BMRC:NSD-Bank of Marin Bancorp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 35.90

Change

-0.25 (-0.69)%

Market Cap

USD 0.49B

Volume

0.02M

Average Target Price

USD 33.00 (-8.08%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to professionals, small and middle-market businesses, individuals, and not-for-profit organizations in California, the United States. The company offers personal and business checking and savings accounts; and time certificates of deposit, individual retirement accounts, health savings accounts, and demand deposit marketplace accounts, as well as certificate of deposit account registry and insured cash sweep services. It also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant card and cash management services; credit cards; mobile deposit, remote deposit capture, automated clearing house, and image lockbox services, as well as wire transfers; fraud detection tools; and valet pick-up service for non-cash deposits. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and Internet banking services. The company operates 23 offices in Marin, Sonoma, San Francisco, Napa, and Alameda counties. Bank of Marin Bancorp was founded in 1989 and is headquartered in Novato, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-03 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD28.98B 37.40 N/A
FITBI Fifth Third Bancorp

+0.02 (+0.07%)

USD20.16B 14.39 N/A
FITB Fifth Third Bancorp

+0.24 (+0.90%)

USD18.94B 13.28 N/A
SIVB SVB Financial Group

+3.32 (+0.94%)

USD18.29B 17.21 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.36B 36.19 N/A
HBAN Huntington Bancshares Incorpor..

+0.15 (+1.17%)

USD13.05B 18.05 N/A
CBSH Commerce Bancshares, Inc

+0.11 (+0.17%)

USD7.41B 23.56 N/A
PBCTP People's United Financial, Inc

-0.09 (-0.32%)

USD6.85B 24.52 N/A
ZION Zions Bancorporation, National..

+0.82 (+1.97%)

USD6.82B 17.59 N/A
SBNY Signature Bank

+1.68 (+1.38%)

USD6.52B 12.79 N/A

ETFs Containing BMRC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -20.31% 49% F 24% F
Dividend Return 2.04% 41% F 56% F
Total Return -18.27% 50% F 25% F
Trailing 12 Months  
Capital Gain -19.20% 45% F 22% F
Dividend Return 2.07% 33% F 50% F
Total Return -17.13% 42% F 23% F
Trailing 5 Years  
Capital Gain 31.84% 72% C- 58% F
Dividend Return 12.58% 31% F 51% F
Total Return 44.42% 72% C- 59% F
Average Annual (5 Year Horizon)  
Capital Gain 11.60% N/A N/A 68% D+
Dividend Return 1.93% N/A N/A 51% F
Total Return 13.52% N/A N/A 69% D+
Risk Return Profile  
Volatility (Standard Deviation) 19.69% N/A N/A 70% C-
Risk Adjusted Return 68.67% N/A N/A 82% B-
Market Capitalization 0.49B 61% D- 55% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.85 29% F 57% F
Price/Book Ratio 1.41 10% F 68% D+
Price / Cash Flow Ratio 12.02 29% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.04% 65% D 75% C
Return on Invested Capital 10.49% 81% B- 80% B-
Return on Assets 1.12% 73% C 60% D-
Debt to Equity Ratio 0.87% 98% A+ 90% A-
Technical Ratios  
Short Ratio 7.06 18% F 21% F
Short Percent 1.27% 43% F 72% C-
Beta 0.80 57% F 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector