BCBP:NSD-BCB Bancorp, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 7.92

Change

0.00 (0.00)%

Market Cap

USD 0.14B

Volume

0.02M

Average Target Price

USD 9.00 (+13.64%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank, a state-chartered commercial bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including interest and non-interest bearing demand, NOW, savings and club, money market, term certificate, interest bearing checking, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate loans, commercial and residential property construction loans, commercial business loans, small business administration loans, home equity loans and home equity lines of credit, and consumer loans; and residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, gift cards, fraud detection services, and automated teller services. As of January 31, 2019, it operated 28 branch offices in Bayonne, Carteret, Colonia, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lodi, Lyndhurst, Maplewood, Monroe Township, Parsippany, Plainsboro, Rutherford, South Orange, Union, and Woodbridge, New Jersey; and 3 branches in Hicksville and Staten Island, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey. Address: 104-110 Avenue C, Bayonne, NJ, United States, 07002

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-26 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.70B 6.16 N/A
FITBI Fifth Third Bancorp

N/A

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

N/A

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.33B 17.76 N/A
SIVB SVB Financial Group

N/A

USD11.88B 13.18 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD8.97B 10.97 N/A
PBCTP People's United Financial, Inc

N/A

USD6.43B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
CBSH Commerce Bancshares, Inc

N/A

USD6.06B 20.27 N/A
ZION Zions Bancorporation, National..

N/A

USD4.67B 11.33 N/A

ETFs Containing BCBP

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -42.57% 43% F 18% F
Dividend Return 3.05% 91% A- 79% C+
Total Return -39.52% 47% F 19% F
Trailing 12 Months  
Capital Gain -38.89% 39% F 20% F
Dividend Return 4.32% 88% B+ 79% C+
Total Return -34.57% 44% F 22% F
Trailing 5 Years  
Capital Gain -19.92% 29% F 36% F
Dividend Return 28.31% 98% A+ 88% B+
Total Return 8.39% 52% F 46% F
Average Annual (5 Year Horizon)  
Capital Gain 4.08% N/A N/A 51% F
Dividend Return 4.40% N/A N/A 85% B
Total Return 8.46% N/A N/A 58% F
Risk Return Profile  
Volatility (Standard Deviation) 25.93% N/A N/A 57% F
Risk Adjusted Return 32.62% N/A N/A 56% F
Market Capitalization 0.14B 33% F 35% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.36 51% F 71% C-
Price/Book Ratio 0.56 91% A- 93% A
Price / Cash Flow Ratio 5.57 70% C- 42% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.75% 33% F 68% D+
Return on Invested Capital 6.86% 47% F 68% D+
Return on Assets 0.55% 16% F 50% F
Debt to Equity Ratio 15.37% 62% D- 69% D+
Technical Ratios  
Short Ratio 6.42 34% F 25% F
Short Percent 1.54% 39% F 70% C-
Beta 0.60 77% C+ 80% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.