BUSE:NSD-First Busey Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 23.25

Change

0.00 (0.00)%

Market Cap

USD 1.26B

Volume

0.15M

Average Target Price

USD 25.00 (+7.53%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

First Busey Corporation operates as the bank holding company for Busey Bank that provides retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company operates in three segments: Banking, Remittance Processing, and Wealth Management. It offers customary types of demand and savings deposits; and commercial, agricultural, real estate construction, commercial and residential real estate, and consumer loans, as well as home equity lines of credit. The company also provides money transfer, safe deposit, IRA, and other fiduciary services through banking center, ATM and technology-based networks. In addition, it offers investment management, trust, estate advisory, and financial planning services, as well as business succession planning, and employee retirement planning services; investment strategy consulting and fiduciary services; and security brokerage services. Further, the company provides pay processing solutions, such as walk-in payment processing for payments delivered by customers to retail pay agents; online bill payment solutions for payments made by customers on a billing company's Website; customer service payments for payments accepted over the telephone; mobile bill pay; direct debit services; electronic concentration of payments delivered by the automated clearing house network; money management software and credit card networks; and lockbox remittance processing of payments delivered by mail. It has 61 banking centers in Illinois; 13 in Missouri; five in southwest Florida; and one in Indianapolis, Indiana. The company was founded in 1868 and is headquartered in Champaign, Illinois. Address: 100 West University Avenue, Champaign, IL, United States, 61820

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-23 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.24B 36.44 N/A
SIVB SVB Financial Group

N/A

USD24.89B 20.99 N/A
FITB Fifth Third Bancorp

N/A

USD22.02B 16.89 N/A
FITBI Fifth Third Bancorp

N/A

USD20.17B 15.76 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD14.15B 19.47 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.72 N/A
SBNY Signature Bank

N/A

USD8.59B 16.86 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.13B 25.83 N/A
ZION Zions Bancorporation, National..

N/A

USD7.90B 15.93 N/A
PBCTP People's United Financial, Inc

N/A

USD6.86B 24.57 N/A

ETFs Containing BUSE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.89% 61% D- 54% F
Dividend Return 1.07% 92% A- 79% C+
Total Return 8.96% 66% D 57% F
Trailing 12 Months  
Capital Gain -13.02% 41% F 22% F
Dividend Return 3.33% 74% C 71% C-
Total Return -9.69% 43% F 23% F
Trailing 5 Years  
Capital Gain 26.98% 41% F 42% F
Dividend Return 20.59% 69% D+ 71% C-
Total Return 47.57% 47% F 45% F
Average Annual (5 Year Horizon)  
Capital Gain -1.68% 33% F 32% F
Dividend Return 2.75% 69% D+ 68% D+
Total Return 1.07% 38% F 37% F
Risk Return Profile  
Volatility (Standard Deviation) 25.34% 37% F 58% F
Risk Adjusted Return 4.22% 37% F 36% F
Market Capitalization 1.26B 77% C+ 67% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.70 57% F 66% D
Price/Book Ratio 1.02 51% F 83% B
Price / Cash Flow Ratio 15.65 20% F 25% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.14% 55% F 72% C-
Return on Invested Capital 7.88% 65% D 73% C
Return on Assets 0.99% 63% D 59% F
Debt to Equity Ratio 13.95% 66% D 70% C-
Technical Ratios  
Short Ratio 4.07 49% F 33% F
Short Percent 1.52% 40% F 70% C-
Beta 1.11 33% F 54% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.