CATY:NSD-Cathay General Bancorp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 40.97


0.00 (0.00)%

Market Cap

USD 3.19B



Avg Analyst Target

USD 44.00 (+7.40%)

Avg User Target

Average Analyst Rating


Fundamental Analysis



Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for automobile, household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. As of January 27, 2021, it operated 38 branches in California; 10 branches in New York; three branches in Illinois; four branches in Washington; two branches in Texas; and one each branch in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong, as well as a representative office in Beijing, Taipei, and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California. Address: 777 North Broadway, Los Angeles, CA, United States, 90012

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Relative Returns (From:    To: 2021-10-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group


USD40.50B 19.72 N/A
FITB Fifth Third Bancorp


USD30.05B 12.72 N/A
HBANN Huntington Bancshares Incorpor..


USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..


USD23.82B 17.42 N/A
FITBI Fifth Third Bancorp


USD19.56B 8.15 N/A
SBNY Signature Bank


USD18.53B 24.07 N/A
HBANO Huntington Bancshares Incorpor..


USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..


USD10.07B 9.33 N/A
CBSH Commerce Bancshares Inc


USD8.32B 15.28 N/A
FCNCA First Citizens BancShares Inc


USD8.28B 14.92 N/A

ETFs Containing CATY

Symbol Name Weight Mer Price(Change) Market Cap
DGRS WisdomTree Trust - Wisdom.. 0.00 % 0.38 %



Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Capital Gain 27.28% 54% F 74% C
Dividend Return 2.89% 61% D- 67% D+
Total Return 30.16% 54% F 75% C
Trailing 12 Months  
Capital Gain 75.39% 72% C- 80% B-
Dividend Return 5.31% 79% C+ 77% C+
Total Return 80.69% 73% C 81% B-
Trailing 5 Years  
Capital Gain 34.42% 50% F 47% F
Dividend Return 18.11% 70% C- 73% C
Total Return 52.53% 52% F 51% F
Average Annual (5 Year Horizon)  
Capital Gain 4.11% 50% F 38% F
Dividend Return 3.24% 77% C+ 75% C
Total Return 7.35% 57% F 41% F
Risk Return Profile  
Volatility (Standard Deviation) 32.65% 41% F 56% F
Risk Adjusted Return 22.50% 48% F 37% F
Market Capitalization 3.19B 89% B+ 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.74 51% F 66% D
Price/Book Ratio 1.32 33% F 75% C
Price / Cash Flow Ratio 9.97 64% D 37% F
Management Effectiveness  
Return on Equity 11.61% 59% F 73% C
Return on Invested Capital 0.22% 18% F 53% F
Return on Assets 1.44% 76% C 59% F
Debt to Equity Ratio 4.93% 93% A 79% C+
Technical Ratios  
Short Ratio 2.92 54% F 51% F
Short Percent 1.53% 33% F 67% D+
Beta 1.43 8% F 31% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector