BWFG:NSD-Bankwell Financial Group, Inc

COMMON STOCK | Banks - Regional - US | NSD

Last Closing Price

USD 27.92

Change

-0.13 (-0.46)%

Market Cap

USD 0.21B

Volume

6.00K

Average Target Price

USD 34.00 (+21.78%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides a range of banking services to commercial and consumer customers in Connecticut. It accepts checking, savings, and money market accounts; and time, demand, and NOW deposits, as well as certificates of deposit. The company also provides commercial lending products, including residential real estate loans, owner-occupied commercial real estate loans, commercial real estate investment loans, business term loans, equipment financing, and lines of credit to small and mid-sized businesses, as well as real estate construction and development loans; and consumer loans, such as loans secured by savings or certificate accounts, or automobiles, as well as unsecured personal loans and overdraft lines of credit. As of June 9, 2018, it operated through a network of 12 branches. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-10-22 )

Largest Industry Peers for Banks - Regional - US

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BAC-PM Bank of America Corporation

+0.05 (+0.19%)

N/A 9.48 N/A
FITBP Fifth Third Bancorp

-0.07 (-0.25%)

N/A 9.48 N/A
MBINO Merchants Bancorp

+0.08 (+0.30%)

N/A 13.63 N/A
SNV-PE Synovus Financial Corp

+0.11 (+0.41%)

N/A N/A N/A
FITB Fifth Third Bancorp

+0.28 (+1.00%)

USD 19.64B 9.33 0.00
FITBI Fifth Third Bancorp

+0.10 (+0.35%)

USD 19.63B 9.58 0.00
HBAN Huntington Bancshares Incorpor..

+0.07 (+0.49%)

USD 14.73B 11.26 0.00
HBANO Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD 13.63B 20.83 0.00
SIVB SVB Financial Group

-0.32 (-0.15%)

USD 10.55B 9.50 0.00
ZION Zions Bancorporation, National..

+2.41 (+5.28%)

USD 7.91B 10.77 0.00

ETFs Containing BWFG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks - Regional - US)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -2.75% 14% F 34% F
Dividend Return 1.36% 26% F 34% F
Total Return -1.39% 13% F 35% F
Trailing 12 Months  
Capital Gain -7.61% 25% F 43% F
Dividend Return 1.69% 30% F 36% F
Total Return -5.92% 25% F 44% F
Trailing 5 Years  
Capital Gain 46.95% 40% F 63% D
Dividend Return 7.47% 17% F 28% F
Total Return 54.42% 33% F 62% D-
Average Annual (5 Year Horizon)  
Capital Gain 13.93% 68% D+ 73% C
Dividend Return 1.09% 25% F 28% F
Total Return 15.01% 64% D 72% C-
Risk Return Profile  
Volatility (Standard Deviation) 27.03% 19% F 50% F
Risk Adjusted Return 55.54% 44% F 70% C-
Market Capitalization 0.21B 37% F 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks - Regional - US)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.57 72% C- 77% C+
Price/Book Ratio 1.20 51% F 64% D
Price / Cash Flow Ratio 10.76 43% F 34% F
EV/EBITDA 0.00 15% F 50% F
Management Effectiveness  
Return on Equity 10.84% 61% D- 73% C
Return on Invested Capital 4.90% 19% F 52% F
Return on Assets 1.01% 35% F 51% F
Debt to Equity Ratio 30.19% 39% F 55% F
Technical Ratios  
Short Ratio 12.39 9% F 12% F
Short Percent 2.32% 32% F 63% D
Beta 0.49 72% C- 74% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.