BPOP:NSD-Popular, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 49.78

Change

+1.25 (+2.58)%

Market Cap

USD 4.09B

Volume

0.42M

Average Target Price

USD 50.00 (+0.44%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services. The company accepts various deposit products. It also offers commercial and industrial loans; commercial real estate loans; residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases. In addition, the company provides investment banking, broker-dealer, and insurance services. It also operates 163 branches in Puerto Rico; 49 branches in New York, New Jersey, and Florida; and 10 branches in the Virgin Islands, as well as 622 ATMs in Puerto Rico, 23 ATMs in the Virgin Islands, and 119 ATMs in the United States Mainland. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-01 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD29.17B 37.64 N/A
FITBI Fifth Third Bancorp

-0.25 (-0.87%)

USD20.09B 14.34 N/A
FITB Fifth Third Bancorp

+0.86 (+3.39%)

USD18.05B 12.65 N/A
SIVB SVB Financial Group

+10.31 (+2.99%)

USD17.86B 16.81 N/A
HBANO Huntington Bancshares Incorpor..

+0.10 (+0.39%)

USD13.33B 36.09 N/A
HBAN Huntington Bancshares Incorpor..

+0.42 (+3.48%)

USD12.29B 16.99 N/A
CBSH Commerce Bancshares, Inc

-2.84 (-4.31%)

USD7.36B 23.39 N/A
PBCTP People's United Financial, Inc

-0.21 (-0.74%)

USD6.85B 24.51 N/A
ZION Zions Bancorporation, National..

+1.48 (+3.84%)

USD6.33B 16.32 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A

ETFs Containing BPOP

Symbol Name Weight Mer Price(Change) Market Cap
KBE SPDR S&P Bank ETF 0.00 % 0.35 %

+0.87 (+2.25%)

USD1.56B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -15.27% 68% D+ 30% F
Dividend Return 2.04% 42% F 56% F
Total Return -13.23% 69% D+ 31% F
Trailing 12 Months  
Capital Gain -8.84% 74% C 34% F
Dividend Return 2.75% 57% F 63% D
Total Return -6.10% 74% C 35% F
Trailing 5 Years  
Capital Gain 71.54% 91% A- 71% C-
Dividend Return 17.75% 66% D 68% D+
Total Return 89.28% 93% A 73% C
Average Annual (5 Year Horizon)  
Capital Gain 14.24% N/A N/A 72% C-
Dividend Return 2.40% N/A N/A 62% D-
Total Return 16.64% N/A N/A 73% C
Risk Return Profile  
Volatility (Standard Deviation) 28.21% N/A N/A 52% F
Risk Adjusted Return 59.00% N/A N/A 77% C+
Market Capitalization 4.09B 95% A 85% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.73 87% B+ 78% C+
Price/Book Ratio 0.74 92% A- 92% A-
Price / Cash Flow Ratio 5.80 80% B- 46% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.41% 57% F 73% C
Return on Invested Capital 9.72% 76% C 79% C+
Return on Assets 0.84% 48% F 55% F
Debt to Equity Ratio 18.31% 58% F 66% D
Technical Ratios  
Short Ratio 3.27 62% D- 49% F
Short Percent 2.51% 19% F 55% F
Beta 1.22 20% F 43% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.