CAC:NSD-Camden National Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 44.19

Change

-0.24 (-0.54)%

Market Cap

USD 0.66B

Volume

0.03M

Avg Analyst Target

USD 50.25 (+13.71%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Camden National Corporation operates as the bank holding company for Camden National Bank that provides commercial and consumer banking products and services to consumer, institutional, municipal, non-profit, and commercial customers. The company accepts checking, savings, time, and brokered deposits, as well as certificates of deposit. It also originates single and multi-family residential loans, commercial real estate loans, business loans, municipal loans, and various consumer loans, as well as loans for the construction of residential homes, multi-family properties, and commercial real estate properties; and specialized lending to dentists, optometrists, and veterinarians. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2020, the Bank had 57 branches in 13 counties; one branch in Portsmouth, New Hampshire; commercial loan production offices in Manchester, New Hampshire; and a mortgage loan production office in Braintree and Wakefield, Massachusetts, as well as 66 ATMs. The company was founded in 1875 and is headquartered in Camden, Maine.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-07-28 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+7.38 (+1.33%)

USD31.28B 15.83 N/A
HBANN Huntington Bancshares Incorpor..

-0.05 (-0.19%)

USD28.18B 22.64 N/A
FITB Fifth Third Bancorp

+0.07 (+0.19%)

USD25.60B 10.61 N/A
HBAN Huntington Bancshares Incorpor..

+0.08 (+0.58%)

USD20.55B 12.18 N/A
FITBI Fifth Third Bancorp

-0.24 (-0.83%)

USD20.18B 8.41 N/A
SBNY Signature Bank

+1.35 (+0.59%)

USD13.29B 18.12 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
CBSH Commerce Bancshares, Inc

-0.30 (-0.41%)

USD8.47B 15.53 N/A
ZION Zions Bancorporation, National..

+0.68 (+1.32%)

USD8.38B 7.76 N/A
FCNCA First Citizens BancShares, Inc

+11.71 (+1.50%)

USD7.58B 13.69 N/A

ETFs Containing CAC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 23.50% 57% F 73% C
Dividend Return 2.93% 91% A- 80% B-
Total Return 26.44% 59% F 74% C
Trailing 12 Months  
Capital Gain 35.84% 32% F 55% F
Dividend Return 4.24% 60% D- 69% D+
Total Return 40.09% 32% F 57% F
Trailing 5 Years  
Capital Gain 52.45% 63% D 55% F
Dividend Return 19.97% 80% B- 79% C+
Total Return 72.42% 71% C- 60% D-
Average Annual (5 Year Horizon)  
Capital Gain 2.88% 54% F 37% F
Dividend Return 2.83% 68% D+ 70% C-
Total Return 5.71% 59% F 39% F
Risk Return Profile  
Volatility (Standard Deviation) 23.20% 70% C- 72% C-
Risk Adjusted Return 24.60% 60% D- 40% F
Market Capitalization 0.66B 63% D 58% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.13 68% D+ 71% C-
Price/Book Ratio 1.25 30% F 78% C+
Price / Cash Flow Ratio 36.29 10% F 13% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.83% 74% C 79% C+
Return on Invested Capital -2.21% 6% F 42% F
Return on Assets 1.36% 74% C 60% D-
Debt to Equity Ratio 15.93% 67% D+ 64% D
Technical Ratios  
Short Ratio 5.74 11% F 20% F
Short Percent 2.54% 16% F 56% F
Beta 0.98 46% F 61% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.