CACC:NSD-Credit Acceptance Corporation (USD)

COMMON STOCK | Credit Services | NSD

Last Closing Price

USD 556.13

Change

+10.16 (+1.86)%

Market Cap

USD 7.05B

Volume

0.06M

Avg Analyst Target

USD 456.67 (-17.88%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


CACC Stock Forecast & Price:
Based on the Credit Acceptance Corporation stock forecasts from 2 analysts, the average analyst target price for Credit Acceptance Corporation is USD 456.67 over the next 12 months. Credit Acceptance Corporation’s average analyst rating is Sell. Stock Target Advisor’s own stock analysis of Credit Acceptance Corporation is Slightly Bullish , which is based on 7 positive signals and 5 negative signals. At the last closing, Credit Acceptance Corporation’s stock price was USD 556.13. Credit Acceptance Corporation’s stock price has changed by +1.93% over the past week, +10.15% over the past month and +1.42% over the last year.

About Credit Acceptance Corporation (CACC:NSD)

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys t ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-08-10 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
PYPL PayPal Holdings Inc

+4.43 (+4.69%)

USD108.95B 31.94 27.55
SLM SLM Corp

+0.77 (+5.12%)

USD3.78B 4.94 N/A
SLMBP SLM Corp Pb Pref

N/A

USD3.74B 26.67 N/A
FCFS FirstCash Inc

+2.93 (+3.90%)

USD3.53B 19.26 9.06
NAVI Navient Corp

+0.46 (+2.86%)

USD2.32B 4.09 N/A
QFIN 360 Finance Inc

+0.49 (+3.60%)

USD2.14B 2.67 N/A
PRAA PRA Group Inc

-0.14 (-0.36%)

USD1.54B 10.48 11.94
OCSL Oaktree Specialty Lending Corp

+0.06 (+0.85%)

USD1.29B 27.12 N/A
MGI Moneygram Int

+0.02 (+0.19%)

USD1.00B 19.30 -10.19
WRLD World Acceptance Corporation

+11.72 (+9.14%)

USD0.77B 27.13 N/A

ETFs Containing CACC

Symbol Name Weight Mer Price(Change) Market Cap
PRFZ Invesco FTSE RAFI US 1500.. 0.00 % 0.39 %

+4.19 (+2.48%)

USD2.08B
IUSS Invesco RAFI™ Strategic.. 0.00 % 0.23 %

+0.94 (+2.67%)

USD0.07B

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -19.13% 58% F 46% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -19.13% 54% F 45% F
Trailing 12 Months  
Capital Gain -0.11% 88% B+ 77% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.11% 83% B 75% C
Trailing 5 Years  
Capital Gain 103.49% 71% C- 80% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return 103.49% 71% C- 79% C+
Average Annual (5 Year Horizon)  
Capital Gain 20.95% 57% F 79% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 20.95% 52% F 79% C+
Risk Return Profile  
Volatility (Standard Deviation) 35.70% 70% C- 44% F
Risk Adjusted Return 58.68% 87% B+ 88% B+
Market Capitalization 7.05B 96% A 91% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.44 50% F 68% D+
Price/Book Ratio 4.64 10% F 20% F
Price / Cash Flow Ratio 6.60 32% F 36% F
EV/EBITDA 11.07 25% F 27% F
Management Effectiveness  
Return on Equity 40.34% 83% B 95% A
Return on Invested Capital 14.34% 80% B- 83% B
Return on Assets 10.68% 85% B 93% A
Debt to Equity Ratio 252.92% 40% F 8% F
Technical Ratios  
Dividend Yield N/A N/A N/A N/A N/A
Short Ratio 18.60 4% F 2% F
Short Percent 17.11% 9% F 10% F
Beta 1.34 42% F 32% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.