BCBP:NSD-BCB Bancorp, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 14.55

Change

0.00 (0.00)%

Market Cap

USD 0.25B

Volume

0.05M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2020, it operated 29 branch offices in Bayonne, Carteret, Edison, Fairfield, Hoboken, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, South Orange, River Edge, Rutherford, Union, and Woodbridge New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-07-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD31.08B 18.83 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD28.32B 22.75 N/A
FITB Fifth Third Bancorp

N/A

USD25.12B 10.43 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD20.41B 12.10 N/A
FITBI Fifth Third Bancorp

N/A

USD20.24B 8.44 N/A
SBNY Signature Bank

N/A

USD13.83B 18.84 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.41B 15.36 N/A
ZION Zions Bancorporation, National..

N/A

USD8.23B 7.62 N/A
FCNCA First Citizens BancShares, Inc

N/A

USD7.53B 13.58 N/A

ETFs Containing BCBP

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 31.44% 75% C 79% C+
Dividend Return 2.53% 81% B- 76% C
Total Return 33.97% 76% C 80% B-
Trailing 12 Months  
Capital Gain 64.04% 67% D+ 72% C-
Dividend Return 6.31% 91% A- 82% B-
Total Return 70.35% 70% C- 73% C
Trailing 5 Years  
Capital Gain 37.26% 51% F 48% F
Dividend Return 26.42% 96% A 88% B+
Total Return 63.68% 64% D 56% F
Average Annual (5 Year Horizon)  
Capital Gain -1.47% 21% F 21% F
Dividend Return 4.31% 93% A 85% B
Total Return 2.82% 34% F 30% F
Risk Return Profile  
Volatility (Standard Deviation) 24.42% 64% D 70% C-
Risk Adjusted Return 11.56% 34% F 29% F
Market Capitalization 0.25B 39% F 35% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.41 87% B+ 76% C
Price/Book Ratio 0.94 85% B 91% A-
Price / Cash Flow Ratio 1.78 86% B 54% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.32% 69% D+ 78% C+
Return on Invested Capital 6.81% 57% F 72% C-
Return on Assets 1.05% 43% F 55% F
Debt to Equity Ratio 14.86% 70% C- 65% D
Technical Ratios  
Short Ratio 0.48 86% B 84% B
Short Percent 0.58% 71% C- 84% B
Beta 0.61 81% B- 82% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.