CFB:NSD-CrossFirst Bankshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 13.68

Change

-0.15 (-1.08)%

Market Cap

USD 0.70B

Volume

0.05M

Avg Analyst Target

USD 15.50 (+13.30%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

CrossFirst Bankshares, Inc. operates as the bank holding company for CrossFirst Bank that provides various banking and financial services to businesses, business owners, professionals, and its personal networks. The company offers commercial real estate, construction and development, 1-4 family real estate, commercial, energy, and consumer loans. It also provides a range of deposit products consisting of noninterest-bearing demand and interest-bearing deposits, which include transaction accounts, savings accounts, money market accounts, and certificates of deposit; and personal and business checking and savings accounts, as well as negotiable order of withdrawal accounts; and brokered and reciprocal deposits. In addition, the company offers international banking services; treasury management services; automated teller machine access; and mobile banking services. Further, it holds investments in marketable securities. The company operates eight full-service banking centers located in Leawood and Wichita, Kansas; Kansas City, Missouri; Oklahoma City and Tulsa, Oklahoma; and Dallas and Frisco, Texas. CrossFirst Bankshares, Inc. was founded in 2007 and is headquartered in Leawood, Kansas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-08-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-0.41 (-0.07%)

USD30.95B 15.66 N/A
HBANN Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD28.44B 28.17 N/A
FITB Fifth Third Bancorp

-0.47 (-1.28%)

USD25.93B 10.74 N/A
HBAN Huntington Bancshares Incorpor..

-0.19 (-1.31%)

USD21.34B 15.60 N/A
FITBI Fifth Third Bancorp

-0.21 (-0.73%)

USD20.22B 8.43 N/A
SBNY Signature Bank

-1.63 (-0.70%)

USD13.39B 18.25 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation, National..

-0.51 (-0.97%)

USD8.56B 7.92 N/A
CBSH Commerce Bancshares, Inc

-0.15 (-0.22%)

USD8.01B 14.68 N/A
FCNCA First Citizens BancShares, Inc

+13.81 (+1.75%)

USD7.48B 13.48 N/A

ETFs Containing CFB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 27.26% 65% D 76% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 27.26% 61% D- 76% C
Trailing 12 Months  
Capital Gain 39.02% 36% F 61% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 39.02% 31% F 59% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 4.89% 65% D 42% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 4.89% 51% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 31.17% 38% F 58% F
Risk Adjusted Return 15.69% 43% F 32% F
Market Capitalization 0.70B 66% D 60% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.44 18% F 53% F
Price/Book Ratio 1.10 54% F 84% B
Price / Cash Flow Ratio 8.75 68% D+ 40% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.02% 18% F 65% D
Return on Invested Capital 1.31% 26% F 56% F
Return on Assets 0.81% 22% F 51% F
Debt to Equity Ratio 47.09% 31% F 41% F
Technical Ratios  
Short Ratio 3.39 33% F 39% F
Short Percent 1.35% 39% F 72% C-
Beta N/A N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.