CASH:NSD-Meta Financial Group, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 19.29

Change

-0.32 (-1.63)%

Market Cap

USD 0.68B

Volume

0.15M

Average Target Price

USD 25.20 (+30.64%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Meta Financial Group, Inc. operates as the holding company for MetaBank that offers various banking products and services in the United States. The company accepts various deposit products, including statement savings accounts, money market savings accounts, negotiable order of withdrawal accounts, and checking accounts; and deposits related to prepaid cards, which primarily comprise checking accounts and certificate accounts. It also provides loans, such as commercial finance loans, commercial and multi-family real estate loans, one-to-four family mortgage loans, consumer finance loans, taxpayer advance loans, agriculture loans, consumer and commercial operating loans, and commercial insurance premium finance products. In addition, the company issues prepaid cards and consumer credit products; sponsors automated teller machines into various debit networks; and offers tax refund transfer and other payment industry products and services. It operates nine full-service branch offices in Storm Lake and Des Moines, Iowa; and Brookings and Sioux Falls, South Dakota, as well as 14 non-branch offices. The company was founded in 1954 and is headquartered in Sioux Falls, South Dakota.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-29 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD29.50B 6.16 N/A
FITBI Fifth Third Bancorp

+0.02 (+0.07%)

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

-0.35 (-1.64%)

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD13.36B 17.76 N/A
SIVB SVB Financial Group

-0.39 (-0.16%)

USD11.88B 13.12 N/A
HBAN Huntington Bancshares Incorpor..

-0.07 (-0.77%)

USD9.28B 10.97 N/A
PBCTP People's United Financial, Inc

+0.56 (+2.04%)

USD6.66B 18.20 N/A
CBSH Commerce Bancshares, Inc

-0.44 (-0.79%)

USD6.23B 20.27 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
ZION Zions Bancorporation, National..

-0.41 (-1.40%)

USD4.82B 11.33 N/A

ETFs Containing CASH

Symbol Name Weight Mer Price(Change) Market Cap
FWDB AdvisorShares FolioBeyond.. 0.00 % 1.31 %

+0.01 (+0.02%)

USD8.31M
HDGE AdvisorShares Ranger Equi.. 0.00 % 3.12 %

+0.04 (+0.90%)

USD0.16B
HFXJ IQ 50 Percent Hedged FTSE.. 0.00 % 0.30 %

N/A

USD7.07M
LFEQ VanEck Vectors Long/Flat .. 0.00 % 0.60 %

-0.11 (-0.35%)

USD0.04B
DWSH AdvisorShares Dorsey Wrig.. 0.00 % 3.07 %

+0.40 (+2.14%)

USD0.11B
SDAG IQ Short Duration Enhance.. 0.00 % 0.29 %

N/A

USD3.65M

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -47.17% 15% F 13% F
Dividend Return 0.41% 2% F 10% F
Total Return -46.75% 12% F 12% F
Trailing 12 Months  
Capital Gain -39.81% 27% F 17% F
Dividend Return 0.62% 3% F 11% F
Total Return -39.19% 20% F 16% F
Trailing 5 Years  
Capital Gain 44.64% 90% A- 67% D+
Dividend Return 6.62% 9% F 18% F
Total Return 51.26% 88% B+ 66% D
Average Annual (5 Year Horizon)  
Capital Gain 22.05% N/A N/A 80% B-
Dividend Return 0.75% N/A N/A 18% F
Total Return 22.80% N/A N/A 80% B-
Risk Return Profile  
Volatility (Standard Deviation) 49.96% N/A N/A 22% F
Risk Adjusted Return 45.64% N/A N/A 67% D+
Market Capitalization 0.68B 74% C 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.02 94% A 82% B-
Price/Book Ratio 0.78 39% F 81% B-
Price / Cash Flow Ratio 3.57 87% B+ 49% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.11% 93% A 86% B
Return on Invested Capital 8.78% 67% D+ 76% C
Return on Assets 1.57% 95% A 66% D
Debt to Equity Ratio 23.49% 48% F 61% D-
Technical Ratios  
Short Ratio 3.72 66% D 45% F
Short Percent 2.07% 27% F 62% D-
Beta 1.10 26% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.