BPOP:NSD-Popular, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 70.33

Change

-0.67 (-0.94)%

Market Cap

USD 5.94B

Volume

0.35M

Average Target Price

USD 73.50 (+4.51%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico and the United States. The company provides savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; and certificates of deposit. It also offers commercial and industrial, commercial multi-family, commercial real estate, and residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases. In addition, the company provides investment banking, auto and equipment leasing, broker-dealer, and insurance services; debit cards; and online banking services. As of December 31, 2020, it operated 172 branches; and 619 ATMs in Puerto Rico, 23 ATMs in the Virgin Islands, and 118 ATMs in the United States Mainland. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.17 (-0.65%)

USD28.37B 37.72 N/A
SIVB SVB Financial Group

-9.01 (-1.71%)

USD27.40B 22.20 N/A
FITB Fifth Third Bancorp

-0.50 (-1.34%)

USD25.90B 13.24 N/A
FITBI Fifth Third Bancorp

-0.02 (-0.07%)

USD19.92B 10.35 N/A
HBAN Huntington Bancshares Incorpor..

-1.04 (-6.71%)

USD15.85B 22.46 N/A
SBNY Signature Bank

+1.62 (+0.68%)

USD13.79B 24.02 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.19B 36.81 N/A
CBSH Commerce Bancshares, Inc

-1.27 (-1.67%)

USD8.92B 21.13 N/A
ZION Zions Bancorporation, National..

-1.10 (-2.04%)

USD8.57B 10.64 N/A
FCNCA First Citizens BancShares, Inc

-7.87 (-0.92%)

USD8.26B 17.92 N/A

ETFs Containing BPOP

Symbol Name Weight Mer Price(Change) Market Cap
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

-0.60 (-1.92%)

USD0.23B
FOVL iShares Focused Value Fac.. 0.00 % 0.25 %

-0.57 (-1.05%)

USD0.04B
CEM2:F iShares US Equity Buyback.. 0.00 % 0.55 %

N/A

USD4.53M
CEM2:XETRA iShares US Equity Buyback.. 0.00 % 0.55 %

N/A

USD4.53M

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 24.88% 66% D 76% C
Dividend Return 0.71% 37% F 52% F
Total Return 25.59% 66% D 76% C
Trailing 12 Months  
Capital Gain 102.62% 87% B+ 72% C-
Dividend Return 4.61% 64% D 68% D+
Total Return 107.23% 88% B+ 72% C-
Trailing 5 Years  
Capital Gain 134.20% 94% A 74% C
Dividend Return 18.81% 68% D+ 72% C-
Total Return 153.01% 94% A 76% C
Average Annual (5 Year Horizon)  
Capital Gain 9.53% 89% B+ 57% F
Dividend Return 2.53% 59% F 65% D
Total Return 12.07% 90% A- 59% F
Risk Return Profile  
Volatility (Standard Deviation) 30.68% 23% F 55% F
Risk Adjusted Return 39.34% 85% B 61% D-
Market Capitalization 5.94B 95% A 87% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.99 69% D+ 70% C-
Price/Book Ratio 1.02 72% C- 89% B+
Price / Cash Flow Ratio 8.75 69% D+ 42% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.41% 50% F 72% C-
Return on Invested Capital 7.05% 71% C- 73% C
Return on Assets 0.86% 42% F 56% F
Debt to Equity Ratio 20.32% 56% F 60% D-
Technical Ratios  
Short Ratio 3.07 51% F 37% F
Short Percent 2.46% 23% F 60% D-
Beta 1.26 23% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector