BWFG:NSD-Bankwell Financial Group, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 27.30

Change

-0.62 (-2.22)%

Market Cap

USD 0.22B

Volume

0.06M

Average Target Price

USD 34.00 (+24.54%)
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides a range of banking products and services to commercial and consumer customers in Connecticut. Its deposit products include checking, savings, and money market accounts; and time, demand, and NOW deposits, as well as certificates of deposit. The company also provides commercial lending products, including owner-occupied commercial real estate loans, commercial real estate investment loans, business term loans, equipment financing, and lines of credit to small and medium-sized businesses, as well as real estate construction and development loans; and consumer loans, such as loans secured by savings or certificate accounts, and automobiles, as well as unsecured personal loans and overdraft lines of credit. It operates through branch offices in New Canaan, Stamford, Norwalk, Fairfield, Darien, Westport, Wilton, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-14.42 (-2.64%)

USD29.62B 17.95 N/A
HBANN Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD28.40B 22.81 N/A
FITB Fifth Third Bancorp

-1.12 (-2.95%)

USD26.70B 13.97 N/A
FITBI Fifth Third Bancorp

+0.01 (+0.03%)

USD20.22B 10.62 N/A
HBAN Huntington Bancshares Incorpor..

-0.25 (-1.85%)

USD19.97B 11.84 N/A
SBNY Signature Bank

-9.76 (-4.00%)

USD14.12B 21.55 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 22.22 N/A
CBSH Commerce Bancshares, Inc

-2.30 (-3.15%)

USD8.55B 20.28 N/A
ZION Zions Bancorporation, National..

-1.32 (-2.56%)

USD8.46B 10.49 N/A
FCNCA First Citizens BancShares, Inc

-29.00 (-3.45%)

USD8.17B 14.75 N/A

ETFs Containing BWFG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 39.64% 86% B 83% B
Dividend Return 2.15% 78% C+ 74% C
Total Return 41.79% 87% B+ 83% B
Trailing 12 Months  
Capital Gain 82.73% 85% B 77% C+
Dividend Return 4.69% 71% C- 73% C
Total Return 87.42% 87% B+ 78% C+
Trailing 5 Years  
Capital Gain 31.31% 38% F 42% F
Dividend Return 11.45% 22% F 43% F
Total Return 42.76% 37% F 43% F
Average Annual (5 Year Horizon)  
Capital Gain -2.77% 19% F 19% F
Dividend Return 1.72% 33% F 48% F
Total Return -1.06% 18% F 20% F
Risk Return Profile  
Volatility (Standard Deviation) 35.25% 17% F 51% F
Risk Adjusted Return -2.99% 19% F 21% F
Market Capitalization 0.22B 33% F 33% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.59 13% F 44% F
Price/Book Ratio 1.20 46% F 83% B
Price / Cash Flow Ratio -146.04 99% A+ 95% A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.71% 16% F 60% D-
Return on Invested Capital 26.98% 95% A 93% A
Return on Assets 0.48% 10% F 49% F
Debt to Equity Ratio 14.30% 71% C- 67% D+
Technical Ratios  
Short Ratio 6.82 31% F 21% F
Short Percent 4.33% 7% F 43% F
Beta 0.86 60% D- 69% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector