CBAN:NSD-Colony Bankcorp Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 17.73

Change

+0.13 (+0.74)%

Market Cap

USD 0.23B

Volume

3.18K

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict


Colony Bankcorp Inc (CBAN) Stock Analysis:
Based on the Colony Bankcorp Inc stock forecasts from 0 analysts, the average analyst target price for Colony Bankcorp Inc is not available over the next 12 months. Colony Bankcorp Inc’s average analyst rating is not available. Stock Target Advisor’s own stock analysis of Colony Bankcorp Inc is Bearish, which is based on 2 positive signals and 9 negative signals. At the last closing, Colony Bankcorp Inc’s stock price was USD 17.73. Colony Bankcorp Inc’s stock price has changed by -0.67 % over the past week, -1.09 % over the past month and +19.31 % over the last year.

About

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. It offers various deposit products, including demand, savings, and time deposits. The company also provides loans t ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+23.39 (+3.37%)

USD39.59B 21.27 N/A
FITB Fifth Third Bancorp

+0.50 (+1.15%)

USD29.38B 12.05 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

+0.24 (+1.57%)

USD21.61B 17.10 N/A
FITBI Fifth Third Bancorp

+0.09 (+0.31%)

USD19.30B 7.63 N/A
SBNY Signature Bank

+6.89 (+2.21%)

USD18.54B 22.31 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

+0.57 (+0.89%)

USD9.69B 9.02 N/A
CBSH Commerce Bancshares Inc

-0.19 (-0.28%)

USD8.07B 15.55 N/A
FCNCA First Citizens BancShares Inc

+12.33 (+1.53%)

USD7.66B 14.51 N/A

ETFs Containing CBAN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.02% 38% F 69% D+
Dividend Return 3.50% 61% D- 67% D+
Total Return 24.52% 40% F 71% C-
Trailing 12 Months  
Capital Gain 19.31% 33% F 64% D
Dividend Return 3.45% 54% F 64% D
Total Return 22.76% 35% F 66% D
Trailing 5 Years  
Capital Gain 49.62% 81% B- 59% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 49.62% 75% C 56% F
Average Annual (5 Year Horizon)  
Capital Gain 8.71% 70% C- 48% F
Dividend Return 2.20% 44% F 59% F
Total Return 10.91% 71% C- 49% F
Risk Return Profile  
Volatility (Standard Deviation) 28.91% 60% D- 61% D-
Risk Adjusted Return 37.72% 73% C 53% F
Market Capitalization 0.23B 33% F 37% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.28 77% C+ 73% C
Price/Book Ratio 1.11 61% D- 80% B-
Price / Cash Flow Ratio -12.27 94% A 76% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.85% 45% F 70% C-
Return on Invested Capital 4.39% 39% F 63% D
Return on Assets 0.91% 24% F 51% F
Debt to Equity Ratio 115.64% 9% F 18% F
Technical Ratios  
Short Ratio 1.73 76% C 64% D
Short Percent 0.12% 86% B 93% A
Beta 0.56 82% B- 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.