CCNE:NSD-CNB Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 22.59

Change

0.00 (0.00)%

Market Cap

USD 0.38B

Volume

0.09M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides trust and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment. As of February 10, 2021, the company operated a private banking division; one loan production office; one drive-up office; and 44 full-service offices in Pennsylvania, Ohio, and New York. CNB Financial Corporation was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD28.84B 17.48 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD28.41B 22.82 N/A
FITB Fifth Third Bancorp

N/A

USD25.91B 13.56 N/A
FITBI Fifth Third Bancorp

N/A

USD20.23B 10.62 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD19.60B 11.62 N/A
SBNY Signature Bank

N/A

USD13.55B 20.69 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 22.22 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.28B 19.64 N/A
ZION Zions Bancorporation, National..

N/A

USD8.24B 10.23 N/A
FCNCA First Citizens BancShares, Inc

N/A

USD7.88B 14.24 N/A

ETFs Containing CCNE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.11% 21% F 48% F
Dividend Return 1.60% 53% F 62% D-
Total Return 7.70% 21% F 50% F
Trailing 12 Months  
Capital Gain 29.75% 32% F 45% F
Dividend Return 3.91% 54% F 65% D
Total Return 33.66% 32% F 47% F
Trailing 5 Years  
Capital Gain 27.92% 37% F 41% F
Dividend Return 19.03% 71% C- 74% C
Total Return 46.94% 41% F 45% F
Average Annual (5 Year Horizon)  
Capital Gain 1.91% 50% F 35% F
Dividend Return 2.68% 62% D- 67% D+
Total Return 4.58% 52% F 37% F
Risk Return Profile  
Volatility (Standard Deviation) 28.61% 47% F 62% D-
Risk Adjusted Return 16.01% 49% F 34% F
Market Capitalization 0.38B 48% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.34 74% C 71% C-
Price/Book Ratio 1.13 57% F 85% B
Price / Cash Flow Ratio 13.26 43% F 32% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.27% 56% F 71% C-
Return on Invested Capital 7.28% 60% D- 72% C-
Return on Assets 0.88% 31% F 53% F
Debt to Equity Ratio 16.97% 66% D 64% D
Technical Ratios  
Short Ratio 4.27 59% F 38% F
Short Percent 0.88% 79% C+ 82% B-
Beta 1.03 41% F 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.