BMRC:NSD-Bank of Marin Bancorp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 35.72

Change

+0.15 (+0.42)%

Market Cap

USD 0.58B

Volume

0.22M

Avg Analyst Target

USD 43.00 (+20.38%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to professionals, small and middle-market businesses, individuals, and not-for-profit organizations in San Francisco Bay Area, California in the United States. The company offers personal and business checking and savings accounts; and time certificates of deposit, individual retirement accounts, health savings accounts, and demand deposit marketplace accounts, as well as certificate of deposit account registry and insured cash sweep services. It also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll, and cash management services; credit cards; mobile deposit, remote deposit capture, automated clearing house, and image lockbox services, as well as wire transfers; fraud detection tools; and valet pick-up service for non-cash deposits. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and digital banking services. As of January 25, 2021, the company operated 21 retail branches, 5 commercial banking offices, and 2 loan production offices located across 7 Bay Area counties. Bank of Marin Bancorp was founded in 1989 and is headquartered in Novato, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+1.96 (+0.32%)

USD35.69B 17.38 N/A
FITB Fifth Third Bancorp

-0.28 (-0.69%)

USD27.91B 11.78 N/A
HBANN Huntington Bancshares Incorpor..

-0.02 (-0.08%)

USD27.68B 27.42 N/A
HBAN Huntington Bancshares Incorpor..

-0.10 (-0.66%)

USD22.22B 16.25 N/A
FITBI Fifth Third Bancorp

-0.07 (-0.24%)

USD20.18B 8.41 N/A
SBNY Signature Bank

-1.91 (-0.72%)

USD15.98B 20.76 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

-0.61 (-1.06%)

USD9.35B 8.66 N/A
FCNCA First Citizens BancShares Inc

+0.93 (+0.11%)

USD7.96B 14.30 N/A
CBSH Commerce Bancshares Inc

+0.22 (+0.33%)

USD7.75B 14.24 N/A

ETFs Containing BMRC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 4.02% 19% F 47% F
Dividend Return 2.04% 36% F 57% F
Total Return 6.06% 17% F 48% F
Trailing 12 Months  
Capital Gain 16.24% 14% F 40% F
Dividend Return 3.03% 30% F 53% F
Total Return 19.26% 13% F 41% F
Trailing 5 Years  
Capital Gain 43.83% 61% D- 52% F
Dividend Return 15.10% 46% F 60% D-
Total Return 58.93% 64% D 54% F
Average Annual (5 Year Horizon)  
Capital Gain 4.75% 60% D- 40% F
Dividend Return 2.05% 41% F 55% F
Total Return 6.79% 58% F 40% F
Risk Return Profile  
Volatility (Standard Deviation) 20.01% 81% B- 77% C+
Risk Adjusted Return 33.93% 72% C- 49% F
Market Capitalization 0.58B 61% D- 56% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.13 26% F 57% F
Price/Book Ratio 1.66 11% F 67% D+
Price / Cash Flow Ratio 14.30 38% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.66% 38% F 68% D+
Return on Invested Capital 1.25% 25% F 56% F
Return on Assets 1.08% 41% F 54% F
Debt to Equity Ratio 0.79% 99% A+ 88% B+
Technical Ratios  
Short Ratio 1.92 73% C 65% D
Short Percent 1.58% 32% F 66% D
Beta 0.82 63% D 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector