BUSE:NSD-First Busey Corporation (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 16.08

Change

-0.09 (-0.56)%

Market Cap

USD 0.88B

Volume

0.12M

Average Target Price

USD 22.00 (+36.82%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

First Busey Corporation operates as the bank holding company for Busey Bank that provides retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company operates in three segments: Banking, Remittance Processing, and Wealth Management. It offers customary types of demand and savings deposits; and commercial, agricultural, real estate construction, commercial and residential real estate, and consumer loans, as well as home equity lines of credit. The company also provides money transfer, safe deposit, IRA, and other fiduciary services through banking center, ATM and technology-based networks. In addition, it offers investment management, trust, estate advisory, and financial planning services, as well as business succession planning, and employee retirement planning services; investment strategy consulting and fiduciary services; and security brokerage services. Further, the company provides pay processing solutions, such as walk-in payment processing for payments delivered by customers to retail pay agents; online bill payment solutions for payments made by customers on a billing company's Website; customer service payments for payments accepted over the telephone; mobile bill pay; direct debit services; electronic concentration of payments delivered by the automated clearing house network; money management software and credit card networks; and lockbox remittance processing of payments delivered by mail. It has 61 banking centers in Illinois; 13 in Missouri; five in southwest Florida; and one in Indianapolis, Indiana. The company was founded in 1868 and is headquartered in Champaign, Illinois.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-29 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD29.50B 6.16 N/A
FITBI Fifth Third Bancorp

+0.02 (+0.07%)

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

-0.35 (-1.64%)

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD13.36B 17.76 N/A
SIVB SVB Financial Group

-0.39 (-0.16%)

USD11.88B 13.12 N/A
HBAN Huntington Bancshares Incorpor..

-0.07 (-0.77%)

USD9.28B 10.97 N/A
PBCTP People's United Financial, Inc

+0.56 (+2.04%)

USD6.66B 18.20 N/A
CBSH Commerce Bancshares, Inc

-0.44 (-0.79%)

USD6.23B 20.27 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
ZION Zions Bancorporation, National..

-0.41 (-1.40%)

USD4.82B 11.33 N/A

ETFs Containing BUSE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -41.53% 41% F 18% F
Dividend Return 2.40% 74% C 73% C
Total Return -39.13% 42% F 19% F
Trailing 12 Months  
Capital Gain -35.03% 42% F 21% F
Dividend Return 3.52% 75% C 73% C
Total Return -31.52% 43% F 22% F
Trailing 5 Years  
Capital Gain -19.20% 30% F 35% F
Dividend Return 18.39% 61% D- 68% D+
Total Return -0.80% 36% F 40% F
Average Annual (5 Year Horizon)  
Capital Gain 3.04% N/A N/A 48% F
Dividend Return 2.75% N/A N/A 68% D+
Total Return 5.79% N/A N/A 51% F
Risk Return Profile  
Volatility (Standard Deviation) 26.08% N/A N/A 56% F
Risk Adjusted Return 22.20% N/A N/A 47% F
Market Capitalization 0.88B 78% C+ 68% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.06 55% F 72% C-
Price/Book Ratio 0.69 60% D- 86% B
Price / Cash Flow Ratio 10.91 21% F 27% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.75% 48% F 71% C-
Return on Invested Capital 7.88% 59% F 73% C
Return on Assets 0.93% 57% F 58% F
Debt to Equity Ratio 13.95% 66% D 71% C-
Technical Ratios  
Short Ratio 5.52 42% F 31% F
Short Percent 1.28% 49% F 74% C
Beta 1.09 27% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.