CAC:NSD-Camden National Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 48.02

Change

+0.57 (+1.20)%

Market Cap

USD 0.71B

Volume

0.03M

Average Target Price

USD 45.00 (-6.29%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Camden National Corporation operates as the bank holding company for Camden National Bank that provides commercial and consumer banking products and services to consumer, institutional, municipal, non-profit, and commercial customers. The company accepts checking, savings, time, and brokered deposits, as well as certificates of deposit. It also originates single and multi-family residential loans, commercial real estate loans, business loans, municipal loans, and various consumer loans, as well as loans for the construction of residential homes, multi-family properties, and commercial real estate properties; and specialized lending to dentists, optometrists, and veterinarians. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2020, the Bank had 57 branches in 13 counties; one branch in Portsmouth, New Hampshire; commercial loan production offices in Manchester, New Hampshire; and a mortgage loan production office in Braintree and Wakefield, Massachusetts, as well as 66 ATMs. The company was founded in 1875 and is headquartered in Camden, Maine.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.14 (-0.54%)

USD28.48B 37.87 N/A
SIVB SVB Financial Group

+7.23 (+1.41%)

USD27.62B 22.37 N/A
FITB Fifth Third Bancorp

+0.17 (+0.45%)

USD27.03B 20.78 N/A
FITBI Fifth Third Bancorp

-0.14 (-0.49%)

USD19.93B 15.57 N/A
HBAN Huntington Bancshares Incorpor..

+0.08 (+0.50%)

USD16.46B 23.33 N/A
SBNY Signature Bank

-4.41 (-1.90%)

USD13.37B 23.29 N/A
HBANO Huntington Bancshares Incorpor..

-0.03 (-0.12%)

USD13.20B 36.83 N/A
ZION Zions Bancorporation, National..

+0.31 (+0.56%)

USD9.13B 18.48 N/A
CBSH Commerce Bancshares, Inc

+0.40 (+0.52%)

USD9.02B 26.52 N/A
FCNCA First Citizens BancShares, Inc

+6.32 (+0.74%)

USD8.27B 17.91 N/A

ETFs Containing CAC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 34.21% 81% B- 83% B
Dividend Return 1.93% 97% A+ 88% B+
Total Return 36.14% 83% B 84% B
Trailing 12 Months  
Capital Gain 69.38% 60% D- 58% F
Dividend Return 4.76% 69% D+ 70% C-
Total Return 74.14% 62% D- 59% F
Trailing 5 Years  
Capital Gain 65.59% 67% D+ 58% F
Dividend Return 19.41% 71% C- 74% C
Total Return 85.00% 70% C- 61% D-
Average Annual (5 Year Horizon)  
Capital Gain 2.91% 66% D 43% F
Dividend Return 2.75% 67% D+ 68% D+
Total Return 5.65% 69% D+ 46% F
Risk Return Profile  
Volatility (Standard Deviation) 22.88% 59% F 69% D+
Risk Adjusted Return 24.70% 68% D+ 47% F
Market Capitalization 0.71B 63% D 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.01 73% C 70% C-
Price/Book Ratio 1.35 29% F 77% C+
Price / Cash Flow Ratio 38.82 11% F 12% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.87% 82% B- 82% B-
Return on Invested Capital -2.21% 10% F 42% F
Return on Assets 1.28% 82% B- 64% D
Debt to Equity Ratio 15.93% 67% D+ 66% D
Technical Ratios  
Short Ratio 7.17 7% F 10% F
Short Percent 2.46% 24% F 60% D-
Beta 1.00 46% F 60% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.