CAC:NSD-Camden National Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 38.34

Change

+0.39 (+1.03)%

Market Cap

USD 0.57B

Volume

0.04M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Camden National Corporation operates as the holding company for Camden National Bank that provides commercial and consumer banking products and services to consumer, institutional, municipal, non-profit, and commercial customers. It offers various deposit products, including demand, checking, saving, and money market accounts; and time deposits, as well as certificates of deposit. The company also originates single family and multi-family residential loans, commercial real estate loans, business loans, municipal loans, and various consumer loans, as well as loans for the construction of residential homes, multi-family properties, and commercial real estate properties; and commercial lending to the small business medical field, including dentists, optometrists, and veterinarians. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of investment management, financial planning, fiduciary, asset management, and wealth management services, as well as serves as trustee. As of December 31, 2019, the Bank had 60 branches in 16 counties; 71 ATMs; commercial loan production offices in Manchester and Portsmouth, New Hampshire; and a mortgage loan production office in Braintree, Massachusetts. The company was founded in 1875 and is headquartered in Camden, Maine.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.02 (+0.08%)

USD28.14B 36.32 N/A
SIVB SVB Financial Group

+24.56 (+5.39%)

USD23.61B 22.21 N/A
FITB Fifth Third Bancorp

+0.22 (+0.72%)

USD21.86B 15.32 N/A
FITBI Fifth Third Bancorp

-0.01 (-0.03%)

USD20.18B 14.40 N/A
HBAN Huntington Bancshares Incorpor..

-0.67 (-4.62%)

USD14.83B 20.41 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.72 N/A
SBNY Signature Bank

+8.51 (+5.61%)

USD8.13B 15.96 N/A
CBSH Commerce Bancshares, Inc

+1.20 (+1.76%)

USD7.99B 23.43 N/A
ZION Zions Bancorporation, National..

+0.73 (+1.54%)

USD7.78B 15.69 N/A
PBCTP People's United Financial, Inc

+0.11 (+0.39%)

USD6.84B 24.47 N/A

ETFs Containing CAC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.15% 54% F 51% F
Dividend Return 0.92% 70% C- 74% C
Total Return 8.08% 60% D- 55% F
Trailing 12 Months  
Capital Gain -17.03% 29% F 18% F
Dividend Return 2.86% 63% D 66% D
Total Return -14.17% 30% F 19% F
Trailing 5 Years  
Capital Gain 44.79% 60% D- 50% F
Dividend Return 20.66% 74% C 73% C
Total Return 65.45% 64% D 54% F
Average Annual (5 Year Horizon)  
Capital Gain 5.46% 74% C 55% F
Dividend Return 2.73% 68% D+ 68% D+
Total Return 8.19% 77% C+ 58% F
Risk Return Profile  
Volatility (Standard Deviation) 24.90% 39% F 58% F
Risk Adjusted Return 32.88% 75% C 58% F
Market Capitalization 0.57B 62% D- 54% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.20 80% B- 75% C
Price/Book Ratio 1.11 36% F 79% C+
Price / Cash Flow Ratio 17.22 18% F 24% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.41% 83% B 81% B-
Return on Invested Capital 8.47% 65% D 74% C
Return on Assets 1.17% 77% C+ 61% D-
Debt to Equity Ratio 14.59% 64% D 70% C-
Technical Ratios  
Short Ratio 10.52 6% F 7% F
Short Percent 2.52% 21% F 57% F
Beta 0.98 44% F 62% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.