BCBP:NSD-BCB Bancorp, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 13.49

Change

+0.10 (+0.75)%

Market Cap

USD 0.23B

Volume

0.04M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2020, it operated 29 branch offices in Bayonne, Carteret, Edison, Fairfield, Hoboken, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, South Orange, River Edge, Rutherford, Union, and Woodbridge New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-14 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.06 (-0.23%)

USD28.45B 37.83 N/A
FITB Fifth Third Bancorp

+0.33 (+0.86%)

USD27.16B 20.89 N/A
SIVB SVB Financial Group

+8.86 (+1.78%)

USD27.02B 21.89 N/A
FITBI Fifth Third Bancorp

-0.13 (-0.46%)

USD19.92B 15.56 N/A
HBAN Huntington Bancshares Incorpor..

+0.22 (+1.36%)

USD16.50B 23.39 N/A
SBNY Signature Bank

+0.38 (+0.17%)

USD13.22B 23.04 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.19B 36.80 N/A
ZION Zions Bancorporation, National..

-0.34 (-0.60%)

USD9.09B 18.39 N/A
CBSH Commerce Bancshares, Inc

+0.79 (+1.04%)

USD8.93B 26.24 N/A
FCNCA First Citizens BancShares, Inc

+21.07 (+2.58%)

USD7.90B 17.19 N/A

ETFs Containing BCBP

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.86% 55% F 71% C-
Dividend Return 1.26% 80% B- 75% C
Total Return 23.13% 56% F 71% C-
Trailing 12 Months  
Capital Gain 41.40% 29% F 39% F
Dividend Return 5.87% 82% B- 78% C+
Total Return 47.27% 31% F 41% F
Trailing 5 Years  
Capital Gain 34.63% 37% F 44% F
Dividend Return 27.94% 97% A+ 89% B+
Total Return 62.57% 53% F 53% F
Average Annual (5 Year Horizon)  
Capital Gain -1.24% 36% F 28% F
Dividend Return 4.26% 94% A 85% B
Total Return 3.00% 54% F 38% F
Risk Return Profile  
Volatility (Standard Deviation) 24.75% 46% F 65% D
Risk Adjusted Return 12.14% 51% F 36% F
Market Capitalization 0.23B 38% F 36% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.79 73% C 71% C-
Price/Book Ratio 0.92 86% B 92% A-
Price / Cash Flow Ratio 1.65 85% B 56% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.54% 55% F 72% C-
Return on Invested Capital 6.81% 68% D+ 73% C
Return on Assets 0.73% 33% F 55% F
Debt to Equity Ratio 14.86% 69% D+ 67% D+
Technical Ratios  
Short Ratio 2.23 69% D+ 50% F
Short Percent 1.46% 45% F 74% C
Beta 0.63 81% B- 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.