CFB:NSD-CrossFirst Bankshares, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 9.33

Change

+0.23 (+2.53)%

Market Cap

USD 0.50B

Volume

0.13M

Average Target Price

USD 9.50 (+1.82%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

CrossFirst Bankshares, Inc. operates as the bank holding company for CrossFirst Bank that provides a range of banking and financial services to businesses, business owners, and professionals and its personal networks. The company offers commercial real estate, construction and development, and 1-4 family real estate loans, commercial loans, energy loans, and consumer loans. It also provides a range of deposit products consisting of non-interest-bearing demand deposits and interest-bearing deposits, which include savings accounts, money market accounts, and certificates of deposit; and personal and business checking and savings account, as well as transaction accounts comprising negotiable order of withdrawal accounts; and brokered and reciprocal deposits. In addition, the company offers international banking services; treasury management services; automated teller machine access; and mobile banking services. Further, it holds investments in marketable securities. The company operates branches in Leawood and Wichita, Kansas; Kansas City, Missouri; Oklahoma City and Tulsa, Oklahoma; and Dallas and Frisco, Texas. CrossFirst Bankshares, Inc. was founded in 2007 and is headquartered in Leawood, Kansas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-01 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD29.17B 37.64 N/A
FITBI Fifth Third Bancorp

-0.25 (-0.87%)

USD20.09B 14.34 N/A
FITB Fifth Third Bancorp

+0.86 (+3.39%)

USD18.05B 12.65 N/A
SIVB SVB Financial Group

+10.31 (+2.99%)

USD17.86B 16.81 N/A
HBANO Huntington Bancshares Incorpor..

+0.10 (+0.39%)

USD13.33B 36.09 N/A
HBAN Huntington Bancshares Incorpor..

+0.42 (+3.48%)

USD12.29B 16.99 N/A
CBSH Commerce Bancshares, Inc

-2.84 (-4.31%)

USD7.36B 23.39 N/A
PBCTP People's United Financial, Inc

-0.21 (-0.74%)

USD6.85B 24.51 N/A
ZION Zions Bancorporation, National..

+1.48 (+3.84%)

USD6.33B 16.32 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A

ETFs Containing CFB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -35.30% 10% F 13% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -35.30% 6% F 12% F
Trailing 12 Months  
Capital Gain -31.45% 10% F 13% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -31.45% 7% F 13% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -3.29% N/A N/A 29% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -3.29% N/A N/A 26% F
Risk Return Profile  
Volatility (Standard Deviation) 10.22% N/A N/A 89% B+
Risk Adjusted Return -32.21% N/A N/A 20% F
Market Capitalization 0.50B 61% D- 56% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.46 57% F 70% C-
Price/Book Ratio 0.82 77% C+ 88% B+
Price / Cash Flow Ratio 6.72 73% C 43% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 0.62% 6% F 54% F
Return on Invested Capital 3.37% 16% F 54% F
Return on Assets 0.08% 6% F 47% F
Debt to Equity Ratio 59.78% 22% F 38% F
Technical Ratios  
Short Ratio 11.49 5% F 9% F
Short Percent 2.94% 14% F 51% F
Beta N/A N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.