CCNE:NSD-CNB Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 23.52

Change

0.00 (0.00)%

Market Cap

USD 0.40B

Volume

0.04M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides trust and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment. As of April 21, 2020, the company operated a private banking division; and 42 full-service offices in Pennsylvania, Ohio, and New York. CNB Financial Corporation was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.12B 36.29 N/A
SIVB SVB Financial Group

N/A

USD23.92B 22.49 N/A
FITB Fifth Third Bancorp

N/A

USD22.70B 15.91 N/A
FITBI Fifth Third Bancorp

N/A

USD20.13B 14.37 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD15.09B 20.76 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.71 N/A
SBNY Signature Bank

N/A

USD8.27B 16.24 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.26B 26.25 N/A
ZION Zions Bancorporation, National..

N/A

USD8.06B 20.78 N/A
PBCTP People's United Financial, Inc

N/A

USD6.61B 23.64 N/A

ETFs Containing CCNE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.47% 77% C+ 69% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.47% 77% C+ 69% D+
Trailing 12 Months  
Capital Gain -25.36% 10% F 14% F
Dividend Return 2.16% 35% F 52% F
Total Return -23.20% 9% F 14% F
Trailing 5 Years  
Capital Gain 37.22% 55% F 47% F
Dividend Return 19.54% 64% D 68% D+
Total Return 56.77% 60% D- 50% F
Average Annual (5 Year Horizon)  
Capital Gain 3.11% 61% D- 49% F
Dividend Return 2.70% 67% D+ 68% D+
Total Return 5.81% 65% D 52% F
Risk Return Profile  
Volatility (Standard Deviation) 27.95% 26% F 52% F
Risk Adjusted Return 20.79% 57% F 47% F
Market Capitalization 0.40B 54% F 48% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.43 80% B- 75% C
Price/Book Ratio 1.11 37% F 79% C+
Price / Cash Flow Ratio 7.63 72% C- 43% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.91% 75% C 77% C+
Return on Invested Capital 8.08% 60% D- 73% C
Return on Assets 0.85% 49% F 56% F
Debt to Equity Ratio 23.16% 49% F 61% D-
Technical Ratios  
Short Ratio 2.45 75% C 53% F
Short Percent 0.80% 74% C 84% B
Beta 0.95 48% F 64% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.