BSBK:NSD-Bogota Financial Corp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 10.45

Change

-0.43 (-3.95)%

Market Cap

USD 0.15B

Volume

9.84K

Avg Analyst Target

USD 11.00 (+5.26%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one- to four-family residential real estate loans, and commercial real estate and multi-family loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans, and construction loans; and buys, sells, and holds investment securities. As of February 5, 2021, it operated two offices located in Bogota and Teaneck, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC. Address: 819 Teaneck Road, Teaneck, NJ, United States, 07666

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-22.78 (-3.73%)

USD35.81B 17.43 N/A
FITB Fifth Third Bancorp

-1.58 (-3.94%)

USD27.71B 11.70 N/A
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD27.65B 27.40 N/A
HBAN Huntington Bancshares Incorpor..

-0.53 (-3.55%)

USD22.07B 16.14 N/A
FITBI Fifth Third Bancorp

-0.05 (-0.17%)

USD20.13B 8.39 N/A
SBNY Signature Bank

-10.80 (-4.13%)

USD15.87B 20.61 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

-1.42 (-2.49%)

USD9.25B 8.57 N/A
FCNCA First Citizens BancShares Inc

-6.32 (-0.77%)

USD7.93B 14.32 N/A
CBSH Commerce Bancshares Inc

-0.44 (-0.66%)

USD7.73B 14.19 N/A

ETFs Containing BSBK

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 17.28% 48% F 68% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 17.28% 44% F 67% D+
Trailing 12 Months  
Capital Gain 38.23% 29% F 57% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 38.23% 26% F 56% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 7.80% 74% C 47% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.80% 63% D 43% F
Risk Return Profile  
Volatility (Standard Deviation) 16.91% 88% B+ 82% B-
Risk Adjusted Return 46.13% 86% B 63% D
Market Capitalization 0.15B 21% F 27% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.24 10% F 42% F
Price/Book Ratio 1.09 56% F 84% B
Price / Cash Flow Ratio 25.97 14% F 17% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.76% 9% F 59% F
Return on Invested Capital 1.02% 24% F 56% F
Return on Assets 0.83% 24% F 50% F
Debt to Equity Ratio 81.18% 13% F 26% F
Technical Ratios  
Short Ratio 6.86 23% F 23% F
Short Percent 1.23% 42% F 72% C-
Beta N/A N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector