CCBG:NSD-Capital City Bank Group, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 23.93

Change

+1.16 (+5.09)%

Market Cap

USD 0.38B

Volume

0.03M

Average Target Price

USD 22.50 (-5.98%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking and banking-related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed-rate and adjustable rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care. As of March 30, 2020, it had 57 banking offices and 81 ATMs in Florida, Georgia, and Alabama. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-01 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD29.17B 37.64 N/A
FITBI Fifth Third Bancorp

-0.25 (-0.87%)

USD20.09B 14.34 N/A
FITB Fifth Third Bancorp

+0.86 (+3.39%)

USD18.05B 12.65 N/A
SIVB SVB Financial Group

+10.31 (+2.99%)

USD17.86B 16.81 N/A
HBANO Huntington Bancshares Incorpor..

+0.10 (+0.39%)

USD13.33B 36.09 N/A
HBAN Huntington Bancshares Incorpor..

+0.42 (+3.48%)

USD12.29B 16.99 N/A
CBSH Commerce Bancshares, Inc

-2.84 (-4.31%)

USD7.36B 23.39 N/A
PBCTP People's United Financial, Inc

-0.21 (-0.74%)

USD6.85B 24.51 N/A
ZION Zions Bancorporation, National..

+1.48 (+3.84%)

USD6.33B 16.32 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A

ETFs Containing CCBG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -21.54% 50% F 25% F
Dividend Return 1.38% 19% F 41% F
Total Return -20.16% 46% F 24% F
Trailing 12 Months  
Capital Gain -15.44% 57% F 27% F
Dividend Return 1.94% 30% F 47% F
Total Return -13.50% 56% F 27% F
Trailing 5 Years  
Capital Gain 53.79% 84% B 66% D
Dividend Return 10.03% 19% F 37% F
Total Return 63.82% 85% B 66% D
Average Annual (5 Year Horizon)  
Capital Gain 14.21% N/A N/A 72% C-
Dividend Return 1.43% N/A N/A 38% F
Total Return 15.64% N/A N/A 72% C-
Risk Return Profile  
Volatility (Standard Deviation) 21.43% N/A N/A 66% D
Risk Adjusted Return 72.96% N/A N/A 84% B
Market Capitalization 0.38B 55% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.80 53% F 68% D+
Price/Book Ratio 1.20 17% F 73% C
Price / Cash Flow Ratio 7.11 69% D+ 42% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.48% 86% B 83% B
Return on Invested Capital 8.00% 61% D- 73% C
Return on Assets 1.27% 85% B 63% D
Debt to Equity Ratio 18.16% 58% F 66% D
Technical Ratios  
Short Ratio 27.60 1% F 1% F
Short Percent 4.32% 8% F 42% F
Beta 0.88 49% F 67% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector