BFST:NSD-Business First Bancshares, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 14.19

Change

+0.08 (+0.57)%

Market Cap

USD 0.29B

Volume

0.02M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Business First Bancshares, Inc. operates as the bank holding company for Business First Bank that provides various banking products and services. It offers various deposit products and services, including a range of checking, demand, money market, time, and savings accounts, as well as certificates of deposit; and remote deposit capture and direct deposit services. The company also provides commercial and industrial loans, including commercial lines of credit, working capital loans, term loans, equipment financing, asset acquisition, expansion and development loans, borrowing base loans, letters of credit, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien one-to-four family mortgage loans, and home equity lines of credit; consumer loans, including secured and unsecured installment and term loans; and credit cards. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products. Further, the company provides a range of other financial services comprising drive-through banking facilities, automated teller machines, and employee and payroll benefits solutions; and night depository, personalized checks, treasury and cash management, merchant, automated clearing house, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, lock-box, international trade finance, international trade, foreign exchange, online and mobile banking, e-statements, and bank-by-mail services. The company operates through 25 banking centers located in the State of Louisiana and in Dallas, Texas. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-29 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD29.50B 6.16 N/A
FITBI Fifth Third Bancorp

+0.02 (+0.07%)

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

-0.35 (-1.64%)

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD13.36B 17.76 N/A
SIVB SVB Financial Group

-0.39 (-0.16%)

USD11.88B 13.12 N/A
HBAN Huntington Bancshares Incorpor..

-0.07 (-0.77%)

USD9.28B 10.97 N/A
PBCTP People's United Financial, Inc

+0.56 (+2.04%)

USD6.66B 18.20 N/A
CBSH Commerce Bancshares, Inc

-0.44 (-0.79%)

USD6.23B 20.27 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
ZION Zions Bancorporation, National..

-0.41 (-1.40%)

USD4.82B 11.33 N/A

ETFs Containing BFST

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -43.08% 33% F 16% F
Dividend Return 1.20% 19% F 43% F
Total Return -41.88% 30% F 16% F
Trailing 12 Months  
Capital Gain -42.34% 17% F 15% F
Dividend Return 1.63% 14% F 41% F
Total Return -40.72% 14% F 15% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -10.26% N/A N/A 19% F
Dividend Return 0.89% N/A N/A 22% F
Total Return -9.37% N/A N/A 18% F
Risk Return Profile  
Volatility (Standard Deviation) 18.13% N/A N/A 73% C
Risk Adjusted Return -51.67% N/A N/A 13% F
Market Capitalization 0.29B 54% F 49% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.69 37% F 67% D+
Price/Book Ratio 0.71 54% F 84% B
Price / Cash Flow Ratio 11.94 17% F 25% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.37% 20% F 64% D
Return on Invested Capital 6.51% 43% F 67% D+
Return on Assets 0.58% 18% F 51% F
Debt to Equity Ratio 41.39% 31% F 47% F
Technical Ratios  
Short Ratio 3.07 75% C 51% F
Short Percent 0.65% 78% C+ 85% B
Beta 0.91 45% F 64% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.