CCBG:NSD-Capital City Bank Group, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 27.25

Change

0.00 (0.00)%

Market Cap

USD 0.46B

Volume

0.03M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking and banking-related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed-rate and adjustable rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care. As of March 30, 2020, it had 57 banking offices and 81 ATMs in Florida, Georgia, and Alabama. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida. Address: 217 North Monroe Street, Tallahassee, FL, United States, 32301

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.94B 37.14 N/A
SIVB SVB Financial Group

N/A

USD26.40B 22.21 N/A
FITB Fifth Third Bancorp

N/A

USD26.15B 20.09 N/A
FITBI Fifth Third Bancorp

N/A

USD19.91B 15.55 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD16.51B 23.52 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 36.78 N/A
SBNY Signature Bank

N/A

USD12.83B 22.35 N/A
ZION Zions Bancorporation, National..

N/A

USD9.16B 18.47 N/A
CBSH Commerce Bancshares, Inc

N/A

USD9.03B 26.53 N/A
PBCT People's United Financial, Inc

N/A

USD7.83B 37.61 N/A

ETFs Containing CCBG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.86% 24% F 58% F
Dividend Return 0.61% 26% F 44% F
Total Return 11.47% 24% F 59% F
Trailing 12 Months  
Capital Gain 13.12% 41% F 37% F
Dividend Return 2.41% 30% F 50% F
Total Return 15.53% 40% F 38% F
Trailing 5 Years  
Capital Gain 79.28% 73% C 61% D-
Dividend Return 11.97% 22% F 44% F
Total Return 91.25% 72% C- 62% D-
Average Annual (5 Year Horizon)  
Capital Gain 9.26% 94% A 76% C
Dividend Return 1.52% 34% F 38% F
Total Return 10.78% 93% A 76% C
Risk Return Profile  
Volatility (Standard Deviation) 22.57% 40% F 35% F
Risk Adjusted Return 47.76% 79% C+ 62% D-
Market Capitalization 0.46B 53% F 49% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.49 52% F 63% D
Price/Book Ratio 1.24 31% F 79% C+
Price / Cash Flow Ratio -9.44 97% A+ 74% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.17% 86% B 84% B
Return on Invested Capital 10.05% 88% B+ 81% B-
Return on Assets 1.24% 80% B- 62% D-
Debt to Equity Ratio 17.44% 66% D 67% D+
Technical Ratios  
Short Ratio 19.64 1% F 1% F
Short Percent 4.39% 6% F 41% F
Beta 0.87 57% F 69% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.