11%)

USD0.03B
SLYV SPDR S&P 600 Small Cap Va.. 0.00 % 0.15 %

-0.72 (-0.90%)

USD2.76B
VIOV Vanguard S&P Small-Cap 60.. 0.00 % 0.15 %

-1.91 (-1.12%)

USD0.89B
KSCD KFA Small Cap Quality Div.. 0.00 % 0.52 %

-0.40 (-1.43%)

USD0.04B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 26.99% 79% C+ 81% B-
Dividend Return 0.78% 42% F 56% F
Total Return 27.77% 79% C+ 81% B-
Trailing 12 Months  
Capital Gain 41.28% 86% B 62% D-
Dividend Return 3.47% 63% D 67% D+
Total Return 44.75% 86% B 64% D
Trailing 5 Years  
Capital Gain 53.76% 57% F 54% F
Dividend Return 16.73% 50% F 61% D-
Total Return 70.49% 59% F 56% F
Average Annual (5 Year Horizon)  
Capital Gain -1.14% 43% F 34% F
Dividend Return 2.65% 67% D+ 67% D+
Total Return 1.52% 47% F 38% F
Risk Return Profile  
Volatility (Standard Deviation) 19.60% 62% D- 70% C-
Risk Adjusted Return 7.75% 46% F 38% F
Market Capitalization 3.27B 88% B+ 80% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.07 22% F 47% F
Price/Book Ratio 1.35 22% F 77% C+
Price / Cash Flow Ratio 17.01 32% F 25% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.84% 36% F 68% D+
Return on Invested Capital 21.52% 96% A 92% A-
Return on Assets 1.01% 61% D- 59% F
Debt to Equity Ratio 1.49% 98% A+ 87% B+
Technical Ratios  
Short Ratio 7.00 14% F 12% F
Short Percent 4.39% 6% F 41% F
Beta 0.93 49% F 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.